vs

Side-by-side financial comparison of FRANKLIN FINANCIAL SERVICES CORP (FRAF) and Idaho Strategic Resources, Inc. (IDR). Click either name above to swap in a different company.

FRANKLIN FINANCIAL SERVICES CORP is the larger business by last-quarter revenue ($23.3M vs $14.6M, roughly 1.6× Idaho Strategic Resources, Inc.). Idaho Strategic Resources, Inc. runs the higher net margin — 64.3% vs 25.9%, a 38.4% gap on every dollar of revenue. On growth, Idaho Strategic Resources, Inc. posted the faster year-over-year revenue change (92.0% vs 51.5%). Over the past eight quarters, Idaho Strategic Resources, Inc.'s revenue compounded faster (57.2% CAGR vs 14.6%).

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

Idaho Strategic Resources, Inc. is a U.S.-based natural resource company focused on the exploration, development, and production of critical and strategic minerals. Primarily operating in Idaho, it targets rare earth elements, gold, silver, and other high-demand minerals, supplying products to the clean energy, defense, and industrial manufacturing sectors across North America.

FRAF vs IDR — Head-to-Head

Bigger by revenue
FRAF
FRAF
1.6× larger
FRAF
$23.3M
$14.6M
IDR
Growing faster (revenue YoY)
IDR
IDR
+40.5% gap
IDR
92.0%
51.5%
FRAF
Higher net margin
IDR
IDR
38.4% more per $
IDR
64.3%
25.9%
FRAF
Faster 2-yr revenue CAGR
IDR
IDR
Annualised
IDR
57.2%
14.6%
FRAF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FRAF
FRAF
IDR
IDR
Revenue
$23.3M
$14.6M
Net Profit
$6.0M
$9.4M
Gross Margin
68.5%
Operating Margin
32.1%
62.4%
Net Margin
25.9%
64.3%
Revenue YoY
51.5%
92.0%
Net Profit YoY
1140.7%
220.6%
EPS (diluted)
$1.35
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRAF
FRAF
IDR
IDR
Q4 25
$23.3M
$14.6M
Q3 25
$23.0M
$11.1M
Q2 25
$22.3M
$9.5M
Q1 25
$20.2M
$7.3M
Q4 24
$15.4M
$7.6M
Q3 24
$19.5M
$6.2M
Q2 24
$18.6M
$6.1M
Q1 24
$17.7M
$5.9M
Net Profit
FRAF
FRAF
IDR
IDR
Q4 25
$6.0M
$9.4M
Q3 25
$5.4M
$3.0M
Q2 25
$5.9M
$2.8M
Q1 25
$3.9M
$1.6M
Q4 24
$487.0K
$2.9M
Q3 24
$4.2M
$1.6M
Q2 24
$3.0M
$2.2M
Q1 24
$3.4M
$2.2M
Gross Margin
FRAF
FRAF
IDR
IDR
Q4 25
68.5%
Q3 25
63.6%
Q2 25
57.8%
Q1 25
50.8%
Q4 24
53.3%
Q3 24
48.7%
Q2 24
50.2%
Q1 24
48.1%
Operating Margin
FRAF
FRAF
IDR
IDR
Q4 25
32.1%
62.4%
Q3 25
28.9%
23.4%
Q2 25
32.8%
26.6%
Q1 25
23.9%
19.3%
Q4 24
3.4%
36.2%
Q3 24
26.2%
23.4%
Q2 24
19.8%
34.2%
Q1 24
22.6%
36.3%
Net Margin
FRAF
FRAF
IDR
IDR
Q4 25
25.9%
64.3%
Q3 25
23.3%
26.8%
Q2 25
26.4%
29.2%
Q1 25
