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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and Oil-Dri Corp of America (ODC). Click either name above to swap in a different company.

Oil-Dri Corp of America is the larger business by last-quarter revenue ($120.5M vs $88.2M, roughly 1.4× FIRST MID BANCSHARES, INC.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs 12.8%, a 14.0% gap on every dollar of revenue. On growth, FIRST MID BANCSHARES, INC. posted the faster year-over-year revenue change (3.4% vs -5.8%). FIRST MID BANCSHARES, INC. produced more free cash flow last quarter ($124.0M vs $1.3M). Over the past eight quarters, Oil-Dri Corp of America's revenue compounded faster (6.8% CAGR vs 5.0%).

First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.

Oil-Dri Corporation of America is a leading manufacturer and marketer of specialty sorbent and clay-based products. Its offerings include industrial spill cleanup absorbents, pet care goods such as cat litter, agricultural soil amendments, and sports field conditioning materials, serving customers across North America and other global commercial markets.

FMBH vs ODC — Head-to-Head

Bigger by revenue
ODC
ODC
1.4× larger
ODC
$120.5M
$88.2M
FMBH
Growing faster (revenue YoY)
FMBH
FMBH
+9.2% gap
FMBH
3.4%
-5.8%
ODC
Higher net margin
FMBH
FMBH
14.0% more per $
FMBH
26.8%
12.8%
ODC
More free cash flow
FMBH
FMBH
$122.7M more FCF
FMBH
$124.0M
$1.3M
ODC
Faster 2-yr revenue CAGR
ODC
ODC
Annualised
ODC
6.8%
5.0%
FMBH

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FMBH
FMBH
ODC
ODC
Revenue
$88.2M
$120.5M
Net Profit
$23.7M
$15.5M
Gross Margin
29.5%
Operating Margin
34.0%
14.1%
Net Margin
26.8%
12.8%
Revenue YoY
3.4%
-5.8%
Net Profit YoY
23.5%
-5.6%
EPS (diluted)
$0.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FMBH
FMBH
ODC
ODC
Q4 25
$88.2M
$120.5M
Q3 25
$89.3M
$125.2M
Q2 25
$87.5M
$115.5M
Q1 25
$84.3M
$116.9M
Q4 24
$85.3M
$127.9M
Q3 24
$80.6M
$113.7M
Q2 24
$79.2M
$106.8M
Q1 24
$79.9M
$105.7M
Net Profit
FMBH
FMBH
ODC
ODC
Q4 25
$23.7M
$15.5M
Q3 25
$22.5M
$13.1M
Q2 25
$23.4M
$11.6M
Q1 25
$22.2M
$12.9M
Q4 24
$19.2M
$16.4M
Q3 24
$19.5M
$8.5M
Q2 24
$19.7M
$7.8M
Q1 24
$20.5M
$12.4M
Gross Margin
FMBH
FMBH
ODC
ODC
Q4 25
29.5%
Q3 25
27.8%
Q2 25
28.6%
Q1 25
29.5%
Q4 24
31.9%
Q3 24
29.0%
Q2 24
28.2%
Q1 24
29.3%
Operating Margin
FMBH
FMBH
ODC
ODC
Q4 25
34.0%
14.1%
Q3 25
32.2%
12.5%
Q2 25
34.4%
12.0%
Q1 25
33.4%
15.0%
Q4 24
29.7%
16.6%
Q3 24
31.5%
11.3%
Q2 24
33.7%
9.8%
Q1 24
33.7%
14.4%
Net Margin
FMBH
FMBH
ODC
ODC
Q4 25
26.8%
12.8%
Q3 25
25.2%
10.4%
Q2 25
26.8%
10.1%
Q1 25
26.3%
11.1%
Q4 24
22.5%
12.8%
Q3 24
24.2%
7.5%
Q2 24
24.9%
7.3%
Q1 24
25.6%
11.7%
EPS (diluted)
FMBH
FMBH
ODC
ODC
Q4 25
$0.98
Q3 25
$0.94
Q2 25
$0.98
Q1 25
$0.93
Q4 24
$0.81
Q3 24
$0.81
Q2 24
$0.82
Q1 24
$0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FMBH
FMBH
ODC
ODC
Cash + ST InvestmentsLiquidity on hand
$42.4M
Total DebtLower is stronger
$354.5M
Stockholders' EquityBook value
$958.7M
$266.5M
Total Assets
$8.0B
$380.7M
Debt / EquityLower = less leverage
0.37×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FMBH
FMBH
ODC
ODC
Q4 25
$42.4M
Q3 25
$50.5M
Q2 25
$36.5M
Q1 25
$22.6M
Q4 24
$12.5M
Q3 24
$23.5M
Q2 24
$46.8M
Q1 24
$27.8M
Total Debt
FMBH
FMBH
ODC
ODC
Q4 25
$354.5M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FMBH
FMBH
ODC
ODC
Q4 25
$958.7M
$266.5M
Q3 25
$932.2M
$259.1M
Q2 25
$894.1M
$246.9M
Q1 25
$870.9M
$235.9M
Q4 24
$846.4M
$224.0M
Q3 24
$858.5M
$210.6M
Q2 24
$813.6M
$202.9M
Q1 24
$798.0M
$196.0M
Total Assets
FMBH
FMBH
ODC
ODC
Q4 25
$8.0B
$380.7M
Q3 25
$7.8B
$391.7M
Q2 25
$7.7B
$369.5M
Q1 25
$7.6B
$353.7M
Q4 24
$7.5B
$350.2M
Q3 24
$7.6B
$354.6M
Q2 24
$7.6B
$319.2M
Q1 24
$7.7B
$296.2M
Debt / Equity
FMBH
FMBH
ODC
ODC
Q4 25
0.37×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FMBH
FMBH
ODC
ODC
Operating Cash FlowLast quarter
$130.9M
$10.3M
Free Cash FlowOCF − Capex
$124.0M
$1.3M
FCF MarginFCF / Revenue
140.6%
1.1%
Capex IntensityCapex / Revenue
7.8%
7.5%
Cash ConversionOCF / Net Profit
5.53×
0.67×
TTM Free Cash FlowTrailing 4 quarters
$207.9M
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FMBH
FMBH
ODC
ODC
Q4 25
$130.9M
$10.3M
Q3 25
$33.0M
$25.2M
Q2 25
$7.7M
$22.7M
Q1 25
$47.9M
$21.4M
Q4 24
$124.4M
$10.9M
Q3 24
$33.1M
$23.4M
Q2 24
$24.0M
$19.0M
Q1 24
$29.0M
$9.4M
Free Cash Flow
FMBH
FMBH
ODC
ODC
Q4 25
$124.0M
$1.3M
Q3 25
$31.9M
$17.1M
Q2 25
$6.0M
$16.0M
Q1 25
$46.0M
$16.4M
Q4 24
$119.5M
$-1.9M
Q3 24
$32.0M
$15.1M
Q2 24
$22.9M
$10.8M
Q1 24
$27.6M
$1.9M
FCF Margin
FMBH
FMBH
ODC
ODC
Q4 25
140.6%
1.1%
Q3 25
35.8%
13.7%
Q2 25
6.8%
13.8%
Q1 25
54.5%
14.0%
Q4 24
140.0%
-1.5%
Q3 24
39.7%
13.3%
Q2 24
28.9%
10.1%
Q1 24
34.5%
1.8%
Capex Intensity
FMBH
FMBH
ODC
ODC
Q4 25
7.8%
7.5%
Q3 25
1.2%
6.5%
Q2 25
2.0%
5.8%
Q1 25
2.3%
4.3%
Q4 24
5.8%
10.0%
Q3 24
1.4%
7.3%
Q2 24
1.4%
7.7%
Q1 24
1.9%
7.1%
Cash Conversion
FMBH
FMBH
ODC
ODC
Q4 25
5.53×
0.67×
Q3 25
1.47×
1.93×
Q2 25
0.33×
1.95×
Q1 25
2.16×
1.66×
Q4 24
6.49×
0.67×
Q3 24
1.70×
2.74×
Q2 24
1.21×
2.44×
Q1 24
1.42×
0.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FMBH
FMBH

Segment breakdown not available.

ODC
ODC

Cat Litter$64.6M54%
Fluids Purification$26.7M22%
Agriculturaland Horticultural$12.9M11%
Industrialand Sports$11.6M10%
Animal Healthand Nutrition$4.7M4%

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