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Side-by-side financial comparison of Five Point Holdings, LLC (FPH) and FIRST US BANCSHARES, INC. (FUSB). Click either name above to swap in a different company.

Five Point Holdings, LLC is the larger business by last-quarter revenue ($13.6M vs $10.4M, roughly 1.3× FIRST US BANCSHARES, INC.). FIRST US BANCSHARES, INC. runs the higher net margin — 20.4% vs -16.4%, a 36.8% gap on every dollar of revenue. On growth, FIRST US BANCSHARES, INC. posted the faster year-over-year revenue change (7.1% vs 3.2%). Over the past eight quarters, FIRST US BANCSHARES, INC.'s revenue compounded faster (2.6% CAGR vs -48.5%).

Five Point Holdings, LLC is a leading U.S. real estate development company that focuses on planning and constructing large-scale master-planned mixed-use communities in high-demand markets across California. Its projects integrate residential housing, commercial office spaces, retail outlets, public amenities and recreational facilities to build vibrant, sustainable living and working environments for local populations.

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

FPH vs FUSB — Head-to-Head

Bigger by revenue
FPH
FPH
1.3× larger
FPH
$13.6M
$10.4M
FUSB
Growing faster (revenue YoY)
FUSB
FUSB
+3.8% gap
FUSB
7.1%
3.2%
FPH
Higher net margin
FUSB
FUSB
36.8% more per $
FUSB
20.4%
-16.4%
FPH
Faster 2-yr revenue CAGR
FUSB
FUSB
Annualised
FUSB
2.6%
-48.5%
FPH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FPH
FPH
FUSB
FUSB
Revenue
$13.6M
$10.4M
Net Profit
$-2.2M
$2.1M
Gross Margin
Operating Margin
-43.5%
28.1%
Net Margin
-16.4%
20.4%
Revenue YoY
3.2%
7.1%
Net Profit YoY
-109.6%
24.2%
EPS (diluted)
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FPH
FPH
FUSB
FUSB
Q1 26
$13.6M
Q4 25
$75.9M
$10.4M
Q3 25
$13.5M
$10.5M
Q2 25
$7.5M
$10.3M
Q1 25
$13.2M
$9.8M
Q4 24
$159.8M
$9.7M
Q3 24
$17.0M
$10.1M
Q2 24
$51.2M
$10.0M
Net Profit
FPH
FPH
FUSB
FUSB
Q1 26
$-2.2M
Q4 25
$58.7M
$2.1M
Q3 25
$21.1M
$1.9M
Q2 25
$3.3M
$155.0K
Q1 25
$23.3M
$1.8M
Q4 24
$121.0M
$1.7M
Q3 24
$4.8M
$2.2M
Q2 24
$14.7M
$2.1M
Operating Margin
FPH
FPH
FUSB
FUSB
Q1 26
-43.5%
Q4 25
89.0%
28.1%
Q3 25
23.9%
Q2 25
1.6%
Q1 25
23.8%
Q4 24
87.5%
23.8%
Q3 24
83.6%
29.2%
Q2 24
86.1%
27.4%
Net Margin
FPH
FPH
FUSB
FUSB
Q1 26
-16.4%
Q4 25
77.3%
20.4%
Q3 25
156.2%
18.4%
Q2 25
44.4%
1.5%
Q1 25
177.0%
18.1%
Q4 24
75.7%
17.6%
Q3 24
28.0%
22.0%
Q2 24
28.8%
21.2%
EPS (diluted)
FPH
FPH
