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Side-by-side financial comparison of Finance of America Companies Inc. (FOA) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.

Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $73.5M, roughly 1.6× Finance of America Companies Inc.). Porch Group, Inc. runs the higher net margin — -3.9% vs -14.1%, a 10.2% gap on every dollar of revenue. On growth, Finance of America Companies Inc. posted the faster year-over-year revenue change (248.7% vs 100.0%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs -0.8%).

Rocket Companies, Inc., is an American fintech and homeownership services company. Founded by Dan Gilbert and based in Downtown Detroit, Michigan, the company is one of the largest mortgage lenders in the United States through its flagship subsidiary Rocket Mortgage. Its subsidiaries include Redfin, Forsalebyowner.com, and Rocket Money.

Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.

FOA vs PRCH — Head-to-Head

Bigger by revenue
PRCH
PRCH
1.6× larger
PRCH
$121.1M
$73.5M
FOA
Growing faster (revenue YoY)
FOA
FOA
+148.7% gap
FOA
248.7%
100.0%
PRCH
Higher net margin
PRCH
PRCH
10.2% more per $
PRCH
-3.9%
-14.1%
FOA
Faster 2-yr revenue CAGR
PRCH
PRCH
Annualised
PRCH
26.4%
-0.8%
FOA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FOA
FOA
PRCH
PRCH
Revenue
$73.5M
$121.1M
Net Profit
$-10.4M
$-4.7M
Gross Margin
52.7%
Operating Margin
-29.9%
34.7%
Net Margin
-14.1%
-3.9%
Revenue YoY
248.7%
100.0%
Net Profit YoY
82.4%
2.0%
EPS (diluted)
$0.45
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FOA
FOA
PRCH
PRCH
Q1 26
$121.1M
Q4 25
$73.5M
$112.3M
Q3 25
$80.8M
$115.1M
Q2 25
$177.4M
$107.0M
Q1 25
$165.7M
$84.5M
Q4 24
$-49.4M
$75.3M
Q3 24
$290.1M
$77.7M
Q2 24
$79.0M
$75.9M
Net Profit
FOA
FOA
PRCH
PRCH
Q1 26
$-4.7M
Q4 25
$-10.4M
$-3.5M
Q3 25
$-9.5M
$-10.9M
Q2 25
$34.9M
$2.6M
Q1 25
$30.2M
$8.4M
Q4 24
$-59.1M
$30.5M
Q3 24
$84.2M
$14.4M
Q2 24
$-2.1M
$-64.3M
Gross Margin
FOA
FOA
PRCH
PRCH
Q1 26
52.7%
Q4 25
99.5%
Q3 25
75.6%
Q2 25
70.9%
Q1 25
77.4%
Q4 24
Q3 24
79.4%
Q2 24
22.1%
Operating Margin
FOA
FOA
PRCH
PRCH
Q1 26
34.7%
Q4 25
-29.9%
14.7%
Q3 25
-35.3%
14.2%
Q2 25
46.2%
4.7%
Q1 25
49.3%
-1.5%
Q4 24
295.0%
33.3%
Q3 24
71.8%
-3.2%
Q2 24
-4.8%
-69.2%
Net Margin
FOA
FOA
PRCH
PRCH
Q1 26
-3.9%
Q4 25
-14.1%
-3.1%
Q3 25
-11.8%
-9.4%
Q2 25
19.7%
2.4%
Q1 25
18.2%
9.9%
Q4 24
119.5%
40.5%
Q3 24
29.0%
18.5%
Q2 24
-2.6%
-84.8%
EPS (diluted)
FOA
FOA
PRCH
PRCH
Q1 26
$-0.04
Q4 25
$0.45
$0.00
Q3 25
$-1.27
$-0.10
Q2 25
$2.13
$0.00
Q1 25
$2.43
$0.07
Q4 24
$-5.24
$0.34
Q3 24
$7.50
$0.12
Q2 24
$-0.30
$-0.65

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FOA
FOA
PRCH
PRCH
Cash + ST InvestmentsLiquidity on hand
$89.5M
$68.4M
Total DebtLower is stronger
$357.5M
$391.3M
Stockholders' EquityBook value
$395.6M
$26.3M
Total Assets
$30.7B
$806.6M
Debt / EquityLower = less leverage
0.90×
14.87×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FOA
FOA
PRCH
PRCH
Q1 26
$68.4M
Q4 25
$89.5M
$57.3M
Q3 25
$109.8M
$85.0M
Q2 25
$46.5M
$79.8M
Q1 25
$52.0M
$70.4M
Q4 24
$47.4M
$191.7M
Q3 24
$44.3M
$238.6M
Q2 24
$46.5M
$308.4M
Total Debt
FOA
FOA
PRCH
PRCH
Q1 26
$391.3M
Q4 25
$357.5M
$392.8M
Q3 25
$390.0M
$387.1M
Q2 25
$394.1M
Q1 25
$409.2M
Q4 24
$374.5M
$403.9M
Q3 24
$399.0M
Q2 24
$436.8M
Stockholders' Equity
FOA
FOA
PRCH
PRCH
Q1 26
$26.3M
Q4 25
$395.6M
$-24.6M
Q3 25
$365.8M
$-27.9M
Q2 25
$473.4M
$-29.3M
Q1 25
$394.9M
$-52.4M
Q4 24
$315.7M
$-43.2M
Q3 24
$456.5M
$-77.0M
Q2 24
$251.3M
$-101.9M
Total Assets
FOA
FOA
PRCH
PRCH
Q1 26
$806.6M
Q4 25
$30.7B
$797.4M
Q3 25
$30.7B
$787.7M
Q2 25
$30.1B
$770.7M
Q1 25
$29.7B
$802.3M
Q4 24
$29.2B
$814.0M
Q3 24
$29.0B
$867.3M
Q2 24
$28.0B
$876.1M
Debt / Equity
FOA
FOA
PRCH
PRCH
Q1 26
14.87×
Q4 25
0.90×
Q3 25
1.07×
Q2 25
Q1 25
Q4 24
1.19×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FOA
FOA
PRCH
PRCH
Operating Cash FlowLast quarter
$-429.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FOA
FOA
PRCH
PRCH
Q1 26
Q4 25
$-429.7M
$1.2M
Q3 25
$-149.7M
$40.8M
Q2 25
$-96.5M
$35.6M
Q1 25
$-92.1M
$-11.2M
Q4 24
$-423.8M
$-26.6M
Q3 24
$-81.4M
$12.4M
Q2 24
$-104.0M
$-26.0M
Free Cash Flow
FOA
FOA
PRCH
PRCH
Q1 26
Q4 25
$1.1M
Q3 25
$40.7M
Q2 25
$35.4M
Q1 25
$-11.2M
Q4 24
$-26.8M
Q3 24
$12.2M
Q2 24
$-26.0M
FCF Margin
FOA
FOA
PRCH
PRCH
Q1 26
Q4 25
1.0%
Q3 25
35.4%
Q2 25
33.0%
Q1 25
-13.3%
Q4 24
-35.6%
Q3 24
15.7%
Q2 24
-34.3%
Capex Intensity
FOA
FOA
PRCH
PRCH
Q1 26
Q4 25
0.1%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
0.3%
Q3 24
0.3%
Q2 24
0.1%
Cash Conversion
FOA
FOA
PRCH
PRCH
Q1 26
Q4 25
Q3 25
Q2 25
-2.76×
13.79×
Q1 25
-3.05×
-1.33×
Q4 24
-0.87×
Q3 24
-0.97×
0.86×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FOA
FOA

Segment Continuing Operations$70.8M96%
Other$2.7M4%

PRCH
PRCH

Segment breakdown not available.

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