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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and TENNANT CO (TNC). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $291.6M, roughly 1.9× TENNANT CO). TENNANT CO runs the higher net margin — -1.5% vs -21.5%, a 20.0% gap on every dollar of revenue. On growth, Fidelity National Financial, Inc. posted the faster year-over-year revenue change (10.3% vs -11.3%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs -3.2%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
The Tennant Company (TNC:NYQ) is a company with about 4000 employees that provides cleaning products. It is a company that is listed in the New York Stock Exchange.
FNF vs TNC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $291.6M |
| Net Profit | $-117.0M | $-4.4M |
| Gross Margin | — | 34.6% |
| Operating Margin | 82.9% | -1.4% |
| Net Margin | -21.5% | -1.5% |
| Revenue YoY | 10.3% | -11.3% |
| Net Profit YoY | -126.0% | -166.7% |
| EPS (diluted) | $-0.44 | $-0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $544.0M | $291.6M | ||
| Q3 25 | $553.0M | $303.3M | ||
| Q2 25 | $547.0M | $318.6M | ||
| Q1 25 | $455.0M | $290.0M | ||
| Q4 24 | $493.0M | $328.9M | ||
| Q3 24 | $506.0M | $315.8M | ||
| Q2 24 | $504.0M | $331.0M | ||
| Q1 24 | $421.0M | $311.0M |
| Q4 25 | $-117.0M | $-4.4M | ||
| Q3 25 | $358.0M | $14.9M | ||
| Q2 25 | $278.0M | $20.2M | ||
| Q1 25 | $83.0M | $13.1M | ||
| Q4 24 | $450.0M | $6.6M | ||
| Q3 24 | $266.0M | $20.8M | ||
| Q2 24 | $306.0M | $27.9M | ||
| Q1 24 | $248.0M | $28.4M |
| Q4 25 | — | 34.6% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 42.1% | ||
| Q1 25 | — | 41.4% | ||
| Q4 24 | — | 41.3% | ||
| Q3 24 | — | 42.4% | ||
| Q2 24 | — | 43.1% | ||
| Q1 24 | — | 44.2% |
| Q4 25 | 82.9% | -1.4% | ||
| Q3 25 | 81.9% | 7.4% | ||
| Q2 25 | 69.8% | 9.6% | ||
| Q1 25 | 24.4% | 6.8% | ||
| Q4 24 | — | 2.3% | ||
| Q3 24 | 61.9% | 9.7% | ||
| Q2 24 | 90.9% | 11.7% | ||
| Q1 24 | 78.6% | 12.1% |
| Q4 25 | -21.5% | -1.5% | ||
| Q3 25 | 64.7% | 4.9% | ||
| Q2 25 | 50.8% | 6.3% | ||
| Q1 25 | 18.2% | 4.5% | ||
| Q4 24 | 91.3% | 2.0% | ||
| Q3 24 | 52.6% | 6.6% | ||
| Q2 24 | 60.7% | 8.4% | ||
| Q1 24 | 58.9% | 9.1% |
| Q4 25 | $-0.44 | $-0.21 | ||
| Q3 25 | $1.33 | $0.80 | ||
| Q2 25 | $1.02 | $1.08 | ||
| Q1 25 | $0.30 | $0.69 | ||
| Q4 24 | $1.65 | $0.35 | ||
| Q3 24 | $0.97 | $1.09 | ||
| Q2 24 | $1.12 | $1.45 | ||
| Q1 24 | $0.91 | $1.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | — |
| Total DebtLower is stronger | $4.4B | $273.2M |
| Stockholders' EquityBook value | $7.4B | $601.6M |
