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Side-by-side financial comparison of Five9, Inc. (FIVN) and WAFD INC (WAFD). Click either name above to swap in a different company.

Five9, Inc. is the larger business by last-quarter revenue ($300.3M vs $191.4M, roughly 1.6× WAFD INC). On growth, WAFD INC posted the faster year-over-year revenue change (11.8% vs 7.8%). Five9, Inc. produced more free cash flow last quarter ($77.3M vs $50.0M). Over the past eight quarters, Five9, Inc.'s revenue compounded faster (10.3% CAGR vs 5.5%).

Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.

Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.

FIVN vs WAFD — Head-to-Head

Bigger by revenue
FIVN
FIVN
1.6× larger
FIVN
$300.3M
$191.4M
WAFD
Growing faster (revenue YoY)
WAFD
WAFD
+4.1% gap
WAFD
11.8%
7.8%
FIVN
More free cash flow
FIVN
FIVN
$27.3M more FCF
FIVN
$77.3M
$50.0M
WAFD
Faster 2-yr revenue CAGR
FIVN
FIVN
Annualised
FIVN
10.3%
5.5%
WAFD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FIVN
FIVN
WAFD
WAFD
Revenue
$300.3M
$191.4M
Net Profit
$64.2M
Gross Margin
55.4%
Operating Margin
6.6%
43.0%
Net Margin
33.5%
Revenue YoY
7.8%
11.8%
Net Profit YoY
35.8%
EPS (diluted)
$0.22
$0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FIVN
FIVN
WAFD
WAFD
Q4 25
$300.3M
$191.4M
Q3 25
$285.8M
$188.3M
Q2 25
$283.3M
$186.3M
Q1 25
$279.7M
$179.8M
Q4 24
$278.7M
$171.1M
Q3 24
$264.2M
$188.7M
Q2 24
$252.1M
$194.4M
Q1 24
$247.0M
$172.0M
Net Profit
FIVN
FIVN
WAFD
WAFD
Q4 25
$64.2M
Q3 25
$18.0M
$60.6M
Q2 25
$1.2M
$62.0M
Q1 25
$576.0K
$56.3M
Q4 24
$47.3M
Q3 24
$-4.5M
$61.1M
Q2 24
$-12.8M
$64.6M
Q1 24
$-7.1M
$15.9M
Gross Margin
FIVN
FIVN
WAFD
WAFD
Q4 25
55.4%
Q3 25
55.0%
Q2 25
54.9%
Q1 25
55.0%
Q4 24
56.0%
Q3 24
53.8%
Q2 24
53.0%
Q1 24
53.6%
Operating Margin
FIVN
FIVN
WAFD
WAFD
Q4 25
6.6%
43.0%
Q3 25
5.6%
41.2%
Q2 25
-0.6%
42.8%
Q1 25
-1.9%
40.1%
Q4 24
1.5%
35.2%
Q3 24
-5.8%
42.8%
Q2 24
-7.7%
42.6%
Q1 24
-8.4%
12.2%
Net Margin
FIVN
FIVN
WAFD
WAFD
Q4 25
33.5%
Q3 25
6.3%
32.2%
Q2 25
0.4%
33.3%
Q1 25
0.2%
31.3%
Q4 24
27.6%
Q3 24
-1.7%
32.4%
Q2 24
-5.1%
33.2%
Q1 24
-2.9%
9.2%
EPS (diluted)
FIVN
FIVN
WAFD
WAFD
Q4 25
$0.22
$0.79
Q3 25
$0.21
$0.71
Q2 25
$0.01
$0.73
Q1 25
$0.01
$0.65
Q4 24
$0.16
$0.54
Q3 24
$-0.06
$0.73
Q2 24
$-0.17
$0.75
Q1 24
$-0.10
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FIVN
FIVN
WAFD
WAFD
Cash + ST InvestmentsLiquidity on hand
$232.1M
$734.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$785.8M
$3.0B
Total Assets
$1.8B
$27.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FIVN
FIVN
WAFD
WAFD
Q4 25
$232.1M
$734.9M
Q3 25
$193.4M
$657.3M
Q2 25
$205.5M
$809.3M
Q1 25
$370.3M
$1.2B
Q4 24
$362.5M
$1.5B
Q3 24
$291.0M
$2.4B
Q2 24
$175.7M
$2.5B
Q1 24
$240.2M
$1.5B
Stockholders' Equity
FIVN
FIVN
WAFD
WAFD
Q4 25
$785.8M
$3.0B
Q3 25
$775.3M
$3.0B
Q2 25
$717.4M
$3.0B
Q1 25
$664.3M
$3.0B
Q4 24
$622.2M
$3.0B
Q3 24
$565.6M
$3.0B
Q2 24
$525.9M
$3.0B
Q1 24
$483.6M
$2.9B
Total Assets
FIVN
FIVN
WAFD
WAFD
Q4 25
$1.8B
$27.3B
Q3 25
$1.8B
$26.7B
Q2 25
$1.7B
$26.7B
Q1 25
$2.1B
$27.6B
Q4 24
$2.1B
$27.7B
Q3 24
$2.0B
$28.1B
Q2 24
$1.9B
$28.6B
Q1 24
$1.9B
$30.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FIVN
FIVN
WAFD
WAFD
Operating Cash FlowLast quarter
$83.6M
$60.5M
Free Cash FlowOCF − Capex
$77.3M
$50.0M
FCF MarginFCF / Revenue
25.8%
26.1%
Capex IntensityCapex / Revenue
2.1%
5.5%
Cash ConversionOCF / Net Profit
0.94×
TTM Free Cash FlowTrailing 4 quarters
$201.2M
$377.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FIVN
FIVN
WAFD
WAFD
Q4 25
$83.6M
$60.5M
Q3 25
$59.2M
$237.0M
Q2 25
$35.1M
$58.0M
Q1 25
$48.4M
$72.1M
Q4 24
$49.8M
$49.4M
Q3 24
$41.1M
$439.2M
Q2 24
$19.9M
$63.1M
Q1 24
$32.4M
$169.2M
Free Cash Flow
FIVN
FIVN
WAFD
WAFD
Q4 25
$77.3M
$50.0M
Q3 25
$48.7M
$208.2M
Q2 25
$31.6M
$53.1M
Q1 25
$43.7M
$66.6M
Q4 24
$40.5M
$43.0M
Q3 24
$26.7M
$414.6M
Q2 24
$13.1M
$58.3M
Q1 24
$20.4M
$164.8M
FCF Margin
FIVN
FIVN
WAFD
WAFD
Q4 25
25.8%
26.1%
Q3 25
17.0%
110.6%
Q2 25
11.1%
28.5%
Q1 25
15.6%
37.0%
Q4 24
14.5%
25.1%
Q3 24
10.1%
219.7%
Q2 24
5.2%
30.0%
Q1 24
8.3%
95.8%
Capex Intensity
FIVN
FIVN
WAFD
WAFD
Q4 25
2.1%
5.5%
Q3 25
3.7%
15.2%
Q2 25
1.2%
2.6%
Q1 25
1.7%
3.1%
Q4 24
3.3%
3.8%
Q3 24
5.4%
13.1%
Q2 24
2.7%
2.5%
Q1 24
4.8%
2.6%
Cash Conversion
FIVN
FIVN
WAFD
WAFD
Q4 25
0.94×
Q3 25
3.29×
3.91×
Q2 25
30.38×
0.94×
Q1 25
84.00×
1.28×
Q4 24
1.05×
Q3 24
7.18×
Q2 24
0.98×
Q1 24
10.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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