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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and Youlife Group Inc. (YOUL). Click either name above to swap in a different company.

Youlife Group Inc. is the larger business by last-quarter revenue ($127.5M vs $88.2M, roughly 1.4× FIRST MID BANCSHARES, INC.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs 4.1%, a 22.7% gap on every dollar of revenue.

First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.

FMBH vs YOUL — Head-to-Head

Bigger by revenue
YOUL
YOUL
1.4× larger
YOUL
$127.5M
$88.2M
FMBH
Higher net margin
FMBH
FMBH
22.7% more per $
FMBH
26.8%
4.1%
YOUL

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
FMBH
FMBH
YOUL
YOUL
Revenue
$88.2M
$127.5M
Net Profit
$23.7M
$5.2M
Gross Margin
14.1%
Operating Margin
34.0%
5.0%
Net Margin
26.8%
4.1%
Revenue YoY
3.4%
Net Profit YoY
23.5%
EPS (diluted)
$0.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FMBH
FMBH
YOUL
YOUL
Q4 25
$88.2M
Q3 25
$89.3M
Q2 25
$87.5M
$127.5M
Q1 25
$84.3M
Q4 24
$85.3M
Q3 24
$80.6M
Q2 24
$79.2M
Q1 24
$79.9M
Net Profit
FMBH
FMBH
YOUL
YOUL
Q4 25
$23.7M
Q3 25
$22.5M
Q2 25
$23.4M
$5.2M
Q1 25
$22.2M
Q4 24
$19.2M
Q3 24
$19.5M
Q2 24
$19.7M
Q1 24
$20.5M
Gross Margin
FMBH
FMBH
YOUL
YOUL
Q4 25
Q3 25
Q2 25
14.1%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FMBH
FMBH
YOUL
YOUL
Q4 25
34.0%
Q3 25
32.2%
Q2 25
34.4%
5.0%
Q1 25
33.4%
Q4 24
29.7%
Q3 24
31.5%
Q2 24
33.7%
Q1 24
33.7%
Net Margin
FMBH
FMBH
YOUL
YOUL
Q4 25
26.8%
Q3 25
25.2%
Q2 25
26.8%
4.1%
Q1 25
26.3%
Q4 24
22.5%
Q3 24
24.2%
Q2 24
24.9%
Q1 24
25.6%
EPS (diluted)
FMBH
FMBH
YOUL
YOUL
Q4 25
$0.98
Q3 25
$0.94
Q2 25
$0.98
Q1 25
$0.93
Q4 24
$0.81
Q3 24
$0.81
Q2 24
$0.82
Q1 24
$0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FMBH
FMBH
YOUL
YOUL
Cash + ST InvestmentsLiquidity on hand
$22.2M
Total DebtLower is stronger
$354.5M
Stockholders' EquityBook value
$958.7M
$-55.7M
Total Assets
$8.0B
$148.8M
Debt / EquityLower = less leverage
0.37×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FMBH
FMBH
YOUL
YOUL
Q4 25
Q3 25
Q2 25
$22.2M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
FMBH
FMBH
YOUL
YOUL
Q4 25
$354.5M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FMBH
FMBH
YOUL
YOUL
Q4 25
$958.7M
Q3 25
$932.2M
Q2 25
$894.1M
$-55.7M
Q1 25
$870.9M
Q4 24
$846.4M
Q3 24
$858.5M
Q2 24
$813.6M
Q1 24
$798.0M
Total Assets
FMBH
FMBH
YOUL
YOUL
Q4 25
$8.0B
Q3 25
$7.8B
Q2 25
$7.7B
$148.8M
Q1 25
$7.6B
Q4 24
$7.5B
Q3 24
$7.6B
Q2 24
$7.6B
Q1 24
$7.7B
Debt / Equity
FMBH
FMBH
YOUL
YOUL
Q4 25
0.37×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FMBH
FMBH
YOUL
YOUL
Operating Cash FlowLast quarter
$130.9M
Free Cash FlowOCF − Capex
$124.0M
FCF MarginFCF / Revenue
140.6%
Capex IntensityCapex / Revenue
7.8%
Cash ConversionOCF / Net Profit
5.53×
TTM Free Cash FlowTrailing 4 quarters
$207.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FMBH
FMBH
YOUL
YOUL
Q4 25
$130.9M
Q3 25
$33.0M
Q2 25
$7.7M
Q1 25
$47.9M
Q4 24
$124.4M
Q3 24
$33.1M
Q2 24
$24.0M
Q1 24
$29.0M
Free Cash Flow
FMBH
FMBH
YOUL
YOUL
Q4 25
$124.0M
Q3 25
$31.9M
Q2 25
$6.0M
Q1 25
$46.0M
Q4 24
$119.5M
Q3 24
$32.0M
Q2 24
$22.9M
Q1 24
$27.6M
FCF Margin
FMBH
FMBH
YOUL
YOUL
Q4 25
140.6%
Q3 25
35.8%
Q2 25
6.8%
Q1 25
54.5%
Q4 24
140.0%
Q3 24
39.7%
Q2 24
28.9%
Q1 24
34.5%
Capex Intensity
FMBH
FMBH
YOUL
YOUL
Q4 25
7.8%
Q3 25
1.2%
Q2 25
2.0%
Q1 25
2.3%
Q4 24
5.8%
Q3 24
1.4%
Q2 24
1.4%
Q1 24
1.9%
Cash Conversion
FMBH
FMBH
YOUL
YOUL
Q4 25
5.53×
Q3 25
1.47×
Q2 25
0.33×
Q1 25
2.16×
Q4 24
6.49×
Q3 24
1.70×
Q2 24
1.21×
Q1 24
1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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