vs

Side-by-side financial comparison of FNB CORP (FNB) and Samsara Inc. (IOT). Click either name above to swap in a different company.

Samsara Inc. is the larger business by last-quarter revenue ($444.3M vs $366.0M, roughly 1.2× FNB CORP). FNB CORP runs the higher net margin — 45.9% vs 5.0%, a 40.9% gap on every dollar of revenue. On growth, Samsara Inc. posted the faster year-over-year revenue change (28.3% vs 13.7%). FNB CORP produced more free cash flow last quarter ($99.0M vs $61.7M). Over the past eight quarters, Samsara Inc.'s revenue compounded faster (25.8% CAGR vs 7.1%).

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

Samsara Inc. is an American IoT company headquartered in San Francisco, California, that provides telematics software and insights for physical operations. The company has customers across North America and Europe. Samsara developed a connected operations cloud platform that provides insights to physical operations organizations in the transportation, construction, energy, utilities, public sector and retail industries, and supports the safety and efficiency of those operations.

FNB vs IOT — Head-to-Head

Bigger by revenue
IOT
IOT
1.2× larger
IOT
$444.3M
$366.0M
FNB
Growing faster (revenue YoY)
IOT
IOT
+14.6% gap
IOT
28.3%
13.7%
FNB
Higher net margin
FNB
FNB
40.9% more per $
FNB
45.9%
5.0%
IOT
More free cash flow
FNB
FNB
$37.3M more FCF
FNB
$99.0M
$61.7M
IOT
Faster 2-yr revenue CAGR
IOT
IOT
Annualised
IOT
25.8%
7.1%
FNB

