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Side-by-side financial comparison of Five9, Inc. (FIVN) and ONITY GROUP INC. (ONIT). Click either name above to swap in a different company.

Five9, Inc. is the larger business by last-quarter revenue ($300.3M vs $290.0M, roughly 1.0× ONITY GROUP INC.). On growth, ONITY GROUP INC. posted the faster year-over-year revenue change (29.0% vs 7.8%). Five9, Inc. produced more free cash flow last quarter ($77.3M vs $-750.9M). Over the past eight quarters, Five9, Inc.'s revenue compounded faster (10.3% CAGR vs 10.1%).

Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.

Onity Group, formerly Ocwen, is a provider of residential and commercial mortgage loan servicing, special servicing, and asset management services, which has been described as "debt collectors, collecting monthly principal and interest from homeowners". Ocwen was founded in 1988 and is headquartered in West Palm Beach, Florida, with additional offices in Mount Laurel, NJ, Rancho Cordova, California, and St. Croix, U.S. Virgin Islands. It also has support operations in the Philippines and Indi...

FIVN vs ONIT — Head-to-Head

Bigger by revenue
FIVN
FIVN
1.0× larger
FIVN
$300.3M
$290.0M
ONIT
Growing faster (revenue YoY)
ONIT
ONIT
+21.2% gap
ONIT
29.0%
7.8%
FIVN
More free cash flow
FIVN
FIVN
$828.2M more FCF
FIVN
$77.3M
$-750.9M
ONIT
Faster 2-yr revenue CAGR
FIVN
FIVN
Annualised
FIVN
10.3%
10.1%
ONIT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FIVN
FIVN
ONIT
ONIT
Revenue
$300.3M
$290.0M
Net Profit
$127.2M
Gross Margin
55.4%
Operating Margin
6.6%
Net Margin
43.9%
Revenue YoY
7.8%
29.0%
Net Profit YoY
552.7%
EPS (diluted)
$0.22
$14.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FIVN
FIVN
ONIT
ONIT
Q4 25
$300.3M
$290.0M
Q3 25
$285.8M
$280.3M
Q2 25
$283.3M
$246.6M
Q1 25
$279.7M
$249.8M
Q4 24
$278.7M
$224.8M
Q3 24
$264.2M
$265.7M
Q2 24
$252.1M
$246.4M
Q1 24
$247.0M
$239.1M
Net Profit
FIVN
FIVN
ONIT
ONIT
Q4 25
$127.2M
Q3 25
$18.0M
$18.7M
Q2 25
$1.2M
$21.5M
Q1 25
$576.0K
$22.1M
Q4 24
$-28.1M
Q3 24
$-4.5M
$21.4M
Q2 24
$-12.8M
$10.5M
Q1 24
$-7.1M
$30.1M
Gross Margin
FIVN
FIVN
ONIT
ONIT
Q4 25
55.4%
Q3 25
55.0%
Q2 25
54.9%
Q1 25
55.0%
Q4 24
56.0%
Q3 24
53.8%
Q2 24
53.0%
Q1 24
53.6%
Operating Margin
FIVN
FIVN
ONIT
ONIT
Q4 25
6.6%
Q3 25
5.6%
Q2 25
-0.6%
Q1 25
-1.9%
3.6%
Q4 24
1.5%
-14.9%
Q3 24
-5.8%
10.4%
Q2 24
-7.7%
5.5%
Q1 24
-8.4%
13.3%
Net Margin
FIVN
FIVN
ONIT
ONIT
Q4 25
43.9%
Q3 25
6.3%
6.7%
Q2 25
0.4%
8.7%
Q1 25