| Total Assets | $109.0B | $1.3B |
| Debt / EquityLower = less leverage | 0.59× | 0.45× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.6B | — | ||
| Q3 25 | $3.5B | — | ||
| Q2 25 | $3.3B | — | ||
| Q1 25 | $4.5B | — | ||
| Q4 24 | $3.5B | — | ||
| Q3 24 | $5.0B | — | ||
| Q2 24 | $4.9B | — | ||
| Q1 24 | $3.5B | — |
| Q4 25 | $4.4B | $273.2M | ||
| Q3 25 | $4.4B | $238.3M | ||
| Q2 25 | $4.4B | $213.4M | ||
| Q1 25 | $4.4B | $213.3M | ||
| Q4 24 | $4.3B | $198.2M | ||
| Q3 24 | $4.2B | $208.6M | ||
| Q2 24 | $4.2B | $205.6M | ||
| Q1 24 | $3.9B | $207.4M |
| Q4 25 | $7.4B | $601.6M | ||
| Q3 25 | $8.4B | $640.9M | ||
| Q2 25 | $7.9B | $651.9M | ||
| Q1 25 | $7.9B | $624.4M | ||
| Q4 24 | $7.8B | $620.8M | ||
| Q3 24 | $8.1B | $647.2M | ||
| Q2 24 | $7.3B | $624.6M | ||
| Q1 24 | $7.1B | $614.6M |
| Q4 25 | $109.0B | $1.3B | ||
| Q3 25 | $106.6B | $1.3B | ||
| Q2 25 | $102.3B | $1.2B | ||
| Q1 25 | $98.2B | $1.2B | ||
| Q4 24 | $95.4B | $1.2B | ||
| Q3 24 | $94.7B | $1.2B | ||
| Q2 24 | $88.8B | $1.2B | ||
| Q1 24 | $84.5B | $1.2B |
| Q4 25 | 0.59× | 0.45× | ||
| Q3 25 | 0.53× | 0.37× | ||
| Q2 25 | 0.56× | 0.33× | ||
| Q1 25 | 0.56× | 0.34× | ||
| Q4 24 | 0.56× | 0.32× | ||
| Q3 24 | 0.52× | 0.32× | ||
| Q2 24 | 0.58× | 0.33× | ||
| Q1 24 | 0.55× | 0.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | $14.2M |
| Free Cash FlowOCF − Capex | — | $9.7M |
| FCF MarginFCF / Revenue | — | 3.3% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.5B | $14.2M | ||
| Q3 25 | $1.3B | $28.7M | ||
| Q2 25 | $1.9B | $22.5M | ||
| Q1 25 | $1.1B | $-400.0K | ||
| Q4 24 | $1.5B | $37.5M | ||
| Q3 24 | $2.4B | $30.7M | ||
| Q2 24 | $1.4B | $18.6M | ||
| Q1 24 | $1.6B | $2.9M |
| Q4 25 | — | $9.7M | ||
| Q3 25 | — | $22.3M | ||
| Q2 25 | — | $18.7M | ||
| Q1 25 | — | $-7.4M | ||
| Q4 24 | — | $28.1M | ||
| Q3 24 | — | $26.4M | ||
| Q2 24 | — | $14.4M | ||
| Q1 24 | — | $-100.0K |
| Q4 25 | — | 3.3% | ||
| Q3 25 | — | 7.4% | ||
| Q2 25 | — | 5.9% | ||
| Q1 25 | — | -2.6% | ||
| Q4 24 | — | 8.5% | ||
| Q3 24 | — | 8.4% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | -0.0% |
| Q4 25 | — | 1.5% | ||
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 1.4% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | 3.66× | 1.93× | ||
| Q2 25 | 6.82× | 1.11× | ||
| Q1 25 | 13.43× | -0.03× | ||
| Q4 24 | 3.32× | 5.68× | ||
| Q3 24 | 8.89× | 1.48× | ||
| Q2 24 | 4.45× | 0.67× | ||
| Q1 24 | 6.42× | 0.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
TNC
| Equipment Sales | $165.5M | 57% |
| Parts And Consumables | $69.1M | 24% |
| Service And Other | $57.0M | 20% |
