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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and iQSTEL Inc (IQST). Click either name above to swap in a different company.
FIRST MID BANCSHARES, INC. is the larger business by last-quarter revenue ($88.2M vs $84.2M, roughly 1.0× iQSTEL Inc). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs -3.2%, a 30.0% gap on every dollar of revenue. On growth, FIRST MID BANCSHARES, INC. posted the faster year-over-year revenue change (3.4% vs -14.9%). FIRST MID BANCSHARES, INC. produced more free cash flow last quarter ($124.0M vs $-1.2M). Over the past eight quarters, iQSTEL Inc's revenue compounded faster (28.0% CAGR vs 5.0%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
iQSTEL Inc is a technology holding company operating three core segments: telecommunications, Internet of Things (IoT), and fintech. It offers connectivity services, smart IoT monitoring solutions, and digital financial tools, mainly serving small and medium-sized enterprises and retail customers in North and South American markets.
FMBH vs IQST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $84.2M |
| Net Profit | $23.7M | $-2.7M |
| Gross Margin | — | 3.5% |
| Operating Margin | 34.0% | -2.9% |
| Net Margin | 26.8% | -3.2% |
| Revenue YoY | 3.4% | -14.9% |
| Net Profit YoY | 23.5% | -44.5% |
| EPS (diluted) | $0.98 | $-0.92 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $88.2M | $84.2M | ||
| Q3 25 | $89.3M | $102.9M | ||
| Q2 25 | $87.5M | $72.2M | ||
| Q1 25 | $84.3M | $57.6M | ||
| Q4 24 | $85.3M | $98.9M | ||
| Q3 24 | $80.6M | $54.2M | ||
| Q2 24 | $79.2M | $78.6M | ||
| Q1 24 | $79.9M | $51.4M |
| Q4 25 | $23.7M | $-2.7M | ||
| Q3 25 | $22.5M | $-2.3M | ||
| Q2 25 | $23.4M | $-2.3M | ||
| Q1 25 | $22.2M | $-1.1M | ||
| Q4 24 | $19.2M | $-1.9M | ||
| Q3 24 | $19.5M | $-773.0K | ||
| Q2 24 | $19.7M | $-2.0M | ||
| Q1 24 | $20.5M | $-580.2K |
| Q4 25 | — | 3.5% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 3.4% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 2.7% |
| Q4 25 | 34.0% | -2.9% | ||
| Q3 25 | 32.2% | -0.5% | ||
| Q2 25 | 34.4% | -0.9% | ||
| Q1 25 | 33.4% | -1.0% | ||
| Q4 24 | 29.7% | -0.3% | ||
| Q3 24 | 31.5% | -0.1% | ||
| Q2 24 | 33.7% | -0.4% | ||
| Q1 24 | 33.7% | -0.4% |
| Q4 25 | 26.8% | -3.2% | ||
| Q3 25 | 25.2% | -2.3% | ||
| Q2 25 | 26.8% | -3.3% | ||
| Q1 25 | 26.3% | -2.0% | ||
| Q4 24 | 22.5% | -1.9% | ||
| Q3 24 | 24.2% | -1.4% | ||
| Q2 24 | 24.9% | -2.5% | ||
| Q1 24 | 25.6% | -1.1% |
| Q4 25 | $0.98 | $-0.92 | ||
| Q3 25 | $0.94 | $-0.68 | ||
| Q2 25 | $0.98 | $-0.82 | ||
| Q1 25 | $0.93 | $-0.44 | ||
| Q4 24 | $0.81 | $-1.19 | ||
| Q3 24 | $0.81 | $-0.40 | ||
| Q2 24 | $0.82 | $-0.90 | ||
| Q1 24 | $0.86 | $-0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.2M |
| Total DebtLower is stronger | $354.5M | $4.1M |
