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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and Trip.com Group Ltd (TCOM). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $304.6M, roughly 1.8× Trip.com Group Ltd). Trip.com Group Ltd runs the higher net margin — 27.8% vs -21.5%, a 49.3% gap on every dollar of revenue.
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Trip.com Group Limited is a multinational travel agency headquartered in Shanghai, China. It is the largest online travel service provider in the world.
FNF vs TCOM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $304.6M |
| Net Profit | $-117.0M | $84.6M |
| Gross Margin | — | 78.8% |
| Operating Margin | 82.9% | 16.5% |
| Net Margin | -21.5% | 27.8% |
| Revenue YoY | 10.3% | — |
| Net Profit YoY | -126.0% | — |
| EPS (diluted) | $-0.44 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $544.0M | $304.6M | ||
| Q3 25 | $553.0M | — | ||
| Q2 25 | $547.0M | — | ||
| Q1 25 | $455.0M | — | ||
| Q4 24 | $493.0M | — | ||
| Q3 24 | $506.0M | — | ||
| Q2 24 | $504.0M | $242.7M | ||
| Q1 24 | $421.0M | — |
| Q4 25 | $-117.0M | $84.6M | ||
| Q3 25 | $358.0M | — | ||
| Q2 25 | $278.0M | — | ||
| Q1 25 | $83.0M | — | ||
| Q4 24 | $450.0M | — | ||
| Q3 24 | $266.0M | — | ||
| Q2 24 | $306.0M | $73.8M | ||
| Q1 24 | $248.0M | — |
| Q4 25 | — | 78.8% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 81.8% | ||
| Q1 24 | — | — |
| Q4 25 | 82.9% | 16.5% | ||
| Q3 25 | 81.9% | — | ||
| Q2 25 | 69.8% | — | ||
| Q1 25 | 24.4% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 61.9% | — | ||
| Q2 24 | 90.9% | 27.8% | ||
| Q1 24 | 78.6% | — |
| Q4 25 | -21.5% | 27.8% | ||
| Q3 25 | 64.7% | — | ||
| Q2 25 | 50.8% | — | ||
| Q1 25 | 18.2% | — | ||
| Q4 24 | 91.3% | — | ||
| Q3 24 | 52.6% | — | ||
| Q2 24 | 60.7% | 30.4% | ||
| Q1 24 | 58.9% | — |
| Q4 25 | $-0.44 | $0.12 | ||
| Q3 25 | $1.33 | — | ||
| Q2 25 | $1.02 | — | ||
| Q1 25 | $0.30 | — | ||
| Q4 24 | $1.65 | — | ||
| Q3 24 | $0.97 | — | ||
| Q2 24 | $1.12 | $0.11 | ||
| Q1 24 | $0.91 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | $10.8B |
| Total DebtLower is stronger | $4.4B | $4.2B |
| Stockholders' EquityBook value | $7.4B | $23.8B |
| Total Assets | $109.0B | $36.9B |
| Debt / EquityLower = less leverage | 0.59× | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.6B | $10.8B | ||
| Q3 25 | $3.5B | — | ||
| Q2 25 | $3.3B | — | ||
| Q1 25 | $4.5B | — | ||
| Q4 24 | $3.5B | — | ||
| Q3 24 | $5.0B | — | ||
| Q2 24 | $4.9B | $12.4B | ||
| Q1 24 | $3.5B | — |
| Q4 25 | $4.4B | $4.2B | ||
| Q3 25 | $4.4B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.3B | — | ||
| Q3 24 | $4.2B | — | ||
| Q2 24 | $4.2B | $8.2B | ||
| Q1 24 | $3.9B | — |
| Q4 25 | $7.4B | $23.8B | ||
| Q3 25 | $8.4B | — | ||
| Q2 25 | $7.9B | — | ||
| Q1 25 | $7.9B | — | ||
| Q4 24 | $7.8B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $7.3B | $18.1B | ||
| Q1 24 | $7.1B | — |
| Q4 25 | $109.0B | $36.9B | ||
| Q3 25 | $106.6B | — | ||
| Q2 25 | $102.3B | — | ||
| Q1 25 | $98.2B | — | ||
| Q4 24 | $95.4B | — | ||
| Q3 24 | $94.7B | — | ||
| Q2 24 | $88.8B | $34.2B | ||
| Q1 24 | $84.5B | — |
| Q4 25 | 0.59× | 0.18× | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.56× | — | ||
| Q3 24 | 0.52× | — | ||
| Q2 24 | 0.58× | 0.45× | ||
| Q1 24 | 0.55× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.6B | — |
| Q4 25 | — | — | ||
| Q3 25 | 3.66× | — | ||
| Q2 25 | 6.82× | — | ||
| Q1 25 | 13.43× | — | ||
| Q4 24 | 3.32× | — | ||
| Q3 24 | 8.89× | — | ||
| Q2 24 | 4.45× | — | ||
| Q1 24 | 6.42× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
TCOM
| Others | $273.0M | 90% |
| Other | $31.6M | 10% |
