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Side-by-side financial comparison of Five Point Holdings, LLC (FPH) and LCNB CORP (LCNB). Click either name above to swap in a different company.

LCNB CORP is the larger business by last-quarter revenue ($23.9M vs $13.6M, roughly 1.8× Five Point Holdings, LLC). LCNB CORP runs the higher net margin — 23.7% vs -16.4%, a 40.1% gap on every dollar of revenue. On growth, LCNB CORP posted the faster year-over-year revenue change (5.1% vs 3.2%). Over the past eight quarters, LCNB CORP's revenue compounded faster (15.7% CAGR vs -48.5%).

Five Point Holdings, LLC is a leading U.S. real estate development company that focuses on planning and constructing large-scale master-planned mixed-use communities in high-demand markets across California. Its projects integrate residential housing, commercial office spaces, retail outlets, public amenities and recreational facilities to build vibrant, sustainable living and working environments for local populations.

LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.

FPH vs LCNB — Head-to-Head

Bigger by revenue
LCNB
LCNB
1.8× larger
LCNB
$23.9M
$13.6M
FPH
Growing faster (revenue YoY)
LCNB
LCNB
+1.9% gap
LCNB
5.1%
3.2%
FPH
Higher net margin
LCNB
LCNB
40.1% more per $
LCNB
23.7%
-16.4%
FPH
Faster 2-yr revenue CAGR
LCNB
LCNB
Annualised
LCNB
15.7%
-48.5%
FPH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FPH
FPH
LCNB
LCNB
Revenue
$13.6M
$23.9M
Net Profit
$-2.2M
$5.7M
Gross Margin
Operating Margin
-43.5%
29.2%
Net Margin
-16.4%
23.7%
Revenue YoY
3.2%
5.1%
Net Profit YoY
-109.6%
-7.6%
EPS (diluted)
$0.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FPH
FPH
LCNB
LCNB
Q1 26
$13.6M
Q4 25
$75.9M
$23.9M
Q3 25
$13.5M
$23.8M
Q2 25
$7.5M
$22.8M
Q1 25
$13.2M
$21.5M
Q4 24
$159.8M
$22.7M
Q3 24
$17.0M
$21.4M
Q2 24
$51.2M
$19.3M
Net Profit
FPH
FPH
LCNB
LCNB
Q1 26
$-2.2M
Q4 25
$58.7M
$5.7M
Q3 25
$21.1M
$6.9M
Q2 25
$3.3M
$5.9M
Q1 25
$23.3M
$4.6M
Q4 24
$121.0M
$6.1M
Q3 24
$4.8M
$4.5M
Q2 24
$14.7M
$925.0K
Operating Margin
FPH
FPH
LCNB
LCNB
Q1 26
-43.5%
Q4 25
89.0%
29.2%
Q3 25
35.6%
Q2 25
31.6%
Q1 25
25.6%
Q4 24
87.5%
32.9%
Q3 24
83.6%
24.9%
Q2 24
86.1%
4.9%
Net Margin
FPH
FPH
LCNB
LCNB
Q1 26
-16.4%
Q4 25
77.3%
23.7%
Q3 25
156.2%
29.1%
Q2 25
44.4%
26.0%
Q1 25
177.0%
21.4%
Q4 24
75.7%
27.0%
Q3 24
28.0%
21.2%
Q2 24
28.8%
4.8%
EPS (diluted)
FPH
FPH
LCNB
LCNB
Q1 26
Q4 25
$0.40
Q3 25
$0.49
Q2 25
$0.41
Q1 25
$0.33
Q4 24
