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Side-by-side financial comparison of FNB CORP (FNB) and HEALTHCARE SERVICES GROUP INC (HCSG). Click either name above to swap in a different company.

HEALTHCARE SERVICES GROUP INC is the larger business by last-quarter revenue ($466.7M vs $366.0M, roughly 1.3× FNB CORP). On growth, FNB CORP posted the faster year-over-year revenue change (13.7% vs 6.6%). FNB CORP produced more free cash flow last quarter ($99.0M vs $16.0M). Over the past eight quarters, FNB CORP's revenue compounded faster (7.1% CAGR vs 5.0%).

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

Tenet Healthcare Corporation is an American for-profit multinational healthcare services company based in Dallas. Through its brands, subsidiaries, joint ventures, and partnerships including United Surgical Partners International (USPI), the company operates 65 hospitals and over 450 healthcare facilities. Tenet also runs Conifer Health Solutions, which provides healthcare support services to health systems and other clients.

FNB vs HCSG — Head-to-Head

Bigger by revenue
HCSG
HCSG
1.3× larger
HCSG
$466.7M
$366.0M
FNB
Growing faster (revenue YoY)
FNB
FNB
+7.1% gap
FNB
13.7%
6.6%
HCSG
More free cash flow
FNB
FNB
$83.0M more FCF
FNB
$99.0M
$16.0M
HCSG
Faster 2-yr revenue CAGR
FNB
FNB
Annualised
FNB
7.1%
5.0%
HCSG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNB
FNB
HCSG
HCSG
Revenue
$366.0M
$466.7M
Net Profit
$168.0M
Gross Margin
15.4%
Operating Margin
45.1%
6.1%
Net Margin
45.9%
Revenue YoY
13.7%
6.6%
Net Profit YoY
52.7%
EPS (diluted)
$0.47
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNB
FNB
HCSG
HCSG
Q4 25
$366.0M
$466.7M
Q3 25
$359.0M
$464.3M
Q2 25
$348.0M
$458.5M
Q1 25
$323.0M
$447.7M
Q4 24
$322.0M
$437.8M
Q3 24
$323.0M
$428.1M
Q2 24
$316.0M
$426.3M
Q1 24
$319.0M
$423.4M
Net Profit
FNB
FNB
HCSG
HCSG
Q4 25
$168.0M
Q3 25
$150.0M
$43.0M
Q2 25
$130.0M
$-32.4M
Q1 25
$117.0M
$17.2M
Q4 24
$110.0M
Q3 24
$110.0M
$14.0M
Q2 24
$123.0M
$-1.8M
Q1 24
$122.0M
$15.3M
Gross Margin
FNB
FNB
HCSG
HCSG
Q4 25
15.4%
Q3 25
20.8%
Q2 25
0.6%
Q1 25
15.2%
Q4 24
13.4%
Q3 24
14.8%
Q2 24
9.7%
Q1 24
15.2%
Operating Margin
FNB
FNB
HCSG
HCSG
Q4 25
45.1%
6.1%
Q3 25
52.9%
12.3%
Q2 25
47.7%
-9.1%
Q1 25
45.8%
5.3%
Q4 24
31.7%
3.4%
Q3 24
43.3%
4.4%
Q2 24
49.7%
-0.5%
Q1 24
48.9%
5.0%
Net Margin
FNB
FNB
HCSG
HCSG
Q4 25
45.9%
Q3 25
41.8%
9.3%
Q2 25
37.4%
-7.1%
Q1 25
36.2%
3.8%
Q4 24
34.2%
Q3 24
34.1%
3.3%
Q2 24
38.9%
-0.4%
Q1 24
38.2%
3.6%
EPS (diluted)
FNB
FNB
HCSG
HCSG
Q4 25
$0.47
$0.43
Q3 25
