vs

Side-by-side financial comparison of FRANKLIN FINANCIAL SERVICES CORP (FRAF) and Recon Technology, Ltd (RCON). Click either name above to swap in a different company.

FRANKLIN FINANCIAL SERVICES CORP is the larger business by last-quarter revenue ($23.3M vs $12.2M, roughly 1.9× Recon Technology, Ltd). FRANKLIN FINANCIAL SERVICES CORP runs the higher net margin — 25.9% vs -6.8%, a 32.8% gap on every dollar of revenue. On growth, Recon Technology, Ltd posted the faster year-over-year revenue change (111.0% vs 51.5%).

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

Recon Instruments Inc. was a Canadian technology company that produced smartglasses and wearable displays marketed by the company as "heads-up displays" for sports. Recon's products delivered live activity metrics, GPS maps, and notifications directly to the user's eye. Recon's first heads-up display offering was released commercially in October 2010, roughly a year and a half before Google introduced Google Glass.

FRAF vs RCON — Head-to-Head

Bigger by revenue
FRAF
FRAF
1.9× larger
FRAF
$23.3M
$12.2M
RCON
Growing faster (revenue YoY)
RCON
RCON
+59.5% gap
RCON
111.0%
51.5%
FRAF
Higher net margin
FRAF
FRAF
32.8% more per $
FRAF
25.9%
-6.8%
RCON

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FRAF
FRAF
RCON
RCON
Revenue
$23.3M
$12.2M
Net Profit
$6.0M
$-832.7K
Gross Margin
33.5%
Operating Margin
32.1%
-14.6%
Net Margin
25.9%
-6.8%
Revenue YoY
51.5%
111.0%
Net Profit YoY
1140.7%
70.5%
EPS (diluted)
$1.35
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRAF
FRAF
RCON
RCON
Q4 25
$23.3M
$12.2M
Q3 25
$23.0M
Q2 25
$22.3M
Q1 25
$20.2M
Q4 24
$15.4M
$5.8M
Q3 24
$19.5M
Q2 24
$18.6M
Q1 24
$17.7M
Net Profit
FRAF
FRAF
RCON
RCON
Q4 25
$6.0M
$-832.7K
Q3 25
$5.4M
Q2 25
$5.9M
Q1 25
$3.9M
Q4 24
$487.0K
$-2.8M
Q3 24
$4.2M
Q2 24
$3.0M
Q1 24
$3.4M
Gross Margin
FRAF
FRAF
RCON
RCON
Q4 25
33.5%
Q3 25
Q2 25
Q1 25
Q4 24
31.7%
Q3 24
Q2 24
Q1 24
Operating Margin
FRAF
FRAF
RCON
RCON
Q4 25
32.1%
-14.6%
Q3 25
28.9%
Q2 25
32.8%
Q1 25
23.9%
Q4 24
3.4%
-63.9%
Q3 24
26.2%
Q2 24
19.8%
Q1 24
22.6%
Net Margin
FRAF
FRAF
RCON
RCON
Q4 25
25.9%
-6.8%
Q3 25
23.3%
Q2 25
26.4%
Q1 25
19.4%
Q4 24
3.2%
-48.9%
Q3 24
21.6%
Q2 24
16.3%
Q1 24
18.9%
EPS (diluted)
FRAF
FRAF
RCON
RCON
Q4 25
$1.35
$-0.09
Q3 25
$1.19
Q2 25
$1.32
Q1 25
$0.88
Q4 24
$0.13
$-0.31
Q3 24
$0.95
Q2 24
$0.66
Q1 24
$0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRAF
FRAF
RCON
RCON
Cash + ST InvestmentsLiquidity on hand
$127.7M
$10.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$175.2M
$66.4M
Total Assets
$2.2B
$77.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRAF
FRAF
RCON
RCON
Q4 25
$127.7M
$10.7M
Q3 25
$188.1M
Q2 25
$207.8M
Q1 25
$225.0M
Q4 24
$203.6M
$19.9M
Q3 24
$236.3M
Q2 24
$179.7M
Q1 24
$182.6M
Stockholders' Equity
FRAF
FRAF
RCON
RCON
Q4 25
$175.2M
$66.4M
Q3 25
$166.3M
Q2 25
$157.4M
Q1 25
$151.4M
Q4 24
$144.7M
$66.9M
Q3 24
$149.9M
Q2 24
$136.8M
Q1 24
$134.2M
Total Assets
FRAF
FRAF
RCON
RCON
Q4 25
$2.2B
$77.6M
Q3 25
$2.3B
Q2 25
$2.3B
Q1 25
$2.3B
Q4 24
$2.2B
$74.2M
Q3 24
$2.2B
Q2 24
$2.0B
Q1 24
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FRAF
FRAF
RCON
RCON
Operating Cash FlowLast quarter
$25.4M
$-1.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FRAF
FRAF
RCON
RCON
Q4 25
$25.4M
$-1.9M
Q3 25
$8.3M
Q2 25
$5.1M
Q1 25
$8.8M
Q4 24
$21.8M
$-1.7M
Q3 24
$7.8M
Q2 24
$2.4M
Q1 24
$7.3M
Cash Conversion
FRAF
FRAF
RCON
RCON
Q4 25
4.21×
Q3 25
1.55×
Q2 25
0.87×
Q1 25
2.25×
Q4 24
44.67×
Q3 24
1.85×
Q2 24
0.80×
Q1 24
2.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons