vs

Side-by-side financial comparison of FS Bancorp, Inc. (FSBW) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

FS Bancorp, Inc. is the larger business by last-quarter revenue ($40.0M vs $25.1M, roughly 1.6× Snail, Inc.). On growth, FS Bancorp, Inc. posted the faster year-over-year revenue change (12.0% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 6.2%).

FS Bancorp, Inc. is a U.S.-headquartered bank holding company that serves as the parent of 1st Security Bank of Washington. It offers a full range of personal and commercial banking solutions including deposit products, mortgage loans, small business financing and construction loans, primarily catering to customers in the Pacific Northwest, with core segments covering retail banking, commercial banking and residential lending.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

FSBW vs SNAL — Head-to-Head

Bigger by revenue
FSBW
FSBW
1.6× larger
FSBW
$40.0M
$25.1M
SNAL
Growing faster (revenue YoY)
FSBW
FSBW
+16.2% gap
FSBW
12.0%
-4.2%
SNAL
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
6.2%
FSBW

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSBW
FSBW
SNAL
SNAL
Revenue
$40.0M
$25.1M
Net Profit
$-862.2K
Gross Margin
38.3%
Operating Margin
25.8%
-6.0%
Net Margin
-3.4%
Revenue YoY
12.0%
-4.2%
Net Profit YoY
-177.0%
EPS (diluted)
$1.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSBW
FSBW
SNAL
SNAL
Q4 25
$40.0M
$25.1M
Q3 25
$39.3M
$13.8M
Q2 25
$37.3M
$22.2M
Q1 25
$36.1M
$20.1M
Q4 24
$35.7M
$26.2M
Q3 24
$37.2M
$22.5M
Q2 24
$36.3M
$21.6M
Q1 24
$35.5M
$14.1M
Net Profit
FSBW
FSBW
SNAL
SNAL
Q4 25
$-862.2K
Q3 25
$9.2M
$-7.9M
Q2 25
$7.7M
$-16.6M
Q1 25
$8.0M
$-1.9M
Q4 24
$1.1M
Q3 24
$10.3M
$235.1K
Q2 24
$9.0M
$2.3M
Q1 24
$8.4M
$-1.8M
Gross Margin
FSBW
FSBW
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
FSBW
FSBW
SNAL
SNAL
Q4 25
25.8%
-6.0%
Q3 25
29.5%
-71.3%
Q2 25
26.2%
-8.2%
Q1 25
26.2%
-20.4%
Q4 24
27.6%
11.5%
Q3 24
26.5%
1.8%
Q2 24
31.3%
12.4%
Q1 24
29.7%
-15.6%
Net Margin
FSBW
FSBW
SNAL
SNAL
Q4 25
-3.4%
Q3 25
23.4%
-56.9%
Q2 25
20.7%
-74.7%
Q1 25
22.2%
-9.7%
Q4 24
4.3%
Q3 24
27.6%
1.0%
Q2 24
24.7%
10.4%
Q1 24
23.7%
-12.6%
EPS (diluted)
FSBW
FSBW
SNAL
SNAL
Q4 25
$1.11
Q3 25
$1.18
Q2 25
$0.99
$-0.44
Q1 25
$1.01
$-0.06
Q4 24
$0.88
$0.03
Q3 24
$1.29
$0.01
Q2 24
$1.13
$0.06
Q1 24
$1.06
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSBW
FSBW
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$28.2M
$8.6M
Total DebtLower is stronger
$14.6M
Stockholders' EquityBook value
$307.7M
$-16.4M
Total Assets
$3.2B
$59.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSBW
FSBW
SNAL
SNAL
Q4 25
$28.2M
$8.6M
Q3 25
$61.3M
$12.3M
Q2 25
$33.2M
$7.9M
Q1 25
$62.7M
$9.4M
Q4 24
$31.6M
$7.3M
Q3 24
$40.3M
$10.6M
Q2 24
$33.0M
$15.5M
Q1 24
$45.4M
$16.1M
Total Debt
FSBW
FSBW
SNAL
SNAL
Q4 25
$14.6M
Q3 25
$10.5M
Q2 25
$11.8M
Q1 25
$9.0M
Q4 24
$5.7M
Q3 24
$5.7M
Q2 24
$5.8M
Q1 24
$6.5M
Stockholders' Equity
FSBW
FSBW
SNAL
SNAL
Q4 25
$307.7M
$-16.4M
Q3 25
$300.5M
$-15.6M
Q2 25
$297.2M
$-8.0M
Q1 25
$298.8M
$9.1M
Q4 24
$295.8M
$9.7M
Q3 24
$288.9M
$8.2M
Q2 24
$284.0M
$7.9M
Q1 24
$277.9M
$5.6M
Total Assets
FSBW
FSBW
SNAL
SNAL
Q4 25
$3.2B
$59.3M
Q3 25
$3.2B
$51.1M
Q2 25
$3.2B
$58.0M
Q1 25
$3.1B
$64.5M
Q4 24
$3.0B
$62.2M
Q3 24
$3.0B
$66.8M
Q2 24
$2.9B
$75.4M
Q1 24
$3.0B
$78.3M
Debt / Equity
FSBW
FSBW
SNAL
SNAL
Q4 25
Q3 25
Q2 25
Q1 25
0.99×
Q4 24
0.59×
Q3 24
0.70×
Q2 24
0.73×
Q1 24
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSBW
FSBW
SNAL
SNAL
Operating Cash FlowLast quarter
$72.3M
$-5.3M
Free Cash FlowOCF − Capex
$51.9M
FCF MarginFCF / Revenue
129.8%
Capex IntensityCapex / Revenue
50.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$107.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSBW
FSBW
SNAL
SNAL
Q4 25
$72.3M
$-5.3M
Q3 25
$44.6M
$6.6M
Q2 25
$7.1M
$-3.2M
Q1 25
$8.2M
$764.5K
Q4 24
$50.8M
$-3.6M
Q3 24
$-891.0K
$-5.0M
Q2 24
$9.9M
$206.6K
Q1 24
$275.0K
$6.8M
Free Cash Flow
FSBW
FSBW
SNAL
SNAL
Q4 25
$51.9M
Q3 25
$41.6M
Q2 25
$5.9M
Q1 25
$7.8M
Q4 24
$49.2M
Q3 24
$-1.5M
Q2 24
$9.6M
Q1 24
$-82.0K
FCF Margin
FSBW
FSBW
SNAL
SNAL
Q4 25
129.8%
Q3 25
105.9%
Q2 25
15.7%
Q1 25
21.7%
Q4 24
137.7%
Q3 24
-4.1%
Q2 24
26.6%
Q1 24
-0.2%
Capex Intensity
FSBW
FSBW
SNAL
SNAL
Q4 25
50.9%
Q3 25
7.7%
Q2 25
3.5%
Q1 25
1.0%
Q4 24
4.6%
Q3 24
1.7%
Q2 24
0.8%
Q1 24
1.0%
Cash Conversion
FSBW
FSBW
SNAL
SNAL
Q4 25
Q3 25
4.86×
Q2 25
0.92×
Q1 25
1.02×
Q4 24
-3.21×
Q3 24
-0.09×
-21.05×
Q2 24
1.11×
0.09×
Q1 24
0.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FSBW
FSBW

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

Related Comparisons