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Side-by-side financial comparison of Flywire Corp (FLYW) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
UNIVERSAL TECHNICAL INSTITUTE INC is the larger business by last-quarter revenue ($221.4M vs $157.5M, roughly 1.4× Flywire Corp). UNIVERSAL TECHNICAL INSTITUTE INC runs the higher net margin — 0.2% vs 0.0%, a 0.2% gap on every dollar of revenue. On growth, Flywire Corp posted the faster year-over-year revenue change (34.0% vs 6.7%). Over the past eight quarters, Flywire Corp's revenue compounded faster (17.5% CAGR vs 11.7%).
Flywire Corp is a global payment and receivables solutions provider serving core verticals including education, healthcare, travel, and B2B commerce. It offers secure cross-border payment processing, currency conversion, and workflow tools for organizations and payers worldwide.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
FLYW vs UTI — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $157.5M | $221.4M |
| Net Profit | $33.0K | $433.0K |
| Gross Margin | — | — |
| Operating Margin | -0.6% | 0.2% |
| Net Margin | 0.0% | 0.2% |
| Revenue YoY | 34.0% | 6.7% |
| Net Profit YoY | 100.2% | -60.5% |
| EPS (diluted) | $0.01 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $221.4M | ||
| Q4 25 | $157.5M | $220.8M | ||
| Q3 25 | $200.1M | $222.4M | ||
| Q2 25 | $131.9M | $204.3M | ||
| Q1 25 | $133.5M | $207.4M | ||
| Q4 24 | $117.5M | $201.4M | ||
| Q3 24 | $156.8M | $196.4M | ||
| Q2 24 | $103.7M | $177.5M |
| Q1 26 | — | $433.0K | ||
| Q4 25 | $33.0K | $12.8M | ||
| Q3 25 | $29.6M | $18.8M | ||
| Q2 25 | $-12.0M | $10.7M | ||
| Q1 25 | $-4.2M | $11.4M | ||
| Q4 24 | $-15.9M | $22.2M | ||
| Q3 24 | $38.9M | $18.8M | ||
| Q2 24 | $-13.9M | $5.0M |
| Q1 26 | — | 0.2% | ||
| Q4 25 | -0.6% | 7.1% | ||
| Q3 25 | 16.1% | 11.2% | ||
| Q2 25 | -6.8% | 6.9% | ||
| Q1 25 | -8.2% | 8.1% | ||
| Q4 24 | -4.9% | 13.6% | ||
| Q3 24 | 12.9% | 13.3% | ||
| Q2 24 | -15.2% | 4.2% |
| Q1 26 | — | 0.2% | ||
| Q4 25 | 0.0% | 5.8% | ||
| Q3 25 | 14.8% | 8.4% | ||
| Q2 25 | -9.1% | 5.2% | ||
| Q1 25 | -3.1% | 5.5% | ||
| Q4 24 | -13.5% | 11.0% | ||
| Q3 24 | 24.8% | 9.6% | ||
| Q2 24 | -13.4% | 2.8% |
| Q1 26 | — | $0.01 | ||
| Q4 25 | $0.01 | $0.23 | ||
| Q3 25 | $0.23 | $0.33 | ||
| Q2 25 | $-0.10 | $0.19 | ||
| Q1 25 | $-0.03 | $0.21 | ||
| Q4 24 | $-0.12 | $0.40 | ||
| Q3 24 | $0.30 | $0.35 | ||
| Q2 24 | $-0.11 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $355.0M | $162.0M |
| Total DebtLower is stronger | — | $127.8M |
| Stockholders' EquityBook value | $835.2M | $339.9M |
| Total Assets | $1.3B | $852.2M |
| Debt / EquityLower = less leverage | — | 0.38× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $162.0M | ||
| Q4 25 | $355.0M | $162.8M | ||
| Q3 25 | $377.3M | $169.1M | ||
| Q2 25 | $274.2M | $70.7M | ||
| Q1 25 | $255.3M | $96.0M | ||
| Q4 24 | $611.1M | $172.0M | ||
| Q3 24 | $681.1M | $161.9M | ||
| Q2 24 | $571.0M | $115.5M |
| Q1 26 | — | $127.8M | ||
| Q4 25 | — | $101.4M | ||
| Q3 25 | $15.0M | $87.1M | ||
| Q2 25 | $60.0M | $73.8M | ||
| Q1 25 | $60.0M | $94.4M | ||
| Q4 24 | $0 | $120.1M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $137.3M |
| Q1 26 | — | $339.9M | ||
| Q4 25 | $835.2M | $335.9M | ||
| Q3 25 | $829.1M | $328.1M | ||
| Q2 25 | $792.4M | $306.8M | ||
| Q1 25 | $784.3M | $293.9M | ||
| Q4 24 | $814.8M | $280.0M | ||
| Q3 24 | $843.2M | $260.2M | ||
| Q2 24 | $802.6M | $239.4M |
| Q1 26 | — | $852.2M | ||
| Q4 25 | $1.3B | $834.0M | ||
| Q3 25 | $1.3B | $826.1M | ||
| Q2 25 | $1.1B | $740.8M | ||
| Q1 25 | $1.1B | $720.4M | ||
| Q4 24 | $1.1B | $753.8M | ||
| Q3 24 | $1.2B | $744.6M | ||
| Q2 24 | $998.7M | $706.0M |
| Q1 26 | — | 0.38× | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | 0.02× | 0.27× | ||
| Q2 25 | 0.08× | 0.24× | ||
| Q1 25 | 0.08× | 0.32× | ||
| Q4 24 | 0.00× | 0.43× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.57× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.9M | $7.1M |
| Free Cash FlowOCF − Capex | $4.5M | — |
| FCF MarginFCF / Revenue | 2.9% | — |
| Capex IntensityCapex / Revenue | 0.2% | — |
| Cash ConversionOCF / Net Profit | 148.06× | 16.33× |
| TTM Free Cash FlowTrailing 4 quarters | $98.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $7.1M | ||
| Q4 25 | $4.9M | $3.1M | ||
| Q3 25 | $150.1M | $57.1M | ||
| Q2 25 | $24.1M | $18.1M | ||
| Q1 25 | $-78.9M | $-789.0K | ||
| Q4 24 | $-28.6M | $23.0M | ||
| Q3 24 | $184.6M | $67.5M | ||
| Q2 24 | $-19.3M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | $4.5M | $-19.2M | ||
| Q3 25 | $149.9M | $40.6M | ||
| Q2 25 | $23.5M | $6.8M | ||
| Q1 25 | $-79.1M | $-11.7M | ||
| Q4 24 | $-28.7M | $19.6M | ||
| Q3 24 | $184.4M | $60.0M | ||
| Q2 24 | $-19.7M | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | -8.7% | ||
| Q3 25 | 74.9% | 18.3% | ||
| Q2 25 | 17.8% | 3.4% | ||
| Q1 25 | -59.3% | -5.7% | ||
| Q4 24 | -24.4% | 9.7% | ||
| Q3 24 | 117.6% | 30.6% | ||
| Q2 24 | -19.0% | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 10.1% | ||
| Q3 25 | 0.1% | 7.4% | ||
| Q2 25 | 0.4% | 5.5% | ||
| Q1 25 | 0.1% | 5.3% | ||
| Q4 24 | 0.1% | 1.7% | ||
| Q3 24 | 0.1% | 3.8% | ||
| Q2 24 | 0.3% | 4.0% |
| Q1 26 | — | 16.33× | ||
| Q4 25 | 148.06× | 0.24× | ||
| Q3 25 | 5.07× | 3.04× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | -0.07× | ||
| Q4 24 | — | 1.04× | ||
| Q3 24 | 4.75× | 3.58× | ||
| Q2 24 | — | 2.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FLYW
| Transactions | $126.4M | 80% |
| Platform And Other Revenues | $31.1M | 20% |
UTI
Segment breakdown not available.
