vs
Side-by-side financial comparison of Flywire Corp (FLYW) and WESBANCO INC (WSBC). Click either name above to swap in a different company.
WESBANCO INC is the larger business by last-quarter revenue ($257.2M vs $157.5M, roughly 1.6× Flywire Corp). WESBANCO INC runs the higher net margin — 34.5% vs 0.0%, a 34.4% gap on every dollar of revenue. Over the past eight quarters, WESBANCO INC's revenue compounded faster (31.9% CAGR vs 17.5%).
Flywire Corp is a global payment and receivables solutions provider serving core verticals including education, healthcare, travel, and B2B commerce. It offers secure cross-border payment processing, currency conversion, and workflow tools for organizations and payers worldwide.
WesBanco, Inc., is a bank holding company headquartered in Wheeling, West Virginia, United States. It has over 200 branches in West Virginia, Ohio, Western Pennsylvania, Kentucky, Maryland, and Southern Indiana.
FLYW vs WSBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $157.5M | $257.2M |
| Net Profit | $33.0K | $88.6M |
| Gross Margin | — | — |
| Operating Margin | -0.6% | — |
| Net Margin | 0.0% | 34.5% |
| Revenue YoY | 34.0% | — |
| Net Profit YoY | 100.2% | 54.4% |
| EPS (diluted) | $0.01 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $257.2M | ||
| Q4 25 | $157.5M | $265.6M | ||
| Q3 25 | $200.1M | $261.6M | ||
| Q2 25 | $131.9M | $260.7M | ||
| Q1 25 | $133.5M | $193.2M | ||
| Q4 24 | $117.5M | $162.9M | ||
| Q3 24 | $156.8M | $150.8M | ||
| Q2 24 | $103.7M | $147.9M |
| Q1 26 | — | $88.6M | ||
| Q4 25 | $33.0K | $91.1M | ||
| Q3 25 | $29.6M | $83.6M | ||
| Q2 25 | $-12.0M | $57.4M | ||
| Q1 25 | $-4.2M | $-9.0M | ||
| Q4 24 | $-15.9M | $49.6M | ||
| Q3 24 | $38.9M | $37.3M | ||
| Q2 24 | $-13.9M | $28.9M |
| Q1 26 | — | — | ||
| Q4 25 | -0.6% | 43.2% | ||
| Q3 25 | 16.1% | 39.5% | ||
| Q2 25 | -6.8% | 27.2% | ||
| Q1 25 | -8.2% | -5.0% | ||
| Q4 24 | -4.9% | 38.0% | ||
| Q3 24 | 12.9% | 29.7% | ||
| Q2 24 | -15.2% | 23.7% |
| Q1 26 | — | 34.5% | ||
| Q4 25 | 0.0% | 34.3% | ||
| Q3 25 | 14.8% | 31.9% | ||
| Q2 25 | -9.1% | 22.0% | ||
| Q1 25 | -3.1% | -4.7% | ||
| Q4 24 | -13.5% | 30.5% | ||
| Q3 24 | 24.8% | 24.7% | ||
| Q2 24 | -13.4% | 19.5% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.01 | $0.97 | ||
| Q3 25 | $0.23 | $0.84 | ||
| Q2 25 | $-0.10 | $0.57 | ||
| Q1 25 | $-0.03 | $-0.15 | ||
| Q4 24 | $-0.12 | $0.72 | ||
| Q3 24 | $0.30 | $0.54 | ||
| Q2 24 | $-0.11 | $0.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $355.0M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $835.2M | $4.1B |
| Total Assets | $1.3B | $27.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $355.0M | $956.1M | ||
| Q3 25 | $377.3M | $1.0B | ||
| Q2 25 | $274.2M | $1.2B | ||
| Q1 25 | $255.3M | $1.1B | ||
| Q4 24 | $611.1M | $568.1M | ||
| Q3 24 | $681.1M | $620.9M | ||
| Q2 24 | $571.0M | $486.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $15.0M | — | ||
| Q2 25 | $60.0M | — | ||
| Q1 25 | $60.0M | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $4.1B | ||
| Q4 25 | $835.2M | $4.0B | ||
| Q3 25 | $829.1M | $4.1B | ||
| Q2 25 | $792.4M | $3.8B | ||
| Q1 25 | $784.3M | $3.8B | ||
| Q4 24 | $814.8M | $2.8B | ||
| Q3 24 | $843.2M | $2.8B | ||
| Q2 24 | $802.6M | $2.5B |
| Q1 26 | — | $27.5B | ||
| Q4 25 | $1.3B | $27.7B | ||
| Q3 25 | $1.3B | $27.5B | ||
| Q2 25 | $1.1B | $27.6B | ||
| Q1 25 | $1.1B | $27.4B | ||
| Q4 24 | $1.1B | $18.7B | ||
| Q3 24 | $1.2B | $18.5B | ||
| Q2 24 | $998.7M | $18.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.02× | — | ||
| Q2 25 | 0.08× | — | ||
| Q1 25 | 0.08× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $4.9M | — |
| Free Cash FlowOCF − Capex | $4.5M | — |
| FCF MarginFCF / Revenue | 2.9% | — |
| Capex IntensityCapex / Revenue | 0.2% | — |
| Cash ConversionOCF / Net Profit | 148.06× | — |
| TTM Free Cash FlowTrailing 4 quarters | $98.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $4.9M | $290.4M | ||
| Q3 25 | $150.1M | $116.9M | ||
| Q2 25 | $24.1M | $105.0M | ||
| Q1 25 | $-78.9M | $-26.4M | ||
| Q4 24 | $-28.6M | $211.0M | ||
| Q3 24 | $184.6M | $60.7M | ||
| Q2 24 | $-19.3M | $18.2M |
| Q1 26 | — | — | ||
| Q4 25 | $4.5M | $280.0M | ||
| Q3 25 | $149.9M | $114.9M | ||
| Q2 25 | $23.5M | $98.3M | ||
| Q1 25 | $-79.1M | $-30.7M | ||
| Q4 24 | $-28.7M | $200.7M | ||
| Q3 24 | $184.4M | $56.9M | ||
| Q2 24 | $-19.7M | $17.3M |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 105.4% | ||
| Q3 25 | 74.9% | 43.9% | ||
| Q2 25 | 17.8% | 37.7% | ||
| Q1 25 | -59.3% | -15.9% | ||
| Q4 24 | -24.4% | 123.2% | ||
| Q3 24 | 117.6% | 37.7% | ||
| Q2 24 | -19.0% | 11.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 3.9% | ||
| Q3 25 | 0.1% | 0.8% | ||
| Q2 25 | 0.4% | 2.6% | ||
| Q1 25 | 0.1% | 2.2% | ||
| Q4 24 | 0.1% | 6.3% | ||
| Q3 24 | 0.1% | 2.5% | ||
| Q2 24 | 0.3% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 148.06× | 3.19× | ||
| Q3 25 | 5.07× | 1.40× | ||
| Q2 25 | — | 1.83× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.25× | ||
| Q3 24 | 4.75× | 1.63× | ||
| Q2 24 | — | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FLYW
| Transactions | $126.4M | 80% |
| Platform And Other Revenues | $31.1M | 20% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |