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Side-by-side financial comparison of FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) and VinFast Auto Ltd. (VFS). Click either name above to swap in a different company.

VinFast Auto Ltd. is the larger business by last-quarter revenue ($718.6M vs $498.0M, roughly 1.4× FLAGSTAR BANK, NATIONAL ASSOCIATION). FLAGSTAR BANK, NATIONAL ASSOCIATION runs the higher net margin — 4.2% vs -2.8%, a 7.0% gap on every dollar of revenue.

Flagstar Bank was an American commercial bank headquartered in Troy, Michigan. The bank was founded in 1987 and operated as a consumer and commercial bank, mortgage lender, and offered financial services. Flagstar Bancorp, Inc. was acquired by New York Community Bancorp, Inc. on December 1, 2022. New York Community Bancorp subsequently rebranded all of its branches under the Flagstar name and changed its name to Flagstar Financial in 2024. In a corporate restructuring in 2025 Flagstar Financi...

VinFast Auto Ltd. is a Vietnamese multinational automotive company founded by Vingroup, one of the largest private conglomerates in Vietnam that was founded by Phạm Nhật Vượng.

FLG vs VFS — Head-to-Head

Bigger by revenue
VFS
VFS
1.4× larger
VFS
$718.6M
$498.0M
FLG
Higher net margin
FLG
FLG
7.0% more per $
FLG
4.2%
-2.8%
VFS

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
FLG
FLG
VFS
VFS
Revenue
$498.0M
$718.6M
Net Profit
$21.0M
$-20.0M
Gross Margin
Operating Margin
11.4%
-96.1%
Net Margin
4.2%
-2.8%
Revenue YoY
1.6%
Net Profit YoY
-38.1%
EPS (diluted)
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FLG
FLG
VFS
VFS
Q1 26
$498.0M
Q4 25
$2.1B
Q3 25
$425.0M
$718.6M
Q2 25
$419.0M
$663.0M
Q1 25
$656.5M
Q4 24
$461.0M
Q3 24
$510.0M
$511.6M
Q2 24
$557.0M
Net Profit
FLG
FLG
VFS
VFS
Q1 26
$21.0M
Q4 25
$29.0M
Q3 25
$-36.0M
$-20.0M
Q2 25
$-70.0M
$-51.8M
Q1 25
$-26.1M
Q4 24
$-188.0M
Q3 24
$-280.0M
$-10.4M
Q2 24
$-323.0M
Operating Margin
FLG
FLG
VFS
VFS
Q1 26
11.4%
Q4 25
Q3 25
-9.6%
-96.1%
Q2 25
-19.3%
-79.0%
Q1 25
-74.0%
Q4 24
-51.6%
Q3 24
-65.7%
-65.9%
Q2 24
-76.1%
Net Margin
FLG
FLG
VFS
VFS
Q1 26
4.2%
Q4 25
1.4%
Q3 25
-8.5%
-2.8%
Q2 25
-16.7%
-7.8%
Q1 25
-4.0%
Q4 24
-40.8%
Q3 24
-54.9%
-2.0%
Q2 24
-58.0%
EPS (diluted)
FLG
FLG
VFS
VFS
Q1 26
$0.03
Q4 25
$0.05
Q3 25
$-0.11
Q2 25
$-0.19
Q1 25
Q4 24
$-1.11
Q3 24
$-0.79
Q2 24
$-1.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FLG
FLG
VFS
VFS
Cash + ST InvestmentsLiquidity on hand
$8.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$8.1B
Total Assets
$87.1B
$183.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FLG
FLG
VFS
VFS
Q1 26
Q4 25
Q3 25
$23.6B
$8.8M
Q2 25
$22.9B
$650.0M
Q1 25
$2.4M
Q4 24
$25.8B
Q3 24
$33.6B
$1.9M
Q2 24
$29.5B
Total Debt
FLG
FLG
VFS
VFS
Q1 26
Q4 25
Q3 25
$13.2B
Q2 25
$13.2B
Q1 25
Q4 24
$14.4B
Q3 24
$20.3B
Q2 24
$28.9B
Stockholders' Equity
FLG
FLG
VFS
VFS
Q1 26
$8.1B
Q4 25
$8.1M
Q3 25
$8.1B
Q2 25
$8.1B
$-7.2B
Q1 25
Q4 24
$8.2B
Q3 24
$8.6B
Q2 24
$8.4B
Total Assets
FLG
FLG
VFS
VFS
Q1 26
$87.1B
Q4 25
$87.5M
Q3 25
$91.7B
$183.2M
Q2 25
$92.2B
$7.2B
Q1 25
$158.2M
Q4 24
$100.2B
Q3 24
$114.4B
$151.8M
Q2 24
$119.1B
Debt / Equity
FLG
FLG
VFS
VFS
Q1 26
Q4 25
Q3 25
1.63×
Q2 25
1.63×
Q1 25
Q4 24
1.77×
Q3 24
2.37×
Q2 24
3.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FLG
FLG

Segment breakdown not available.

VFS
VFS

Sales of vehicles$662.9M92%
Sales of spare parts and components$41.3M6%
Revenue from leasing activities$12.3M2%
Finance income$2.4M0%
Rendering of services$1.2M0%

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