FUSB
FUSB
Q1 26
Q4 25
$0.36
Q3 25
$0.32
Q2 25
$0.03
Q1 25
$0.29
Q4 24
$0.29
Q3 24
$0.36
Q2 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FPH
FPH
FUSB
FUSB
Cash + ST InvestmentsLiquidity on hand
$332.6M
$73.5M
Total DebtLower is stronger
$10.9M
Stockholders' EquityBook value
$2.3B
$105.6M
Total Assets
$3.2B
$1.2B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FPH
FPH
FUSB
FUSB
Q1 26
$332.6M
Q4 25
$425.5M
$73.5M
Q3 25
$351.1M
$54.7M
Q2 25
$456.6M
$54.0M
Q1 25
$528.3M
$56.0M
Q4 24
$430.9M
$47.2M
Q3 24
$224.5M
$82.3M
Q2 24
$217.4M
$58.2M
Total Debt
FPH
FPH
FUSB
FUSB
Q1 26
Q4 25
$10.9M
Q3 25
$10.9M
Q2 25
$10.9M
Q1 25
$10.9M
Q4 24
$10.9M
Q3 24
$10.9M
Q2 24
$10.8M
Stockholders' Equity
FPH
FPH
FUSB
FUSB
Q1 26
$2.3B
Q4 25
$2.3B
$105.6M
Q3 25
$2.3B
$104.2M
Q2 25
$2.2B
$101.9M
Q1 25
$2.2B
$101.2M
Q4 24
$2.2B
$98.6M
Q3 24
$2.0B
$98.5M
Q2 24
$2.0B
$93.8M
Total Assets
FPH
FPH
FUSB
FUSB
Q1 26
$3.2B
Q4 25
$3.2B
$1.2B
Q3 25
$3.2B
$1.1B
Q2 25
$3.2B
$1.1B
Q1 25
$3.2B
$1.1B
Q4 24
$3.1B
$1.1B
Q3 24
$2.9B
$1.1B
Q2 24
$2.9B
$1.1B
Debt / Equity
FPH
FPH
FUSB
FUSB
Q1 26
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.11×
Q1 25
0.11×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FPH
FPH
FUSB
FUSB
Operating Cash FlowLast quarter
$-44.5M
$12.3M
Free Cash FlowOCF − Capex
$9.1M
FCF MarginFCF / Revenue
87.2%
Capex IntensityCapex / Revenue
0.0%
31.1%
Cash ConversionOCF / Net Profit
5.79×
TTM Free Cash FlowTrailing 4 quarters
$16.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FPH
FPH
FUSB
FUSB
Q1 26
$-44.5M
Q4 25
$105.2M
$12.3M
Q3 25
$40.4M
$4.2M
Q2 25
$-71.6M
$3.9M
Q1 25
$56.7M
$1.8M
Q4 24
$116.0M
$7.8M
Q3 24
$-18.0M
$1.9M
Q2 24
$-23.2M
$2.5M
Free Cash Flow
FPH
FPH
FUSB
FUSB
Q1 26
Q4 25
$105.0M
$9.1M
Q3 25
$3.6M
Q2 25
$-71.7M
$1.6M
Q1 25
$56.7M
$1.7M
Q4 24
$115.2M
$5.7M
Q3 24
$-18.2M
$1.3M
Q2 24
$-23.6M
$2.3M
FCF Margin
FPH
FPH
FUSB
FUSB
Q1 26
Q4 25
138.4%
87.2%
Q3 25
34.2%
Q2 25
-959.3%
16.0%
Q1 25
430.9%
17.2%
Q4 24
72.1%
58.2%
Q3 24
-106.9%
12.7%
Q2 24
-46.1%
23.5%
Capex Intensity
FPH
FPH
FUSB
FUSB
Q1 26
0.0%
Q4 25
0.3%
31.1%
Q3 25
0.0%
5.9%
Q2 25
0.8%
21.8%
Q1 25
0.3%
0.7%
Q4 24
0.5%
21.6%
Q3 24
1.3%
6.6%
Q2 24
0.7%
2.0%
Cash Conversion
FPH
FPH
FUSB
FUSB
Q1 26
Q4 25
1.79×
5.79×
Q3 25
1.92×
2.18×
Q2 25
-21.58×
25.16×
Q1 25
2.44×
0.99×
Q4 24
0.96×
4.53×
Q3 24
-3.77×
0.87×
Q2 24
-1.58×
1.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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