Income Statement — Q4 FY2025 vs Q4 FY2027

Metric
FNB
FNB
IOT
IOT
Revenue
$366.0M
$444.3M
Net Profit
$168.0M
$22.0M
Gross Margin
76.2%
Operating Margin
45.1%
25.9%
Net Margin
45.9%
5.0%
Revenue YoY
13.7%
28.3%
Net Profit YoY
52.7%
341.7%
EPS (diluted)
$0.47
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNB
FNB
IOT
IOT
Q4 26
$444.3M
Q4 25
$366.0M
$416.0M
Q3 25
$359.0M
$391.5M
Q2 25
$348.0M
$366.9M
Q1 25
$323.0M
$346.3M
Q4 24
$322.0M
$322.0M
Q3 24
$323.0M
$300.2M
Q2 24
$316.0M
$280.7M
Net Profit
FNB
FNB
IOT
IOT
Q4 26
$22.0M
Q4 25
$168.0M
$7.8M
Q3 25
$150.0M
$-16.8M
Q2 25
$130.0M
$-22.1M
Q1 25
$117.0M
$-11.2M
Q4 24
$110.0M
$-37.8M
Q3 24
$110.0M
$-49.6M
Q2 24
$123.0M
$-56.3M
Gross Margin
FNB
FNB
IOT
IOT
Q4 26
76.2%
Q4 25
76.7%
Q3 25
76.9%
Q2 25
77.3%
Q1 25
76.8%
Q4 24
76.4%
Q3 24
75.6%
Q2 24
75.6%
Operating Margin
FNB
FNB
IOT
IOT
Q4 26
25.9%
Q4 25
45.1%
-0.4%
Q3 25
52.9%
-6.8%
Q2 25
47.7%
-9.1%
Q1 25
45.8%
-5.3%
Q4 24
31.7%
-14.7%
Q3 24
43.3%
-19.4%
Q2 24
49.7%
-23.5%
Net Margin
FNB
FNB
IOT
IOT
Q4 26
5.0%
Q4 25
45.9%
1.9%
Q3 25
41.8%
-4.3%
Q2 25
37.4%
-6.0%
Q1 25
36.2%
-3.2%
Q4 24
34.2%
-11.7%
Q3 24
34.1%
-16.5%
Q2 24
38.9%
-20.1%
EPS (diluted)
FNB
FNB
IOT
IOT
Q4 26
$0.04
Q4 25
$0.47
$0.01
Q3 25
$0.41
$-0.03
Q2 25
$0.36
$-0.04
Q1 25
$0.32
$-0.02
Q4 24
$0.31
$-0.07
Q3 24
$0.30
$-0.09
Q2 24
$0.34
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNB
FNB
IOT
IOT
Cash + ST InvestmentsLiquidity on hand
$2.5B
$833.8M
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$6.8B
$1.4B
Total Assets
$50.2B
$2.5B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNB
FNB
IOT
IOT
Q4 26
$833.8M
Q4 25
$2.5B
$275.1M
Q3 25
$2.4B
$258.5M
Q2 25
$2.4B
$259.0M
Q1 25
$2.4B
$227.6M
Q4 24
$2.4B
$160.3M
Q3 24
$2.1B
$159.3M
Q2 24
$1.9B
$162.5M
Total Debt
FNB
FNB
IOT
IOT
Q4 26
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Stockholders' Equity
FNB
FNB
IOT
IOT
Q4 26
$1.4B
Q4 25
$6.8B
$1.3B
Q3 25
$6.6B
$1.2B
Q2 25
$6.5B
$1.1B
Q1 25
$6.4B
$1.1B
Q4 24
$6.3B
$999.1M
Q3 24
$6.2B
$964.7M
Q2 24
$6.1B
$923.9M
Total Assets
FNB
FNB
IOT
IOT
Q4 26
$2.5B
Q4 25
$50.2B
$2.3B
Q3 25
$49.9B
$2.2B
Q2 25
$49.7B
$2.1B
Q1 25
$49.0B
$2.0B
Q4 24
$48.6B
$1.9B
Q3 24
$48.0B
$1.8B
Q2 24
$47.7B
$1.7B
Debt / Equity
FNB
FNB
IOT
IOT
Q4 26
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNB
FNB
IOT
IOT
Operating Cash FlowLast quarter
$128.0M
$69.7M
Free Cash FlowOCF − Capex
$99.0M
$61.7M
FCF MarginFCF / Revenue
27.0%
13.9%
Capex IntensityCapex / Revenue
7.9%
Cash ConversionOCF / Net Profit
0.76×
3.16×
TTM Free Cash FlowTrailing 4 quarters
$376.0M
$207.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNB
FNB
IOT
IOT
Q4 26
$69.7M
Q4 25
$128.0M
$63.7M
Q3 25
$167.0M
$50.2M
Q2 25
$123.0M
$52.6M
Q1 25
$64.0M
$53.9M
Q4 24
$326.0M
$36.0M
Q3 24
$-14.0M
$18.1M
Q2 24
$85.0M
$23.7M
Free Cash Flow
FNB
FNB
IOT
IOT
Q4 26
$61.7M
Q4 25
$99.0M
$55.8M
Q3 25
$149.0M
$44.2M
Q2 25
$85.0M
$45.7M
Q1 25
$43.0M
$48.5M
Q4 24
$278.0M
$31.2M
Q3 24
$-46.0M
$13.1M
Q2 24
$55.0M
$18.6M
FCF Margin
FNB
FNB
IOT
IOT
Q4 26
13.9%
Q4 25
27.0%
13.4%
Q3 25
41.5%
11.3%
Q2 25
24.4%
12.5%
Q1 25
13.3%
14.0%
Q4 24
86.3%
9.7%
Q3 24
-14.2%
4.4%
Q2 24
17.4%
6.6%
Capex Intensity
FNB
FNB
IOT
IOT
Q4 26
Q4 25
7.9%
1.9%
Q3 25
5.0%
1.5%
Q2 25
10.9%
1.9%
Q1 25
6.5%
1.5%
Q4 24
14.9%
1.5%
Q3 24
9.9%
1.7%
Q2 24
9.5%
1.8%
Cash Conversion
FNB
FNB
IOT
IOT
Q4 26
3.16×
Q4 25
0.76×
8.20×
Q3 25
1.11×
Q2 25
0.95×
Q1 25
0.55×
Q4 24
2.96×
Q3 24
-0.13×
Q2 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons