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Side-by-side financial comparison of Five Point Holdings, LLC (FPH) and GREENE COUNTY BANCORP INC (GCBC). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $13.6M, roughly 1.6× Five Point Holdings, LLC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -16.4%, a 62.7% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs 3.2%). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -48.5%).

Five Point Holdings, LLC is a leading U.S. real estate development company that focuses on planning and constructing large-scale master-planned mixed-use communities in high-demand markets across California. Its projects integrate residential housing, commercial office spaces, retail outlets, public amenities and recreational facilities to build vibrant, sustainable living and working environments for local populations.

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

FPH vs GCBC — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.6× larger
GCBC
$22.2M
$13.6M
FPH
Growing faster (revenue YoY)
GCBC
GCBC
+20.6% gap
GCBC
23.8%
3.2%
FPH
Higher net margin
GCBC
GCBC
62.7% more per $
GCBC
46.3%
-16.4%
FPH
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
-48.5%
FPH

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
FPH
FPH
GCBC
GCBC
Revenue
$13.6M
$22.2M
Net Profit
$-2.2M
$10.3M
Gross Margin
Operating Margin
-43.5%
52.0%
Net Margin
-16.4%
46.3%
Revenue YoY
3.2%
23.8%
Net Profit YoY
-109.6%
37.4%
EPS (diluted)
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FPH
FPH
GCBC
GCBC
Q1 26
$13.6M
Q4 25
$75.9M
$22.2M
Q3 25
$13.5M
$21.5M
Q2 25
$7.5M
$20.5M
Q1 25
$13.2M
$20.1M
Q4 24
$159.8M
$17.9M
Q3 24
$17.0M
$16.9M
Q2 24
$51.2M
$16.6M
Net Profit
FPH
FPH
GCBC
GCBC
Q1 26
$-2.2M
Q4 25
$58.7M
$10.3M
Q3 25
$21.1M
$8.9M
Q2 25
$3.3M
$9.3M
Q1 25
$23.3M
$8.1M
Q4 24
$121.0M
$7.5M
Q3 24
$4.8M
$6.3M
Q2 24
$14.7M
$6.7M
Operating Margin
FPH
FPH
GCBC
GCBC
Q1 26
-43.5%
Q4 25
89.0%
52.0%
Q3 25
47.4%
Q2 25
53.5%
Q1 25
44.6%
Q4 24
87.5%
45.0%
Q3 24
83.6%
39.6%
Q2 24
86.1%
41.2%
Net Margin
FPH
FPH
GCBC
GCBC
Q1 26
-16.4%
Q4 25
77.3%
46.3%
Q3 25
156.2%
41.2%
Q2 25
44.4%
45.6%
Q1 25
177.0%
40.1%
Q4 24
75.7%
41.7%
Q3 24
28.0%
37.1%
Q2 24
28.8%
40.6%
EPS (diluted)
FPH
FPH
GCBC
GCBC
Q1 26
Q4 25
$0.60
Q3 25
$0.52
Q2 25
$0.55
Q1 25
$0.47
Q4 24
$0.44
Q3 24
$0.37
Q2 24
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FPH
FPH
GCBC
GCBC
Cash + ST InvestmentsLiquidity on hand
$332.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.3B
$258.3M
Total Assets
$3.2B
$3.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FPH
FPH
GCBC
GCBC
Q1 26
$332.6M
Q4 25
$425.5M
Q3 25
$351.1M
Q2 25
$456.6M
Q1 25
$528.3M
$155.5M
Q4 24
$430.9M
$166.4M
Q3 24
$224.5M
Q2 24
$217.4M
$190.4M
Stockholders' Equity
FPH
FPH
GCBC
GCBC
Q1 26
$2.3B
Q4 25
$2.3B
$258.3M
Q3 25
$2.3B
$248.2M
Q2 25
$2.2B
$238.8M
Q1 25
$2.2B
$229.0M
Q4 24
$2.2B
$218.4M
Q3 24
$2.0B
$216.3M
Q2 24
$2.0B
$206.0M
Total Assets
FPH
FPH
GCBC
GCBC
Q1 26
$3.2B
Q4 25
$3.2B
$3.1B
Q3 25
$3.2B
$3.1B
Q2 25
$3.2B
$3.0B
Q1 25
$3.2B
$3.0B
Q4 24
$3.1B
$3.0B
Q3 24
$2.9B
$2.9B
Q2 24
$2.9B
$2.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FPH
FPH
GCBC
GCBC
Operating Cash FlowLast quarter
$-44.5M
$6.4M
Free Cash FlowOCF − Capex
$6.2M
FCF MarginFCF / Revenue
28.0%
Capex IntensityCapex / Revenue
0.0%
0.9%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FPH
FPH
GCBC
GCBC
Q1 26
$-44.5M
Q4 25
$105.2M
$6.4M
Q3 25
$40.4M
$7.0M
Q2 25
$-71.6M
$28.0M
Q1 25
$56.7M
$7.3M
Q4 24
$116.0M
$5.3M
Q3 24
$-18.0M
$2.1M
Q2 24
$-23.2M
$24.9M
Free Cash Flow
FPH
FPH
GCBC
GCBC
Q1 26
Q4 25
$105.0M
$6.2M
Q3 25
$6.5M
Q2 25
$-71.7M
$27.3M
Q1 25
$56.7M
$7.3M
Q4 24
$115.2M
$5.1M
Q3 24
$-18.2M
$2.0M
Q2 24
$-23.6M
$23.4M
FCF Margin
FPH
FPH
GCBC
GCBC
Q1 26
Q4 25
138.4%
28.0%
Q3 25
30.4%
Q2 25
-959.3%
133.3%
Q1 25
430.9%
36.1%
Q4 24
72.1%
28.6%
Q3 24
-106.9%
11.8%
Q2 24
-46.1%
141.2%
Capex Intensity
FPH
FPH
GCBC
GCBC
Q1 26
0.0%
Q4 25
0.3%
0.9%
Q3 25
0.0%
1.9%
Q2 25
0.8%
3.4%
Q1 25
0.3%
0.3%
Q4 24
0.5%
1.0%
Q3 24
1.3%
0.9%
Q2 24
0.7%
9.1%
Cash Conversion
FPH
FPH
GCBC
GCBC
Q1 26
Q4 25
1.79×
0.62×
Q3 25
1.92×
0.78×
Q2 25
-21.58×
3.00×
Q1 25
2.44×
0.91×
Q4 24
0.96×
0.71×
Q3 24
-3.77×
0.34×
Q2 24
-1.58×
3.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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