19.4%
22.1%
Q4 24
3.2%
38.5%
Q3 24
21.6%
25.8%
Q2 24
16.3%
35.2%
Q1 24
18.9%
36.8%
EPS (diluted)
FRAF
FRAF
IDR
IDR
Q4 25
$1.35
$0.62
Q3 25
$1.19
$0.20
Q2 25
$1.32
$0.20
Q1 25
$0.88
$0.12
Q4 24
$0.13
$0.21
Q3 24
$0.95
$0.12
Q2 24
$0.66
$0.17
Q1 24
$0.77
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRAF
FRAF
IDR
IDR
Cash + ST InvestmentsLiquidity on hand
$127.7M
Total DebtLower is stronger
$2.3M
Stockholders' EquityBook value
$175.2M
$108.2M
Total Assets
$2.2B
$116.2M
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRAF
FRAF
IDR
IDR
Q4 25
$127.7M
Q3 25
$188.1M
Q2 25
$207.8M
Q1 25
$225.0M
Q4 24
$203.6M
Q3 24
$236.3M
Q2 24
$179.7M
$6.3M
Q1 24
$182.6M
$5.3M
Total Debt
FRAF
FRAF
IDR
IDR
Q4 25
$2.3M
Q3 25
$3.0M
Q2 25
$3.3M
Q1 25
$3.7M
Q4 24
$1.7M
Q3 24
$2.9M
Q2 24
$2.7M
Q1 24
$3.3M
Stockholders' Equity
FRAF
FRAF
IDR
IDR
Q4 25
$175.2M
$108.2M
Q3 25
$166.3M
$74.3M
Q2 25
$157.4M
$49.3M
Q1 25
$151.4M
$39.8M
Q4 24
$144.7M
$37.7M
Q3 24
$149.9M
$33.1M
Q2 24
$136.8M
$25.4M
Q1 24
$134.2M
$21.6M
Total Assets
FRAF
FRAF
IDR
IDR
Q4 25
$2.2B
$116.2M
Q3 25
$2.3B
$83.1M
Q2 25
$2.3B
$57.7M
Q1 25
$2.3B
$48.1M
Q4 24
$2.2B
$44.0M
Q3 24
$2.2B
$40.8M
Q2 24
$2.0B
$32.2M
Q1 24
$2.0B
$28.7M
Debt / Equity
FRAF
FRAF
IDR
IDR
Q4 25
0.02×
Q3 25
0.04×
Q2 25
0.07×
Q1 25
0.09×
Q4 24
0.05×
Q3 24
0.09×
Q2 24
0.11×
Q1 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FRAF
FRAF
IDR
IDR
Operating Cash FlowLast quarter
$25.4M
$10.7M
Free Cash FlowOCF − Capex
$8.2M
FCF MarginFCF / Revenue
56.0%
Capex IntensityCapex / Revenue
17.7%
Cash ConversionOCF / Net Profit
4.21×
1.15×
TTM Free Cash FlowTrailing 4 quarters
$12.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FRAF
FRAF
IDR
IDR
Q4 25
$25.4M
$10.7M
Q3 25
$8.3M
$2.4M
Q2 25
$5.1M
$3.5M
Q1 25
$8.8M
$2.4M
Q4 24
$21.8M
$3.2M
Q3 24
$7.8M
$2.5M
Q2 24
$2.4M
$2.6M
Q1 24
$7.3M
$2.6M
Free Cash Flow
FRAF
FRAF
IDR
IDR
Q4 25
$8.2M
Q3 25
$709.8K
Q2 25
$2.5M
Q1 25
$1.0M
Q4 24
$2.1M
Q3 24
$1.9M
Q2 24
$2.4M
Q1 24
$2.3M
FCF Margin
FRAF
FRAF
IDR
IDR
Q4 25
56.0%
Q3 25
6.4%
Q2 25
26.5%
Q1 25
13.8%
Q4 24
28.0%
Q3 24
30.4%
Q2 24
38.7%
Q1 24
38.3%
Capex Intensity
FRAF
FRAF
IDR
IDR
Q4 25
17.7%
Q3 25
15.3%
Q2 25
10.8%
Q1 25
19.4%
Q4 24
13.6%
Q3 24
9.8%
Q2 24
4.3%
Q1 24
5.5%
Cash Conversion
FRAF
FRAF
IDR
IDR
Q4 25
4.21×
1.15×
Q3 25
1.55×
0.81×
Q2 25
0.87×
1.28×
Q1 25
2.25×
1.50×
Q4 24
44.67×
1.08×
Q3 24
1.85×
1.56×
Q2 24
0.80×
1.22×
Q1 24
2.17×
1.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons