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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and Lovesac Co (LOVE). Click either name above to swap in a different company.
Lovesac Co is the larger business by last-quarter revenue ($150.2M vs $88.2M, roughly 1.7× FIRST MID BANCSHARES, INC.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs -7.0%, a 33.9% gap on every dollar of revenue. On growth, FIRST MID BANCSHARES, INC. posted the faster year-over-year revenue change (3.4% vs 0.2%). FIRST MID BANCSHARES, INC. produced more free cash flow last quarter ($124.0M vs $-10.2M). Over the past eight quarters, FIRST MID BANCSHARES, INC.'s revenue compounded faster (5.0% CAGR vs -22.6%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
The Lovesac Company is an American furniture retailer, specializing in a patented modular furniture system called Sactionals. Sactionals consist of two combinable pieces, “Seats” and “Sides,” as well as custom-fit covers and associated accessories. Lovesac also sells Sacs, a bag seat filled with a proprietary foam mixture.
FMBH vs LOVE — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $150.2M |
| Net Profit | $23.7M | $-10.6M |
| Gross Margin | — | 56.1% |
| Operating Margin | 34.0% | -10.5% |
| Net Margin | 26.8% | -7.0% |
| Revenue YoY | 3.4% | 0.2% |
| Net Profit YoY | 23.5% | -114.0% |
| EPS (diluted) | $0.98 | $-0.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $88.2M | $150.2M | ||
| Q3 25 | $89.3M | $160.5M | ||
| Q2 25 | $87.5M | $138.4M | ||
| Q1 25 | $84.3M | $241.5M | ||
| Q4 24 | $85.3M | $149.9M | ||
| Q3 24 | $80.6M | $156.6M | ||
| Q2 24 | $79.2M | $132.6M | ||
| Q1 24 | $79.9M | $250.5M |
| Q4 25 | $23.7M | $-10.6M | ||
| Q3 25 | $22.5M | $-6.7M | ||
| Q2 25 | $23.4M | $-10.8M | ||
| Q1 25 | $22.2M | $35.3M | ||
| Q4 24 | $19.2M | $-4.9M | ||
| Q3 24 | $19.5M | $-5.9M | ||
| Q2 24 | $19.7M | $-13.0M | ||
| Q1 24 | $20.5M | $31.0M |
| Q4 25 | — | 56.1% | ||
| Q3 25 | — | 56.4% | ||
| Q2 25 | — | 53.7% | ||
| Q1 25 | — | 60.4% | ||
| Q4 24 | — | 58.5% | ||
| Q3 24 | — | 59.0% | ||
| Q2 24 | — | 54.3% | ||
| Q1 24 | — | 59.7% |
| Q4 25 | 34.0% | -10.5% | ||
| Q3 25 | 32.2% | -5.5% | ||
| Q2 25 | 34.4% | -10.8% | ||
| Q1 25 | 33.4% | 19.7% | ||
| Q4 24 | 29.7% | -5.2% | ||
| Q3 24 | 31.5% | -5.3% | ||
| Q2 24 | 33.7% | -13.5% | ||
| Q1 24 | 33.7% | 16.1% |
| Q4 25 | 26.8% | -7.0% | ||
| Q3 25 | 25.2% | -4.1% | ||
| Q2 25 | 26.8% | -7.8% | ||
| Q1 25 | 26.3% | 14.6% | ||
| Q4 24 | 22.5% | -3.3% | ||
| Q3 24 | 24.2% | -3.7% | ||
| Q2 24 | 24.9% | -9.8% | ||
| Q1 24 | 25.6% | 12.4% |
| Q4 25 | $0.98 | $-0.72 | ||
| Q3 25 | $0.94 | $-0.45 | ||
| Q2 25 | $0.98 | $-0.73 | ||
| Q1 25 | $0.93 | $2.22 | ||
| Q4 24 | $0.81 | $-0.32 | ||
| Q3 24 | $0.81 | $-0.38 | ||
