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Side-by-side financial comparison of FNB CORP (FNB) and Tokyo Lifestyle Co., Ltd. (TKLF). Click either name above to swap in a different company.

FNB CORP is the larger business by last-quarter revenue ($366.0M vs $190.4M, roughly 1.9× Tokyo Lifestyle Co., Ltd.).

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

Ten Lifestyle Group is a global travel and lifestyle concierge company founded in 1998 by Alex Cheatle and Andrew Long. The company's headquarters is based in London with 22 global offices in major cities including New York, Dubai, Hong Kong, Singapore and Tokyo. Alex Cheatle is the company's Chief Executive Officer (CEO).

FNB vs TKLF — Head-to-Head

Bigger by revenue
FNB
FNB
1.9× larger
FNB
$366.0M
$190.4M
TKLF

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FNB
FNB
TKLF
TKLF
Revenue
$366.0M
$190.4M
Net Profit
$168.0M
Gross Margin
Operating Margin
45.1%
Net Margin
45.9%
Revenue YoY
13.7%
Net Profit YoY
52.7%
EPS (diluted)
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNB
FNB
TKLF
TKLF
Q4 25
$366.0M
Q3 25
$359.0M
$190.4M
Q2 25
$348.0M
Q1 25
$323.0M
Q4 24
$322.0M
Q3 24
$323.0M
Q2 24
$316.0M
Q1 24
$319.0M
Net Profit
FNB
FNB
TKLF
TKLF
Q4 25
$168.0M
Q3 25
$150.0M
Q2 25
$130.0M
Q1 25
$117.0M
Q4 24
$110.0M
Q3 24
$110.0M
Q2 24
$123.0M
Q1 24
$122.0M
Operating Margin
FNB
FNB
TKLF
TKLF
Q4 25
45.1%
Q3 25
52.9%
Q2 25
47.7%
Q1 25
45.8%
Q4 24
31.7%
Q3 24
43.3%
Q2 24
49.7%
Q1 24
48.9%
Net Margin
FNB
FNB
TKLF
TKLF
Q4 25
45.9%
Q3 25
41.8%
Q2 25
37.4%
Q1 25
36.2%
Q4 24
34.2%
Q3 24
34.1%
Q2 24
38.9%
Q1 24
38.2%
EPS (diluted)
FNB
FNB
TKLF
TKLF
Q4 25
$0.47
Q3 25
$0.41
Q2 25
$0.36
Q1 25
$0.32
Q4 24
$0.31
Q3 24
$0.30
Q2 24
$0.34
Q1 24
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNB
FNB
TKLF
TKLF
Cash + ST InvestmentsLiquidity on hand
$2.5B
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$6.8B
$43.0M
Total Assets
$50.2B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNB
FNB
TKLF
TKLF
Q4 25
$2.5B
Q3 25
$2.4B
Q2 25
$2.4B
Q1 25
$2.4B
Q4 24
$2.4B
Q3 24
$2.1B
Q2 24
$1.9B
Q1 24
$1.5B
Total Debt
FNB
FNB
TKLF
TKLF
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$2.1B
Stockholders' Equity
FNB
FNB
TKLF
TKLF
Q4 25
$6.8B
Q3 25
$6.6B
$43.0M
Q2 25
$6.5B
Q1 25
$6.4B
Q4 24
$6.3B
Q3 24
$6.2B
Q2 24
$6.1B
Q1 24
$6.0B
Total Assets
FNB
FNB
TKLF
TKLF
Q4 25
$50.2B
Q3 25
$49.9B
Q2 25
$49.7B
Q1 25
$49.0B
Q4 24
$48.6B
Q3 24
$48.0B
Q2 24
$47.7B
Q1 24
$45.9B
Debt / Equity
FNB
FNB
TKLF
TKLF
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNB
FNB
TKLF
TKLF
Operating Cash FlowLast quarter
$128.0M
Free Cash FlowOCF − Capex
$99.0M
FCF MarginFCF / Revenue
27.0%
Capex IntensityCapex / Revenue
7.9%
Cash ConversionOCF / Net Profit
0.76×
TTM Free Cash FlowTrailing 4 quarters
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNB
FNB
TKLF
TKLF
Q4 25
$128.0M
Q3 25
$167.0M
Q2 25
$123.0M
Q1 25
$64.0M
Q4 24
$326.0M
Q3 24
$-14.0M
Q2 24
$85.0M
Q1 24
$245.0M
Free Cash Flow
FNB
FNB
TKLF
TKLF
Q4 25
$99.0M
Q3 25
$149.0M
Q2 25
$85.0M
Q1 25
$43.0M
Q4 24
$278.0M
Q3 24
$-46.0M
Q2 24
$55.0M
Q1 24
$216.0M
FCF Margin
FNB
FNB
TKLF
TKLF
Q4 25
27.0%
Q3 25
41.5%
Q2 25
24.4%
Q1 25
13.3%
Q4 24
86.3%
Q3 24
-14.2%
Q2 24
17.4%
Q1 24
67.7%
Capex Intensity
FNB
FNB
TKLF
TKLF
Q4 25
7.9%
Q3 25
5.0%
Q2 25
10.9%
Q1 25
6.5%
Q4 24
14.9%
Q3 24
9.9%
Q2 24
9.5%
Q1 24
9.1%
Cash Conversion
FNB
FNB
TKLF
TKLF
Q4 25
0.76×
Q3 25
1.11×
Q2 25
0.95×
Q1 25
0.55×
Q4 24
2.96×
Q3 24
-0.13×
Q2 24
0.69×
Q1 24
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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