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Side-by-side financial comparison of Finance of America Companies Inc. (FOA) and Turning Point Brands, Inc. (TPB). Click either name above to swap in a different company.

Turning Point Brands, Inc. is the larger business by last-quarter revenue ($121.0M vs $73.5M, roughly 1.6× Finance of America Companies Inc.). Turning Point Brands, Inc. runs the higher net margin — 6.8% vs -14.1%, a 20.9% gap on every dollar of revenue. On growth, Finance of America Companies Inc. posted the faster year-over-year revenue change (248.7% vs 29.2%). Over the past eight quarters, Turning Point Brands, Inc.'s revenue compounded faster (20.7% CAGR vs -0.8%).

Rocket Companies, Inc., is an American fintech and homeownership services company. Founded by Dan Gilbert and based in Downtown Detroit, Michigan, the company is one of the largest mortgage lenders in the United States through its flagship subsidiary Rocket Mortgage. Its subsidiaries include Redfin, Forsalebyowner.com, and Rocket Money.

Turning Point Australia (TPAUS) is a conservative lobby group based in Australia, affiliated with Turning Point USA but independent of it. Founded by Joel Jammal and first registered in 2023, the group has become active in trying to influence the outcome of the 2026 South Australian state election in March 2026.

FOA vs TPB — Head-to-Head

Bigger by revenue
TPB
TPB
1.6× larger
TPB
$121.0M
$73.5M
FOA
Growing faster (revenue YoY)
FOA
FOA
+219.5% gap
FOA
248.7%
29.2%
TPB
Higher net margin
TPB
TPB
20.9% more per $
TPB
6.8%
-14.1%
FOA
Faster 2-yr revenue CAGR
TPB
TPB
Annualised
TPB
20.7%
-0.8%
FOA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FOA
FOA
TPB
TPB
Revenue
$73.5M
$121.0M
Net Profit
$-10.4M
$8.2M
Gross Margin
55.9%
Operating Margin
-29.9%
16.5%
Net Margin
-14.1%
6.8%
Revenue YoY
248.7%
29.2%
Net Profit YoY
82.4%
239.8%
EPS (diluted)
$0.45
$0.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FOA
FOA
TPB
TPB
Q4 25
$73.5M
$121.0M
Q3 25
$80.8M
$119.0M
Q2 25
$177.4M
$116.6M
Q1 25
$165.7M
$106.4M
Q4 24
$-49.4M
$93.7M
Q3 24
$290.1M
$90.7M
Q2 24
$79.0M
$93.2M
Q1 24
$74.7M
$83.1M
Net Profit
FOA
FOA
TPB
TPB
Q4 25
$-10.4M
$8.2M
Q3 25
$-9.5M
$21.1M
Q2 25
$34.9M
$14.5M
Q1 25
$30.2M
$14.4M
Q4 24
$-59.1M
$2.4M
Q3 24
$84.2M
$12.4M
Q2 24
$-2.1M
$13.0M
Q1 24
$-7.5M
$12.0M
Gross Margin
FOA
FOA
TPB
TPB
Q4 25
55.9%
Q3 25
59.2%
Q2 25
57.1%
Q1 25
56.0%
Q4 24
56.0%
Q3 24
55.6%
Q2 24
54.1%
Q1 24
58.2%
Operating Margin
FOA
FOA
TPB
TPB
Q4 25
-29.9%
16.5%
Q3 25
-35.3%
21.8%
Q2 25
46.2%
22.6%
Q1 25
49.3%
21.8%
Q4 24
295.0%
19.1%
Q3 24
71.8%
22.9%
Q2 24
-4.8%
24.5%
Q1 24
-21.1%
23.2%
Net Margin
FOA
FOA
TPB
TPB
Q4 25
-14.1%
6.8%
Q3 25
-11.8%
17.7%
Q2 25
19.7%
12.4%
Q1 25
18.2%
13.5%
Q4 24
119.5%
2.6%
Q3 24
29.0%
13.6%
Q2 24
-2.6%
14.0%
Q1 24
-10.1%
14.5%
EPS (diluted)
FOA
FOA
TPB
TPB
Q4 25
$0.45
$0.40
Q3 25
$-1.27
$1.13
Q2 25
$2.13
$0.79
Q1 25
$2.43
$0.79
Q4 24
$-5.24
$0.15
Q3 24
$7.50
$0.68
Q2 24
$-0.30
$0.68
Q1 24
$-0.78
$0.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FOA
FOA
TPB
TPB
Cash + ST InvestmentsLiquidity on hand
$89.5M
$222.8M
Total DebtLower is stronger
$357.5M
Stockholders' EquityBook value
$395.6M
$372.0M
Total Assets
$30.7B
$763.8M
Debt / EquityLower = less leverage
0.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FOA
FOA
TPB
TPB
Q4 25
$89.5M
$222.8M
Q3 25
$109.8M
$201.2M
Q2 25
$46.5M
$109.9M
Q1 25
$52.0M
$99.6M
Q4 24
$47.4M
$48.9M
Q3 24
$44.3M
$33.6M
Q2 24
$46.5M
$142.2M
Q1 24
$48.2M
$130.9M
Total Debt
FOA
FOA
TPB
TPB
Q4 25
$357.5M
Q3 25
$390.0M
Q2 25
Q1 25
Q4 24
$374.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FOA
FOA
TPB
TPB
Q4 25
$395.6M
$372.0M
Q3 25
$365.8M
$358.2M
Q2 25
$473.4M
$224.8M
Q1 25
$394.9M
$203.4M
Q4 24
$315.7M
$190.4M
Q3 24
$456.5M
$185.7M
Q2 24
$251.3M
$172.8M
Q1 24
$255.7M
$160.0M
Total Assets
FOA
FOA
TPB
TPB
Q4 25
$30.7B
$763.8M
Q3 25
$30.7B
$742.8M
Q2 25
$30.1B
$595.8M
Q1 25
$29.7B
$564.6M
Q4 24
$29.2B
$493.4M
Q3 24
$29.0B
$488.0M
Q2 24
$28.0B
$591.6M
Q1 24
$27.7B
$586.3M
Debt / Equity
FOA
FOA
TPB
TPB
Q4 25
0.90×
Q3 25
1.07×
Q2 25
Q1 25
Q4 24
1.19×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FOA
FOA
TPB
TPB
Operating Cash FlowLast quarter
$-429.7M
$24.9M
Free Cash FlowOCF − Capex
$21.5M
FCF MarginFCF / Revenue
17.8%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
3.03×
TTM Free Cash FlowTrailing 4 quarters
$43.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FOA
FOA
TPB
TPB
Q4 25
$-429.7M
$24.9M
Q3 25
$-149.7M
$3.3M
Q2 25
$-96.5M
$11.8M
Q1 25
$-92.1M
$17.4M
Q4 24
$-423.8M
$17.7M
Q3 24
$-81.4M
$13.2M
Q2 24
$-104.0M
$13.4M
Q1 24
$-132.2M
$22.6M
Free Cash Flow
FOA
FOA
TPB
TPB
Q4 25
$21.5M
Q3 25
$-721.0K
Q2 25
$7.8M
Q1 25
$15.2M
Q4 24
$16.6M
Q3 24
$12.6M
Q2 24
$10.9M
Q1 24
$-132.7M
$22.3M
FCF Margin
FOA
FOA
TPB
TPB
Q4 25
17.8%
Q3 25
-0.6%
Q2 25
6.7%
Q1 25
14.3%
Q4 24
17.8%
Q3 24
13.9%
Q2 24
11.7%
Q1 24
-177.7%
26.8%
Capex Intensity
FOA
FOA
TPB
TPB
Q4 25
2.8%
Q3 25
3.4%
Q2 25
3.4%
Q1 25
2.1%
Q4 24
1.2%
Q3 24
0.7%
Q2 24
2.7%
Q1 24
0.6%
0.4%
Cash Conversion
FOA
FOA
TPB
TPB
Q4 25
3.03×
Q3 25
0.16×
Q2 25
-2.76×
0.82×
Q1 25
-3.05×
1.21×
Q4 24
7.34×
Q3 24
-0.97×
1.07×
Q2 24
1.03×
Q1 24
1.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FOA
FOA

Segment Continuing Operations$70.8M96%
Other$2.7M4%

TPB
TPB

US$111.5M92%
Non Us$9.6M8%

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