$0.41
$0.59
Q2 25
$0.36
$-0.44
Q1 25
$0.32
$0.23
Q4 24
$0.31
$0.15
Q3 24
$0.30
$0.19
Q2 24
$0.34
$-0.02
Q1 24
$0.32
$0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNB
FNB
HCSG
HCSG
Cash + ST InvestmentsLiquidity on hand
$2.5B
$168.0M
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$6.8B
$510.2M
Total Assets
$50.2B
$794.3M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNB
FNB
HCSG
HCSG
Q4 25
$2.5B
$168.0M
Q3 25
$2.4B
$177.5M
Q2 25
$2.4B
$134.5M
Q1 25
$2.4B
$114.8M
Q4 24
$2.4B
$107.3M
Q3 24
$2.1B
$103.8M
Q2 24
$1.9B
$105.6M
Q1 24
$1.5B
$104.9M
Total Debt
FNB
FNB
HCSG
HCSG
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$2.1B
Stockholders' Equity
FNB
FNB
HCSG
HCSG
Q4 25
$6.8B
$510.2M
Q3 25
$6.6B
$496.0M
Q2 25
$6.5B
$477.0M
Q1 25
$6.4B
$514.2M
Q4 24
$6.3B
$499.9M
Q3 24
$6.2B
$488.7M
Q2 24
$6.1B
$471.4M
Q1 24
$6.0B
$474.6M
Total Assets
FNB
FNB
HCSG
HCSG
Q4 25
$50.2B
$794.3M
Q3 25
$49.9B
$804.3M
Q2 25
$49.7B
$802.2M
Q1 25
$49.0B
$823.0M
Q4 24
$48.6B
$802.8M
Q3 24
$48.0B
$805.8M
Q2 24
$47.7B
$799.7M
Q1 24
$45.9B
$803.9M
Debt / Equity
FNB
FNB
HCSG
HCSG
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNB
FNB
HCSG
HCSG
Operating Cash FlowLast quarter
$128.0M
$17.4M
Free Cash FlowOCF − Capex
$99.0M
$16.0M
FCF MarginFCF / Revenue
27.0%
3.4%
Capex IntensityCapex / Revenue
7.9%
0.3%
Cash ConversionOCF / Net Profit
0.76×
TTM Free Cash FlowTrailing 4 quarters
$376.0M
$139.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNB
FNB
HCSG
HCSG
Q4 25
$128.0M
$17.4M
Q3 25
$167.0M
$71.3M
Q2 25
$123.0M
$28.8M
Q1 25
$64.0M
$27.5M
Q4 24
$326.0M
$36.2M
Q3 24
$-14.0M
$4.3M
Q2 24
$85.0M
$16.3M
Q1 24
$245.0M
$-26.0M
Free Cash Flow
FNB
FNB
HCSG
HCSG
Q4 25
$99.0M
$16.0M
Q3 25
$149.0M
$70.0M
Q2 25
$85.0M
$27.4M
Q1 25
$43.0M
$25.8M
Q4 24
$278.0M
$34.8M
Q3 24
$-46.0M
$2.9M
Q2 24
$55.0M
$15.0M
Q1 24
$216.0M
$-28.2M
FCF Margin
FNB
FNB
HCSG
HCSG
Q4 25
27.0%
3.4%
Q3 25
41.5%
15.1%
Q2 25
24.4%
6.0%
Q1 25
13.3%
5.8%
Q4 24
86.3%
7.9%
Q3 24
-14.2%
0.7%
Q2 24
17.4%
3.5%
Q1 24
67.7%
-6.7%
Capex Intensity
FNB
FNB
HCSG
HCSG
Q4 25
7.9%
0.3%
Q3 25
5.0%
0.3%
Q2 25
10.9%
0.3%
Q1 25
6.5%
0.4%
Q4 24
14.9%
0.3%
Q3 24
9.9%
0.3%
Q2 24
9.5%
0.3%
Q1 24
9.1%
0.5%
Cash Conversion
FNB
FNB
HCSG
HCSG
Q4 25
0.76×
Q3 25
1.11×
1.66×
Q2 25
0.95×
Q1 25
0.55×
1.60×
Q4 24
2.96×
Q3 24
-0.13×
0.31×
Q2 24
0.69×
Q1 24
2.01×
-1.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNB
FNB

Segment breakdown not available.

HCSG
HCSG

Dietary Services$255.9M55%
Other$210.8M45%

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