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Side-by-side financial comparison of Finance of America Companies Inc. (FOA) and VERACYTE, INC. (VCYT). Click either name above to swap in a different company.

VERACYTE, INC. is the larger business by last-quarter revenue ($140.6M vs $73.5M, roughly 1.9× Finance of America Companies Inc.). VERACYTE, INC. runs the higher net margin — 29.3% vs -14.1%, a 43.4% gap on every dollar of revenue. On growth, Finance of America Companies Inc. posted the faster year-over-year revenue change (248.7% vs 18.5%). Over the past eight quarters, VERACYTE, INC.'s revenue compounded faster (20.5% CAGR vs -0.8%).

Rocket Companies, Inc., is an American fintech and homeownership services company. Founded by Dan Gilbert and based in Downtown Detroit, Michigan, the company is one of the largest mortgage lenders in the United States through its flagship subsidiary Rocket Mortgage. Its subsidiaries include Redfin, Forsalebyowner.com, and Rocket Money.

Veracyte Inc. is a leading molecular diagnostics company that develops and commercializes proprietary genomic testing solutions for early, accurate detection of cancer and other complex diseases. Its offerings help healthcare providers make better clinical decisions to improve patient outcomes, with core operations in the U.S. and expanding global market presence across key clinical segments.

FOA vs VCYT — Head-to-Head

Bigger by revenue
VCYT
VCYT
1.9× larger
VCYT
$140.6M
$73.5M
FOA
Growing faster (revenue YoY)
FOA
FOA
+230.2% gap
FOA
248.7%
18.5%
VCYT
Higher net margin
VCYT
VCYT
43.4% more per $
VCYT
29.3%
-14.1%
FOA
Faster 2-yr revenue CAGR
VCYT
VCYT
Annualised
VCYT
20.5%
-0.8%
FOA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FOA
FOA
VCYT
VCYT
Revenue
$73.5M
$140.6M
Net Profit
$-10.4M
$41.1M
Gross Margin
72.5%
Operating Margin
-29.9%
26.4%
Net Margin
-14.1%
29.3%
Revenue YoY
248.7%
18.5%
Net Profit YoY
82.4%
704.8%
EPS (diluted)
$0.45
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FOA
FOA
VCYT
VCYT
Q4 25
$73.5M
$140.6M
Q3 25
$80.8M
$131.9M
Q2 25
$177.4M
$130.2M
Q1 25
$165.7M
$114.5M
Q4 24
$-49.4M
$118.6M
Q3 24
$290.1M
$115.9M
Q2 24
$79.0M
$114.4M
Q1 24
$74.7M
$96.8M
Net Profit
FOA
FOA
VCYT
VCYT
Q4 25
$-10.4M
$41.1M
Q3 25
$-9.5M
$19.1M
Q2 25
$34.9M
$-980.0K
Q1 25
$30.2M
$7.0M
Q4 24
$-59.1M
$5.1M
Q3 24
$84.2M
$15.2M
Q2 24
$-2.1M
$5.7M
Q1 24
$-7.5M
$-1.9M
Gross Margin
FOA
FOA
VCYT
VCYT
Q4 25
72.5%
Q3 25
69.2%
Q2 25
69.0%
Q1 25
69.5%
Q4 24
66.4%
Q3 24
68.2%
Q2 24
68.1%
Q1 24
64.5%
Operating Margin
FOA
FOA
VCYT
VCYT
Q4 25
-29.9%
26.4%
Q3 25
-35.3%
17.4%
Q2 25
46.2%
-4.0%
Q1 25
49.3%
2.5%
Q4 24
295.0%
3.5%
Q3 24
71.8%
10.4%
Q2 24
-4.8%
4.0%
Q1 24
-21.1%
-4.8%
Net Margin
FOA
FOA
VCYT
VCYT
