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Side-by-side financial comparison of FNB CORP (FNB) and Phoenix Education Partners, Inc. (PXED). Click either name above to swap in a different company.

FNB CORP is the larger business by last-quarter revenue ($366.0M vs $222.5M, roughly 1.6× Phoenix Education Partners, Inc.). FNB CORP runs the higher net margin — 45.9% vs 4.8%, a 41.1% gap on every dollar of revenue. FNB CORP produced more free cash flow last quarter ($99.0M vs $43.5M).

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

The University of Phoenix (UoPX) is a private for-profit university headquartered in Phoenix, Arizona. Founded in 1976, the university confers certificates and degrees at the certificate, associate, bachelor's, master's, and doctoral degree levels. It is institutionally accredited by the Higher Learning Commission and has an open enrollment admissions policy for many undergraduate programs. The school is owned by Phoenix Education Partners.

FNB vs PXED — Head-to-Head

Bigger by revenue
FNB
FNB
1.6× larger
FNB
$366.0M
$222.5M
PXED
Higher net margin
FNB
FNB
41.1% more per $
FNB
45.9%
4.8%
PXED
More free cash flow
FNB
FNB
$55.5M more FCF
FNB
$99.0M
$43.5M
PXED

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FNB
FNB
PXED
PXED
Revenue
$366.0M
$222.5M
Net Profit
$168.0M
$10.8M
Gross Margin
Operating Margin
45.1%
6.3%
Net Margin
45.9%
4.8%
Revenue YoY
13.7%
Net Profit YoY
52.7%
EPS (diluted)
$0.47
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNB
FNB
PXED
PXED
Q1 26
$222.5M
Q4 25
$366.0M
$262.0M
Q3 25
$359.0M
Q2 25
$348.0M
Q1 25
$323.0M
Q4 24
$322.0M
Q3 24
$323.0M
Q2 24
$316.0M
Net Profit
FNB
FNB
PXED
PXED
Q1 26
$10.8M
Q4 25
$168.0M
$15.5M
Q3 25
$150.0M
Q2 25
$130.0M
Q1 25
$117.0M
Q4 24
$110.0M
Q3 24
$110.0M
Q2 24
$123.0M
Operating Margin
FNB
FNB
PXED
PXED
Q1 26
6.3%
Q4 25
45.1%
9.8%
Q3 25
52.9%
Q2 25
47.7%
Q1 25
45.8%
Q4 24
31.7%
Q3 24
43.3%
Q2 24
49.7%
Net Margin
FNB
FNB
PXED
PXED
Q1 26
4.8%
Q4 25
45.9%
5.9%
Q3 25
41.8%
Q2 25
37.4%
Q1 25
36.2%
Q4 24
34.2%
Q3 24
34.1%
Q2 24
38.9%
EPS (diluted)
FNB
FNB
PXED
PXED
Q1 26
$0.28
Q4 25
$0.47
$0.40
Q3 25
$0.41
Q2 25
$0.36
Q1 25
$0.32
Q4 24
$0.31
Q3 24
$0.30
Q2 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNB
FNB
PXED
PXED
Cash + ST InvestmentsLiquidity on hand
$2.5B
$201.4M
Total DebtLower is stronger
$1.9B
$58.8M
Stockholders' EquityBook value
$6.8B
$291.1M
Total Assets
$50.2B
$546.4M
Debt / EquityLower = less leverage
0.28×
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNB
FNB
PXED
PXED
Q1 26
$201.4M
Q4 25
$2.5B
$163.5M
Q3 25
$2.4B
Q2 25
$2.4B
Q1 25
$2.4B
Q4 24
$2.4B
Q3 24
$2.1B
Q2 24
$1.9B
Total Debt
FNB
FNB
PXED
PXED
Q1 26
$58.8M
Q4 25
$1.9B
$61.6M
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Stockholders' Equity
FNB
FNB
PXED
PXED
Q1 26
$291.1M
Q4 25
$6.8B
$280.4M
Q3 25
$6.6B
Q2 25
$6.5B
Q1 25
$6.4B
Q4 24
$6.3B
Q3 24
$6.2B
Q2 24
$6.1B
Total Assets
FNB
FNB
PXED
PXED
Q1 26
$546.4M
Q4 25
$50.2B
$549.6M
Q3 25
$49.9B
Q2 25
$49.7B
Q1 25
$49.0B
Q4 24
$48.6B
Q3 24
$48.0B
Q2 24
$47.7B
Debt / Equity
FNB
FNB
PXED
PXED
Q1 26
0.20×
Q4 25
0.28×
0.22×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNB
FNB
PXED
PXED
Operating Cash FlowLast quarter
$128.0M
$48.9M
Free Cash FlowOCF − Capex
$99.0M
$43.5M
FCF MarginFCF / Revenue
27.0%
19.6%
Capex IntensityCapex / Revenue
7.9%
2.4%
Cash ConversionOCF / Net Profit
0.76×
4.53×
TTM Free Cash FlowTrailing 4 quarters
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNB
FNB
PXED
PXED
Q1 26
$48.9M
Q4 25
$128.0M
$31.1M
Q3 25
$167.0M
Q2 25
$123.0M
Q1 25
$64.0M
Q4 24
$326.0M
Q3 24
$-14.0M
Q2 24
$85.0M
Free Cash Flow
FNB
FNB
PXED
PXED
Q1 26
$43.5M
Q4 25
$99.0M
$26.4M
Q3 25
$149.0M
Q2 25
$85.0M
Q1 25
$43.0M
Q4 24
$278.0M
Q3 24
$-46.0M
Q2 24
$55.0M
FCF Margin
FNB
FNB
PXED
PXED
Q1 26
19.6%
Q4 25
27.0%
10.1%
Q3 25
41.5%
Q2 25
24.4%
Q1 25
13.3%
Q4 24
86.3%
Q3 24
-14.2%
Q2 24
17.4%
Capex Intensity
FNB
FNB
PXED
PXED
Q1 26
2.4%
Q4 25
7.9%
1.8%
Q3 25
5.0%
Q2 25
10.9%
Q1 25
6.5%
Q4 24
14.9%
Q3 24
9.9%
Q2 24
9.5%
Cash Conversion
FNB
FNB
PXED
PXED
Q1 26
4.53×
Q4 25
0.76×
2.01×
Q3 25
1.11×
Q2 25
0.95×
Q1 25
0.55×
Q4 24
2.96×
Q3 24
-0.13×
Q2 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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