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Side-by-side financial comparison of FNB CORP (FNB) and WARRIOR MET COAL, INC. (HCC). Click either name above to swap in a different company.

WARRIOR MET COAL, INC. is the larger business by last-quarter revenue ($458.6M vs $366.0M, roughly 1.3× FNB CORP). FNB CORP runs the higher net margin — 45.9% vs 15.8%, a 30.1% gap on every dollar of revenue. On growth, WARRIOR MET COAL, INC. posted the faster year-over-year revenue change (52.1% vs 13.7%). Over the past eight quarters, WARRIOR MET COAL, INC.'s revenue compounded faster (7.5% CAGR vs 7.1%).

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

Warrior Met Coal, Inc. (ticker HCC) is a U.S.-headquartered mining enterprise that produces and distributes high-grade metallurgical coal, a key raw material for steel production. It serves steel manufacturers and industrial clients across core markets including North America, Europe, and Asia.

FNB vs HCC — Head-to-Head

Bigger by revenue
HCC
HCC
1.3× larger
HCC
$458.6M
$366.0M
FNB
Growing faster (revenue YoY)
HCC
HCC
+38.4% gap
HCC
52.1%
13.7%
FNB
Higher net margin
FNB
FNB
30.1% more per $
FNB
45.9%
15.8%
HCC
Faster 2-yr revenue CAGR
HCC
HCC
Annualised
HCC
7.5%
7.1%
FNB

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FNB
FNB
HCC
HCC
Revenue
$366.0M
$458.6M
Net Profit
$168.0M
$72.3M
Gross Margin
36.7%
Operating Margin
45.1%
17.3%
Net Margin
45.9%
15.8%
Revenue YoY
13.7%
52.1%
Net Profit YoY
52.7%
EPS (diluted)
$0.47
$1.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNB
FNB
HCC
HCC
Q1 26
$458.6M
Q4 25
$366.0M
$384.0M
Q3 25
$359.0M
$328.6M
Q2 25
$348.0M
$297.5M
Q1 25
$323.0M
$299.9M
Q4 24
$322.0M
$297.5M
Q3 24
$323.0M
$327.7M
Q2 24
$316.0M
$396.5M
Net Profit
FNB
FNB
HCC
HCC
Q1 26
$72.3M
Q4 25
$168.0M
$23.0M
Q3 25
$150.0M
$36.6M
Q2 25
$130.0M
$5.6M
Q1 25
$117.0M
$-8.2M
Q4 24
$110.0M
$1.1M
Q3 24
$110.0M
$41.8M
Q2 24
$123.0M
$70.7M
Gross Margin
FNB
FNB
HCC
HCC
Q1 26
36.7%
Q4 25
29.5%
Q3 25
27.1%
Q2 25
23.9%
Q1 25
18.1%
Q4 24
23.1%
Q3 24
29.3%
Q2 24
34.1%
Operating Margin
FNB
FNB
HCC
HCC
Q1 26
17.3%
Q4 25
45.1%
9.0%
Q3 25
52.9%
6.3%
Q2 25
47.7%
2.6%
Q1 25
45.8%
-5.8%
Q4 24
31.7%
-1.4%
Q3 24
43.3%
11.9%
Q2 24
49.7%
17.9%
Net Margin
FNB
FNB
HCC
HCC
Q1 26
15.8%
Q4 25
45.9%
6.0%
Q3 25
41.8%
11.1%
Q2 25
37.4%
1.9%
Q1 25
36.2%
-2.7%
Q4 24
34.2%
0.4%
Q3 24
34.1%
12.7%
Q2 24
38.9%
17.8%
EPS (diluted)
FNB
FNB
HCC
HCC
Q1 26
$1.37
Q4 25
$0.47
$0.43
Q3 25
$0.41
$0.70
Q2 25
$0.36
$0.11
Q1 25
$0.32
$-0.16
Q4 24
$0.31
$0.02
Q3 24
$0.30
$0.80
Q2 24
$0.34
$1.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNB
FNB
HCC
HCC
Cash + ST InvestmentsLiquidity on hand
$2.5B
$233.2M
Total DebtLower is stronger
$1.9B
$154.4M
Stockholders' EquityBook value
$6.8B
Total Assets
$50.2B
$2.8B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNB
FNB
HCC
HCC
Q1 26
$233.2M
Q4 25
$2.5B
$300.0M
Q3 25
$2.4B
$336.3M
Q2 25
$2.4B
$383.3M
Q1 25
$2.4B
$454.9M
Q4 24
$2.4B
$491.5M
Q3 24
$2.1B
$583.2M
Q2 24
$1.9B
$709.0M
Total Debt
FNB
FNB
HCC
HCC
Q1 26
$154.4M
Q4 25
$1.9B
$154.3M
Q3 25
$2.1B
$154.1M
Q2 25
$2.7B
$153.9M
Q1 25
$2.5B
$153.8M
Q4 24
$3.0B
$153.6M
Q3 24
$2.5B
$153.5M
Q2 24
$2.0B
$153.3M
Stockholders' Equity
FNB
FNB
HCC
HCC
Q1 26
Q4 25
$6.8B
$2.1B
Q3 25
$6.6B
$2.1B
Q2 25
$6.5B
$2.1B
Q1 25
$6.4B
$2.1B
Q4 24
$6.3B
$2.1B
Q3 24
$6.2B
$2.1B
Q2 24
$6.1B
$2.0B
Total Assets
FNB
FNB
HCC
HCC
Q1 26
$2.8B
Q4 25
$50.2B
$2.8B
Q3 25
$49.9B
$2.7B
Q2 25
$49.7B
$2.6B
Q1 25
$49.0B
$2.6B
Q4 24
$48.6B
$2.6B
Q3 24
$48.0B
$2.6B
Q2 24
$47.7B
$2.6B
Debt / Equity
FNB
FNB
HCC
HCC
Q1 26
Q4 25
0.28×
0.07×
Q3 25
0.32×
0.07×
Q2 25
0.41×
0.07×
Q1 25
0.39×
0.07×
Q4 24
0.48×
0.07×
Q3 24
0.40×
0.07×
Q2 24
0.33×
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNB
FNB
HCC
HCC
Operating Cash FlowLast quarter
$128.0M
Free Cash FlowOCF − Capex
$99.0M
FCF MarginFCF / Revenue
27.0%
Capex IntensityCapex / Revenue
7.9%
Cash ConversionOCF / Net Profit
0.76×
TTM Free Cash FlowTrailing 4 quarters
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNB
FNB
HCC
HCC
Q1 26
Q4 25
$128.0M
$76.1M
Q3 25
$167.0M
$104.7M
Q2 25
$123.0M
$37.5M
Q1 25
$64.0M
$10.9M
Q4 24
$326.0M
$54.2M
Q3 24
$-14.0M
$62.2M
Q2 24
$85.0M
$147.0M
Free Cash Flow
FNB
FNB
HCC
HCC
Q1 26
Q4 25
$99.0M
Q3 25
$149.0M
Q2 25
$85.0M
Q1 25
$43.0M
Q4 24
$278.0M
Q3 24
$-46.0M
Q2 24
$55.0M
FCF Margin
FNB
FNB
HCC
HCC
Q1 26
Q4 25
27.0%
Q3 25
41.5%
Q2 25
24.4%
Q1 25
13.3%
Q4 24
86.3%
Q3 24
-14.2%
Q2 24
17.4%
Capex Intensity
FNB
FNB
HCC
HCC
Q1 26
Q4 25
7.9%
Q3 25
5.0%
Q2 25
10.9%
Q1 25
6.5%
Q4 24
14.9%
Q3 24
9.9%
Q2 24
9.5%
Cash Conversion
FNB
FNB
HCC
HCC
Q1 26
Q4 25
0.76×
3.31×
Q3 25
1.11×
2.86×
Q2 25
0.95×
6.70×
Q1 25
0.55×
Q4 24
2.96×
47.68×
Q3 24
-0.13×
1.49×
Q2 24
0.69×
2.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNB
FNB

Segment breakdown not available.

HCC
HCC

Sales$448.5M98%
Other revenues$10.1M2%

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