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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $88.2M, roughly 1.4× FIRST MID BANCSHARES, INC.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs -3.9%, a 30.7% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 3.4%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 5.0%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
FMBH vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $121.1M |
| Net Profit | $23.7M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 34.0% | 34.7% |
| Net Margin | 26.8% | -3.9% |
| Revenue YoY | 3.4% | 100.0% |
| Net Profit YoY | 23.5% | 2.0% |
| EPS (diluted) | $0.98 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $88.2M | $112.3M | ||
| Q3 25 | $89.3M | $115.1M | ||
| Q2 25 | $87.5M | $107.0M | ||
| Q1 25 | $84.3M | $84.5M | ||
| Q4 24 | $85.3M | $75.3M | ||
| Q3 24 | $80.6M | $77.7M | ||
| Q2 24 | $79.2M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $23.7M | $-3.5M | ||
| Q3 25 | $22.5M | $-10.9M | ||
| Q2 25 | $23.4M | $2.6M | ||
| Q1 25 | $22.2M | $8.4M | ||
| Q4 24 | $19.2M | $30.5M | ||
| Q3 24 | $19.5M | $14.4M | ||
| Q2 24 | $19.7M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 34.0% | 14.7% | ||
| Q3 25 | 32.2% | 14.2% | ||
| Q2 25 | 34.4% | 4.7% | ||
| Q1 25 | 33.4% | -1.5% | ||
| Q4 24 | 29.7% | 33.3% | ||
| Q3 24 | 31.5% | -3.2% | ||
| Q2 24 | 33.7% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 26.8% | -3.1% | ||
| Q3 25 | 25.2% | -9.4% | ||
| Q2 25 | 26.8% | 2.4% | ||
| Q1 25 | 26.3% | 9.9% | ||
| Q4 24 | 22.5% | 40.5% | ||
| Q3 24 | 24.2% | 18.5% | ||
| Q2 24 | 24.9% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.98 | $0.00 | ||
| Q3 25 | $0.94 | $-0.10 | ||
| Q2 25 | $0.98 | $0.00 | ||
| Q1 25 | $0.93 | $0.07 | ||
| Q4 24 | $0.81 | $0.34 | ||
| Q3 24 | $0.81 | $0.12 | ||
| Q2 24 | $0.82 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | $354.5M | $391.3M |
| Stockholders' EquityBook value | $958.7M | $26.3M |
| Total Assets | $8.0B | $806.6M |
| Debt / EquityLower = less leverage | 0.37× | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | $354.5M | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $958.7M | $-24.6M | ||
| Q3 25 | $932.2M | $-27.9M | ||
| Q2 25 | $894.1M | $-29.3M | ||
| Q1 25 | $870.9M | $-52.4M | ||
| Q4 24 | $846.4M | $-43.2M | ||
| Q3 24 | $858.5M | $-77.0M | ||
| Q2 24 | $813.6M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $8.0B | $797.4M | ||
| Q3 25 | $7.8B | $787.7M | ||
| Q2 25 | $7.7B | $770.7M | ||
| Q1 25 | $7.6B | $802.3M | ||
| Q4 24 | $7.5B | $814.0M | ||
| Q3 24 | $7.6B | $867.3M | ||
| Q2 24 | $7.6B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | 0.37× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | — |
| Free Cash FlowOCF − Capex | $124.0M | — |
| FCF MarginFCF / Revenue | 140.6% | — |
| Capex IntensityCapex / Revenue | 7.8% | — |
| Cash ConversionOCF / Net Profit | 5.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $130.9M | $1.2M | ||
| Q3 25 | $33.0M | $40.8M | ||
| Q2 25 | $7.7M | $35.6M | ||
| Q1 25 | $47.9M | $-11.2M | ||
| Q4 24 | $124.4M | $-26.6M | ||
| Q3 24 | $33.1M | $12.4M | ||
| Q2 24 | $24.0M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $124.0M | $1.1M | ||
| Q3 25 | $31.9M | $40.7M | ||
| Q2 25 | $6.0M | $35.4M | ||
| Q1 25 | $46.0M | $-11.2M | ||
| Q4 24 | $119.5M | $-26.8M | ||
| Q3 24 | $32.0M | $12.2M | ||
| Q2 24 | $22.9M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 140.6% | 1.0% | ||
| Q3 25 | 35.8% | 35.4% | ||
| Q2 25 | 6.8% | 33.0% | ||
| Q1 25 | 54.5% | -13.3% | ||
| Q4 24 | 140.0% | -35.6% | ||
| Q3 24 | 39.7% | 15.7% | ||
| Q2 24 | 28.9% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 7.8% | 0.1% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 2.0% | 0.2% | ||
| Q1 25 | 2.3% | 0.1% | ||
| Q4 24 | 5.8% | 0.3% | ||
| Q3 24 | 1.4% | 0.3% | ||
| Q2 24 | 1.4% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 5.53× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.33× | 13.79× | ||
| Q1 25 | 2.16× | -1.33× | ||
| Q4 24 | 6.49× | -0.87× | ||
| Q3 24 | 1.70× | 0.86× | ||
| Q2 24 | 1.21× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