$0.44
Q3 24
$0.31
Q2 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FPH
FPH
LCNB
LCNB
Cash + ST InvestmentsLiquidity on hand
$332.6M
$21.6M
Total DebtLower is stronger
$104.4M
Stockholders' EquityBook value
$2.3B
$273.9M
Total Assets
$3.2B
$2.2B
Debt / EquityLower = less leverage
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FPH
FPH
LCNB
LCNB
Q1 26
$332.6M
Q4 25
$425.5M
$21.6M
Q3 25
$351.1M
$35.9M
Q2 25
$456.6M
$49.8M
Q1 25
$528.3M
$37.7M
Q4 24
$430.9M
$35.7M
Q3 24
$224.5M
$39.4M
Q2 24
$217.4M
$34.9M
Total Debt
FPH
FPH
LCNB
LCNB
Q1 26
Q4 25
$104.4M
Q3 25
$104.7M
Q2 25
$105.0M
Q1 25
$104.6M
Q4 24
$155.2M
Q3 24
$155.7M
Q2 24
$162.2M
Stockholders' Equity
FPH
FPH
LCNB
LCNB
Q1 26
$2.3B
Q4 25
$2.3B
$273.9M
Q3 25
$2.3B
$269.9M
Q2 25
$2.2B
$263.5M
Q1 25
$2.2B
$258.7M
Q4 24
$2.2B
$253.0M
Q3 24
$2.0B
$253.2M
Q2 24
$2.0B
$245.2M
Total Assets
FPH
FPH
LCNB
LCNB
Q1 26
$3.2B
Q4 25
$3.2B
$2.2B
Q3 25
$3.2B
$2.2B
Q2 25
$3.2B
$2.3B
Q1 25
$3.2B
$2.3B
Q4 24
$3.1B
$2.3B
Q3 24
$2.9B
$2.3B
Q2 24
$2.9B
$2.4B
Debt / Equity
FPH
FPH
LCNB
LCNB
Q1 26
Q4 25
0.38×
Q3 25
0.39×
Q2 25
0.40×
Q1 25
0.40×
Q4 24
0.61×
Q3 24
0.61×
Q2 24
0.66×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FPH
FPH
LCNB
LCNB
Operating Cash FlowLast quarter
$-44.5M
$34.4M
Free Cash FlowOCF − Capex
$33.4M
FCF MarginFCF / Revenue
140.2%
Capex IntensityCapex / Revenue
0.0%
4.0%
Cash ConversionOCF / Net Profit
6.08×
TTM Free Cash FlowTrailing 4 quarters
$54.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FPH
FPH
LCNB
LCNB
Q1 26
$-44.5M
Q4 25
$105.2M
$34.4M
Q3 25
$40.4M
$14.0M
Q2 25
$-71.6M
$5.5M
Q1 25
$56.7M
$2.2M
Q4 24
$116.0M
$93.2M
Q3 24
$-18.0M
$11.9M
Q2 24
$-23.2M
$54.9M
Free Cash Flow
FPH
FPH
LCNB
LCNB
Q1 26
Q4 25
$105.0M
$33.4M
Q3 25
$13.7M
Q2 25
$-71.7M
$5.2M
Q1 25
$56.7M
$2.1M
Q4 24
$115.2M
$89.4M
Q3 24
$-18.2M
$10.5M
Q2 24
$-23.6M
$53.8M
FCF Margin
FPH
FPH
LCNB
LCNB
Q1 26
Q4 25
138.4%
140.2%
Q3 25
57.4%
Q2 25
-959.3%
23.0%
Q1 25
430.9%
10.0%
Q4 24
72.1%
394.0%
Q3 24
-106.9%
49.0%
Q2 24
-46.1%
278.6%
Capex Intensity
FPH
FPH
LCNB
LCNB
Q1 26
0.0%
Q4 25
0.3%
4.0%
Q3 25
0.0%
1.3%
Q2 25
0.8%
1.0%
Q1 25
0.3%
0.3%
Q4 24
0.5%
16.7%
Q3 24
1.3%
6.7%
Q2 24
0.7%
5.9%
Cash Conversion
FPH
FPH
LCNB
LCNB
Q1 26
Q4 25
1.79×
6.08×
Q3 25
1.92×
2.02×
Q2 25
-21.58×
0.92×
Q1 25
2.44×
0.48×
Q4 24
0.96×
15.23×
Q3 24
-3.77×
2.63×
Q2 24
-1.58×
59.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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