| Q2 24 | $0.82 | $-0.83 | ||
| Q1 24 | $0.86 | $1.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $23.7M |
| Total DebtLower is stronger | $354.5M | — |
| Stockholders' EquityBook value | $958.7M | $189.3M |
| Total Assets | $8.0B | $495.5M |
| Debt / EquityLower = less leverage | 0.37× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $23.7M | ||
| Q3 25 | — | $34.2M | ||
| Q2 25 | — | $26.9M | ||
| Q1 25 | — | $83.7M | ||
| Q4 24 | — | $61.7M | ||
| Q3 24 | — | $72.1M | ||
| Q2 24 | — | $72.4M | ||
| Q1 24 | — | $87.0M |
| Q4 25 | $354.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $958.7M | $189.3M | ||
| Q3 25 | $932.2M | $197.5M | ||
| Q2 25 | $894.1M | $201.2M | ||
| Q1 25 | $870.9M | $216.4M | ||
| Q4 24 | $846.4M | $196.5M | ||
| Q3 24 | $858.5M | $202.1M | ||
| Q2 24 | $813.6M | $205.3M | ||
| Q1 24 | $798.0M | $217.5M |
| Q4 25 | $8.0B | $495.5M | ||
| Q3 25 | $7.8B | $493.7M | ||
| Q2 25 | $7.7B | $483.7M | ||
| Q1 25 | $7.6B | $532.3M | ||
| Q4 24 | $7.5B | $499.7M | ||
| Q3 24 | $7.6B | $481.1M | ||
| Q2 24 | $7.6B | $477.2M | ||
| Q1 24 | $7.7B | $482.2M |
| Q4 25 | 0.37× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | $-4.9M |
| Free Cash FlowOCF − Capex | $124.0M | $-10.2M |
| FCF MarginFCF / Revenue | 140.6% | -6.8% |
| Capex IntensityCapex / Revenue | 7.8% | 3.5% |
| Cash ConversionOCF / Net Profit | 5.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | $-13.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.9M | $-4.9M | ||
| Q3 25 | $33.0M | $12.2M | ||
| Q2 25 | $7.7M | $-41.4M | ||
| Q1 25 | $47.9M | $44.0M | ||
| Q4 24 | $124.4M | $-4.2M | ||
| Q3 24 | $33.1M | $6.2M | ||
| Q2 24 | $24.0M | $-7.0M | ||
| Q1 24 | $29.0M | $56.3M |
| Q4 25 | $124.0M | $-10.2M | ||
| Q3 25 | $31.9M | $7.8M | ||
| Q2 25 | $6.0M | $-50.0M | ||
| Q1 25 | $46.0M | $38.7M | ||
| Q4 24 | $119.5M | $-6.6M | ||
| Q3 24 | $32.0M | $119.0K | ||
| Q2 24 | $22.9M | $-14.3M | ||
| Q1 24 | $27.6M | $49.5M |
| Q4 25 | 140.6% | -6.8% | ||
| Q3 25 | 35.8% | 4.9% | ||
| Q2 25 | 6.8% | -36.1% | ||
| Q1 25 | 54.5% | 16.0% | ||
| Q4 24 | 140.0% | -4.4% | ||
| Q3 24 | 39.7% | 0.1% | ||
| Q2 24 | 28.9% | -10.8% | ||
| Q1 24 | 34.5% | 19.8% |
| Q4 25 | 7.8% | 3.5% | ||
| Q3 25 | 1.2% | 2.7% | ||
| Q2 25 | 2.0% | 6.2% | ||
| Q1 25 | 2.3% | 2.2% | ||
| Q4 24 | 5.8% | 1.6% | ||
| Q3 24 | 1.4% | 3.9% | ||
| Q2 24 | 1.4% | 5.5% | ||
| Q1 24 | 1.9% | 2.7% |
| Q4 25 | 5.53× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 2.16× | 1.25× | ||
| Q4 24 | 6.49× | — | ||
| Q3 24 | 1.70× | — | ||
| Q2 24 | 1.21× | — | ||
| Q1 24 | 1.42× | 1.82× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMBH
Segment breakdown not available.
LOVE
| Showrooms | $102.7M | 68% |
| Internet | $37.3M | 25% |
| Other | $10.2M | 7% |