0.2%
8.8%
Q4 24
-12.5%
Q3 24
-1.7%
8.1%
Q2 24
-5.1%
4.3%
Q1 24
-2.9%
12.6%
EPS (diluted)
FIVN
FIVN
ONIT
ONIT
Q4 25
$0.22
$14.53
Q3 25
$0.21
$2.03
Q2 25
$0.01
$2.40
Q1 25
$0.01
$2.50
Q4 24
$0.16
$-3.59
Q3 24
$-0.06
$2.65
Q2 24
$-0.17
$1.33
Q1 24
$-0.10
$3.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FIVN
FIVN
ONIT
ONIT
Cash + ST InvestmentsLiquidity on hand
$232.1M
$180.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$785.8M
$627.9M
Total Assets
$1.8B
$16.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FIVN
FIVN
ONIT
ONIT
Q4 25
$232.1M
$180.5M
Q3 25
$193.4M
$172.8M
Q2 25
$205.5M
$194.3M
Q1 25
$370.3M
$178.0M
Q4 24
$362.5M
$184.8M
Q3 24
$291.0M
$201.6M
Q2 24
$175.7M
$203.1M
Q1 24
$240.2M
$185.1M
Stockholders' Equity
FIVN
FIVN
ONIT
ONIT
Q4 25
$785.8M
$627.9M
Q3 25
$775.3M
$501.4M
Q2 25
$717.4M
$481.9M
Q1 25
$664.3M
$460.2M
Q4 24
$622.2M
$442.9M
Q3 24
$565.6M
$468.2M
Q2 24
$525.9M
$446.2M
Q1 24
$483.6M
$432.1M
Total Assets
FIVN
FIVN
ONIT
ONIT
Q4 25
$1.8B
$16.2B
Q3 25
$1.8B
$16.1B
Q2 25
$1.7B
$16.5B
Q1 25
$2.1B
$16.3B
Q4 24
$2.1B
$16.4B
Q3 24
$2.0B
$13.2B
Q2 24
$1.9B
$13.1B
Q1 24
$1.9B
$13.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FIVN
FIVN
ONIT
ONIT
Operating Cash FlowLast quarter
$83.6M
$-748.0M
Free Cash FlowOCF − Capex
$77.3M
$-750.9M
FCF MarginFCF / Revenue
25.8%
-258.9%
Capex IntensityCapex / Revenue
2.1%
1.0%
Cash ConversionOCF / Net Profit
-5.88×
TTM Free Cash FlowTrailing 4 quarters
$201.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FIVN
FIVN
ONIT
ONIT
Q4 25
$83.6M
$-748.0M
Q3 25
$59.2M
$229.5M
Q2 25
$35.1M
$-598.8M
Q1 25
$48.4M
$-148.1M
Q4 24
$49.8M
$-573.8M
Q3 24
$41.1M
$19.2M
Q2 24
$19.9M
$-77.9M
Q1 24
$32.4M
$-297.1M
Free Cash Flow
FIVN
FIVN
ONIT
ONIT
Q4 25
$77.3M
$-750.9M
Q3 25
$48.7M
$228.8M
Q2 25
$31.6M
Q1 25
$43.7M
$-148.4M
Q4 24
$40.5M
$-574.6M
Q3 24
$26.7M
$19.1M
Q2 24
$13.1M
$-78.0M
Q1 24
$20.4M
$-297.2M
FCF Margin
FIVN
FIVN
ONIT
ONIT
Q4 25
25.8%
-258.9%
Q3 25
17.0%
81.6%
Q2 25
11.1%
Q1 25
15.6%
-59.4%
Q4 24
14.5%
-255.6%
Q3 24
10.1%
7.2%
Q2 24
5.2%
-31.7%
Q1 24
8.3%
-124.3%
Capex Intensity
FIVN
FIVN
ONIT
ONIT
Q4 25
2.1%
1.0%
Q3 25
3.7%
0.2%
Q2 25
1.2%
0.0%
Q1 25
1.7%
0.1%
Q4 24
3.3%
0.4%
Q3 24
5.4%
0.0%
Q2 24
2.7%
0.0%
Q1 24
4.8%
0.0%
Cash Conversion
FIVN
FIVN
ONIT
ONIT
Q4 25
-5.88×
Q3 25
3.29×
12.27×
Q2 25
30.38×
-27.85×
Q1 25
84.00×
-6.70×
Q4 24
Q3 24
0.90×
Q2 24
-7.42×
Q1 24
-9.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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