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Side-by-side financial comparison of Five9, Inc. (FIVN) and H2O AMERICA (HTO). Click either name above to swap in a different company.
Five9, Inc. is the larger business by last-quarter revenue ($300.3M vs $199.4M, roughly 1.5× H2O AMERICA). On growth, Five9, Inc. posted the faster year-over-year revenue change (7.8% vs 1.5%). Over the past eight quarters, H2O AMERICA's revenue compounded faster (15.3% CAGR vs 10.3%).
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
H2O Wireless is a United States-based prepaid cell phone service, that utilizes the AT&T network. It is a brand of the mobile virtual network operator (MVNO) Locus Telecommunications, a subsidiary of Telrite Holdings, Inc., since 2019. Locus was formerly a subsidiary of KDDI America corporation, starting in 2010. H2O Wireless is primarily advertised as a non-restrictive phone service for customers to bring or buy unlocked smartphones, although AT&T contract/locked phones may be accepted as well.
FIVN vs HTO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.3M | $199.4M |
| Net Profit | — | $16.2M |
| Gross Margin | 55.4% | — |
| Operating Margin | 6.6% | 16.6% |
| Net Margin | — | 8.1% |
| Revenue YoY | 7.8% | 1.5% |
| Net Profit YoY | — | -29.2% |
| EPS (diluted) | $0.22 | $0.45 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $300.3M | $199.4M | ||
| Q3 25 | $285.8M | $243.5M | ||
| Q2 25 | $283.3M | $197.8M | ||
| Q1 25 | $279.7M | $164.9M | ||
| Q4 24 | $278.7M | $196.5M | ||
| Q3 24 | $264.2M | $216.7M | ||
| Q2 24 | $252.1M | $173.1M | ||
| Q1 24 | $247.0M | $150.0M |
| Q4 25 | — | $16.2M | ||
| Q3 25 | $18.0M | $45.1M | ||
| Q2 25 | $1.2M | $24.7M | ||
| Q1 25 | $576.0K | $16.6M | ||
| Q4 24 | — | $22.9M | ||
| Q3 24 | $-4.5M | $38.7M | ||
| Q2 24 | $-12.8M | $20.7M | ||
| Q1 24 | $-7.1M | $11.7M |
| Q4 25 | 55.4% | — | ||
| Q3 25 | 55.0% | — | ||
| Q2 25 | 54.9% | — | ||
| Q1 25 | 55.0% | — | ||
| Q4 24 | 56.0% | — | ||
| Q3 24 | 53.8% | — | ||
| Q2 24 | 53.0% | — | ||
| Q1 24 | 53.6% | — |
| Q4 25 | 6.6% | 16.6% | ||
| Q3 25 | 5.6% | 26.5% | ||
| Q2 25 | -0.6% | 22.2% | ||
| Q1 25 | -1.9% | 21.8% | ||
| Q4 24 | 1.5% | 22.2% | ||
| Q3 24 | -5.8% | 26.9% | ||
| Q2 24 | -7.7% | 23.4% | ||
| Q1 24 | -8.4% | 18.6% |
| Q4 25 | — | 8.1% | ||
| Q3 25 | 6.3% | 18.5% | ||
| Q2 25 | 0.4% | 12.5% | ||
| Q1 25 | 0.2% | 10.0% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | -1.7% | 17.8% | ||
| Q2 24 | -5.1% | 12.0% | ||
| Q1 24 | -2.9% | 7.8% |
| Q4 25 | $0.22 | $0.45 | ||
| Q3 25 | $0.21 | $1.27 | ||
| Q2 25 | $0.01 | $0.71 | ||
| Q1 25 | $0.01 | $0.49 | ||
| Q4 24 | $0.16 | $0.70 | ||
| Q3 24 | $-0.06 | $1.17 | ||
| Q2 24 | $-0.17 | $0.64 | ||
| Q1 24 | $-0.10 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $232.1M | $20.7M |
| Total DebtLower is stronger | — | $1.9B |
| Stockholders' EquityBook value | $785.8M | $1.5B |
| Total Assets | $1.8B | $5.1B |
| Debt / EquityLower = less leverage | — | 1.23× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $232.1M | $20.7M | ||
| Q3 25 | $193.4M | $11.3M | ||
| Q2 25 | $205.5M | $19.8M | ||
| Q1 25 | $370.3M | $23.7M | ||
| Q4 24 | $362.5M | $11.1M | ||
| Q3 24 | $291.0M | $4.0M | ||
| Q2 24 | $175.7M | $22.8M | ||
| Q1 24 | $240.2M | $4.5M |
| Q4 25 | — | $1.9B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $785.8M | $1.5B | ||
| Q3 25 | $775.3M | $1.5B | ||
| Q2 25 | $717.4M | $1.5B | ||
| Q1 25 | $664.3M | $1.4B | ||
| Q4 24 | $622.2M | $1.4B | ||
| Q3 24 | $565.6M | $1.3B | ||
| Q2 24 | $525.9M | $1.3B | ||
| Q1 24 | $483.6M | $1.2B |
| Q4 25 | $1.8B | $5.1B | ||
| Q3 25 | $1.8B | $5.0B | ||
| Q2 25 | $1.7B | $4.8B | ||
| Q1 25 | $2.1B | $4.7B | ||
| Q4 24 | $2.1B | $4.7B | ||
| Q3 24 | $2.0B | $4.6B | ||
| Q2 24 | $1.9B | $4.4B | ||
| Q1 24 | $1.9B | $4.4B |
| Q4 25 | — | 1.23× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.26× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $83.6M | $63.5M |
| Free Cash FlowOCF − Capex | $77.3M | — |
| FCF MarginFCF / Revenue | 25.8% | — |
| Capex IntensityCapex / Revenue | 2.1% | — |
| Cash ConversionOCF / Net Profit | — | 3.92× |
| TTM Free Cash FlowTrailing 4 quarters | $201.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $83.6M | $63.5M | ||
| Q3 25 | $59.2M | $77.3M | ||
| Q2 25 | $35.1M | $60.8M | ||
| Q1 25 | $48.4M | $43.2M | ||
| Q4 24 | $49.8M | $41.5M | ||
| Q3 24 | $41.1M | $53.5M | ||
| Q2 24 | $19.9M | $49.3M | ||
| Q1 24 | $32.4M | $51.2M |
| Q4 25 | $77.3M | — | ||
| Q3 25 | $48.7M | — | ||
| Q2 25 | $31.6M | — | ||
| Q1 25 | $43.7M | — | ||
| Q4 24 | $40.5M | — | ||
| Q3 24 | $26.7M | — | ||
| Q2 24 | $13.1M | — | ||
| Q1 24 | $20.4M | — |
| Q4 25 | 25.8% | — | ||
| Q3 25 | 17.0% | — | ||
| Q2 25 | 11.1% | — | ||
| Q1 25 | 15.6% | — | ||
| Q4 24 | 14.5% | — | ||
| Q3 24 | 10.1% | — | ||
| Q2 24 | 5.2% | — | ||
| Q1 24 | 8.3% | — |
| Q4 25 | 2.1% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 3.3% | — | ||
| Q3 24 | 5.4% | — | ||
| Q2 24 | 2.7% | — | ||
| Q1 24 | 4.8% | — |
| Q4 25 | — | 3.92× | ||
| Q3 25 | 3.29× | 1.71× | ||
| Q2 25 | 30.38× | 2.47× | ||
| Q1 25 | 84.00× | 2.61× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | — | 1.39× | ||
| Q2 24 | — | 2.38× | ||
| Q1 24 | — | 4.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FIVN
Segment breakdown not available.
HTO
| Water Utility Services | $191.0M | 96% |
| Other | $8.4M | 4% |