Q4 25
-14.1%
29.3%
Q3 25
-11.8%
14.5%
Q2 25
19.7%
-0.8%
Q1 25
18.2%
6.2%
Q4 24
119.5%
4.3%
Q3 24
29.0%
13.1%
Q2 24
-2.6%
5.0%
Q1 24
-10.1%
-1.9%
EPS (diluted)
FOA
FOA
VCYT
VCYT
Q4 25
$0.45
$0.50
Q3 25
$-1.27
$0.24
Q2 25
$2.13
$-0.01
Q1 25
$2.43
$0.09
Q4 24
$-5.24
$0.07
Q3 24
$7.50
$0.19
Q2 24
$-0.30
$0.07
Q1 24
$-0.78
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FOA
FOA
VCYT
VCYT
Cash + ST InvestmentsLiquidity on hand
$89.5M
$362.6M
Total DebtLower is stronger
$357.5M
Stockholders' EquityBook value
$395.6M
$1.3B
Total Assets
$30.7B
$1.4B
Debt / EquityLower = less leverage
0.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FOA
FOA
VCYT
VCYT
Q4 25
$89.5M
$362.6M
Q3 25
$109.8M
$315.6M
Q2 25
$46.5M
$219.5M
Q1 25
$52.0M
$186.1M
Q4 24
$47.4M
$239.1M
Q3 24
$44.3M
$274.1M
Q2 24
$46.5M
$235.9M
Q1 24
$48.2M
$209.2M
Total Debt
FOA
FOA
VCYT
VCYT
Q4 25
$357.5M
Q3 25
$390.0M
Q2 25
Q1 25
Q4 24
$374.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FOA
FOA
VCYT
VCYT
Q4 25
$395.6M
$1.3B
Q3 25
$365.8M
$1.3B
Q2 25
$473.4M
$1.2B
Q1 25
$394.9M
$1.2B
Q4 24
$315.7M
$1.2B
Q3 24
$456.5M
$1.2B
Q2 24
$251.3M
$1.1B
Q1 24
$255.7M
$1.1B
Total Assets
FOA
FOA
VCYT
VCYT
Q4 25
$30.7B
$1.4B
Q3 25
$30.7B
$1.4B
Q2 25
$30.1B
$1.3B
Q1 25
$29.7B
$1.3B
Q4 24
$29.2B
$1.3B
Q3 24
$29.0B
$1.3B
Q2 24
$28.0B
$1.2B
Q1 24
$27.7B
$1.2B
Debt / Equity
FOA
FOA
VCYT
VCYT
Q4 25
0.90×
Q3 25
1.07×
Q2 25
Q1 25
Q4 24
1.19×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FOA
FOA
VCYT
VCYT
Operating Cash FlowLast quarter
$-429.7M
$52.6M
Free Cash FlowOCF − Capex
$48.8M
FCF MarginFCF / Revenue
34.7%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
1.28×
TTM Free Cash FlowTrailing 4 quarters
$126.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FOA
FOA
VCYT
VCYT
Q4 25
$-429.7M
$52.6M
Q3 25
$-149.7M
$44.8M
Q2 25
$-96.5M
$33.6M
Q1 25
$-92.1M
$5.4M
Q4 24
$-423.8M
$24.5M
Q3 24
$-81.4M
$30.0M
Q2 24
$-104.0M
$29.6M
Q1 24
$-132.2M
$-9.0M
Free Cash Flow
FOA
FOA
VCYT
VCYT
Q4 25
$48.8M
Q3 25
$42.0M
Q2 25
$32.3M
Q1 25
$3.5M
Q4 24
$20.4M
Q3 24
$27.7M
Q2 24
$26.8M
Q1 24
$-132.7M
$-11.1M
FCF Margin
FOA
FOA
VCYT
VCYT
Q4 25
34.7%
Q3 25
31.8%
Q2 25
24.8%
Q1 25
3.1%
Q4 24
17.2%
Q3 24
23.9%
Q2 24
23.4%
Q1 24
-177.7%
-11.5%
Capex Intensity
FOA
FOA
VCYT
VCYT
Q4 25
2.7%
Q3 25
2.1%
Q2 25
1.0%
Q1 25
1.6%
Q4 24
3.5%
Q3 24
1.9%
Q2 24
2.4%
Q1 24
0.6%
2.2%
Cash Conversion
FOA
FOA
VCYT
VCYT
Q4 25
1.28×
Q3 25
2.34×
Q2 25
-2.76×
Q1 25
-3.05×
0.76×
Q4 24
4.80×
Q3 24
-0.97×
1.98×
Q2 24
5.16×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FOA
FOA

Segment Continuing Operations$70.8M96%
Other$2.7M4%

VCYT
VCYT

Testing$135.8M97%
Products$3.8M3%
Biopharmaceutical And Other$686.0K0%

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