| Stockholders' EquityBook value | $958.7M | $16.3M |
| Total Assets | $8.0B | $51.1M |
| Debt / EquityLower = less leverage | 0.37× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $2.2M | ||
| Q3 25 | — | $2.3M | ||
| Q2 25 | — | $2.0M | ||
| Q1 25 | — | $1.1M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $2.1M | ||
| Q2 24 | — | $797.2K | ||
| Q1 24 | — | $2.7M |
| Q4 25 | $354.5M | $4.1M | ||
| Q3 25 | — | $2.7M | ||
| Q2 25 | — | $4.5M | ||
| Q1 25 | — | $3.5M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $3.2M | ||
| Q2 24 | — | $2.5M | ||
| Q1 24 | — | $194.0K |
| Q4 25 | $958.7M | $16.3M | ||
| Q3 25 | $932.2M | $17.9M | ||
| Q2 25 | $894.1M | $14.3M | ||
| Q1 25 | $870.9M | $11.6M | ||
| Q4 24 | $846.4M | $11.9M | ||
| Q3 24 | $858.5M | $8.1M | ||
| Q2 24 | $813.6M | $7.6M | ||
| Q1 24 | $798.0M | $8.4M |
| Q4 25 | $8.0B | $51.1M | ||
| Q3 25 | $7.8B | $46.9M | ||
| Q2 25 | $7.7B | $51.4M | ||
| Q1 25 | $7.6B | $42.0M | ||
| Q4 24 | $7.5B | $79.0M | ||
| Q3 24 | $7.6B | $32.4M | ||
| Q2 24 | $7.6B | $30.0M | ||
| Q1 24 | $7.7B | $22.1M |
| Q4 25 | 0.37× | 0.25× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.31× | ||
| Q1 25 | — | 0.31× | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.34× | ||
| Q1 24 | — | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | $-1.2M |
| Free Cash FlowOCF − Capex | $124.0M | $-1.2M |
| FCF MarginFCF / Revenue | 140.6% | -1.5% |
| Capex IntensityCapex / Revenue | 7.8% | 0.0% |
| Cash ConversionOCF / Net Profit | 5.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | $-4.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.9M | $-1.2M | ||
| Q3 25 | $33.0M | $-953.0K | ||
| Q2 25 | $7.7M | $257.7K | ||
| Q1 25 | $47.9M | $-1.9M | ||
| Q4 24 | $124.4M | $-403.7K | ||
| Q3 24 | $33.1M | $625.0K | ||
| Q2 24 | $24.0M | $-2.6M | ||
| Q1 24 | $29.0M | $-536.9K |
| Q4 25 | $124.0M | $-1.2M | ||
| Q3 25 | $31.9M | $-969.2K | ||
| Q2 25 | $6.0M | $211.7K | ||
| Q1 25 | $46.0M | $-2.0M | ||
| Q4 24 | $119.5M | $-421.3K | ||
| Q3 24 | $32.0M | $594.5K | ||
| Q2 24 | $22.9M | $-2.6M | ||
| Q1 24 | $27.6M | $-608.5K |
| Q4 25 | 140.6% | -1.5% | ||
| Q3 25 | 35.8% | -0.9% | ||
| Q2 25 | 6.8% | 0.3% | ||
| Q1 25 | 54.5% | -3.4% | ||
| Q4 24 | 140.0% | -0.4% | ||
| Q3 24 | 39.7% | 1.1% | ||
| Q2 24 | 28.9% | -3.4% | ||
| Q1 24 | 34.5% | -1.2% |
| Q4 25 | 7.8% | 0.0% | ||
| Q3 25 | 1.2% | 0.0% | ||
| Q2 25 | 2.0% | 0.1% | ||
| Q1 25 | 2.3% | 0.1% | ||
| Q4 24 | 5.8% | 0.0% | ||
| Q3 24 | 1.4% | 0.1% | ||
| Q2 24 | 1.4% | 0.0% | ||
| Q1 24 | 1.9% | 0.1% |
| Q4 25 | 5.53× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 2.16× | — | ||
| Q4 24 | 6.49× | — | ||
| Q3 24 | 1.70× | — | ||
| Q2 24 | 1.21× | — | ||
| Q1 24 | 1.42× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMBH
Segment breakdown not available.
IQST
| USA | $53.2M | 63% |
| Other | $29.9M | 35% |
| Switzerland | $1.1M | 1% |
