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Side-by-side financial comparison of First Savings Financial Group, Inc. (FSFG) and Nauticus Robotics, Inc. (KITT). Click either name above to swap in a different company.

First Savings Financial Group, Inc. is the larger business by last-quarter revenue ($1.5M vs $1.1M, roughly 1.4× Nauticus Robotics, Inc.). First Savings Financial Group, Inc. runs the higher net margin — 350.2% vs -1812.8%, a 2163.1% gap on every dollar of revenue. On growth, Nauticus Robotics, Inc. posted the faster year-over-year revenue change (124.4% vs -0.7%). First Savings Financial Group, Inc. produced more free cash flow last quarter ($78.3M vs $-5.0M). Over the past eight quarters, Nauticus Robotics, Inc.'s revenue compounded faster (-18.6% CAGR vs -70.2%).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

Nauticus Robotics, Inc. develops and manufactures autonomous underwater robots, intelligent marine operation systems, and provides tailored robotic services for clients across offshore energy, maritime defense, and ocean scientific research sectors, with core markets covering North America and global coastal operation regions.

FSFG vs KITT — Head-to-Head

Bigger by revenue
FSFG
FSFG
1.4× larger
FSFG
$1.5M
$1.1M
KITT
Growing faster (revenue YoY)
KITT
KITT
+125.0% gap
KITT
124.4%
-0.7%
FSFG
Higher net margin
FSFG
FSFG
2163.1% more per $
FSFG
350.2%
-1812.8%
KITT
More free cash flow
FSFG
FSFG
$83.2M more FCF
FSFG
$78.3M
$-5.0M
KITT
Faster 2-yr revenue CAGR
KITT
KITT
Annualised
KITT
-18.6%
-70.2%
FSFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSFG
FSFG
KITT
KITT
Revenue
$1.5M
$1.1M
Net Profit
$5.3M
$-19.2M
Gross Margin
Operating Margin
-531.0%
Net Margin
350.2%
-1812.8%
Revenue YoY
-0.7%
124.4%
Net Profit YoY
43.5%
77.3%
EPS (diluted)
$0.76
$-7.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSFG
FSFG
KITT
KITT
Q4 25
$1.1M
Q3 25
$1.5M
$2.0M
Q2 25
$1.4M
$2.1M
Q1 25
$1.5M
Q4 24
$1.5M
$471.2K
Q3 24
$1.5M
Q2 24
$1.4M
$501.7K
Q1 24
$18.0M
$464.4K
Net Profit
FSFG
FSFG
KITT
KITT
Q4 25
$-19.2M
Q3 25
$5.3M
$-6.6M
Q2 25
$6.2M
$-7.5M
Q1 25
$5.5M
Q4 24
$6.2M
$-84.5M
Q3 24
$3.7M
Q2 24
$4.1M
$4.5M
Q1 24
$4.9M
$-72.8M
Operating Margin
FSFG
FSFG
KITT
KITT
Q4 25
-531.0%
Q3 25
-297.3%
Q2 25
-307.0%
Q1 25
Q4 24
-1312.1%
Q3 24
Q2 24
-1198.4%
Q1 24
32.1%
-1195.1%
Net Margin
FSFG
FSFG
KITT
KITT
Q4 25
-1812.8%
Q3 25
350.2%
-335.9%
Q2 25
441.1%
-359.1%
Q1 25
377.2%
Q4 24
424.0%
-17940.7%
Q3 24
242.4%
Q2 24
295.8%
905.1%
Q1 24
27.3%
-15686.1%
EPS (diluted)
FSFG
FSFG
KITT
KITT
Q4 25
$-7.31
Q3 25
$0.76
$-2.60
Q2 25
$0.88
$-0.26
Q1 25
$0.79
Q4 24
$0.89
$-267.45
Q3 24
$0.53
Q2 24
$0.60
$-1.12
Q1 24
$0.72
$-58.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSFG
FSFG
KITT
KITT
Cash + ST InvestmentsLiquidity on hand
$31.9M
$7.0M
Total DebtLower is stronger
$21.5M
Stockholders' EquityBook value
$193.5M
$7.0M
Total Assets
$2.4B
$42.6M
Debt / EquityLower = less leverage
3.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSFG
FSFG
KITT
KITT
Q4 25
$7.0M
Q3 25
$31.9M
$5.5M
Q2 25
$52.1M
$2.7M
Q1 25
$28.7M
Q4 24
$76.2M
$1.2M
Q3 24
$52.1M
Q2 24
$42.4M
$8.1M
Q1 24
$63.0M
$6.2M
Total Debt
FSFG
FSFG
KITT
KITT
Q4 25
$21.5M
Q3 25
Q2 25
Q1 25
Q4 24
$28.9M
Q3 24
Q2 24
$109.5M
Q1 24
$118.6M
Stockholders' Equity
FSFG
FSFG
KITT
KITT
Q4 25
$7.0M
Q3 25
$193.5M
$-4.1M
Q2 25
$183.8M
$-5.7M
Q1 25
$179.2M
Q4 24
$176.0M
$-20.4M
Q3 24
$177.1M
Q2 24
$168.0M
$-91.5M
Q1 24
$165.1M
$-112.8M
Total Assets
FSFG
FSFG
KITT
KITT
Q4 25
$42.6M
Q3 25
$2.4B
$42.8M
Q2 25
$2.4B
$41.9M
Q1 25
$2.4B
Q4 24
$2.4B
$22.7M
Q3 24
$2.5B
Q2 24
$2.4B
$31.2M
Q1 24
$2.4B
$29.4M
Debt / Equity
FSFG
FSFG
KITT
KITT
Q4 25
3.06×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSFG
FSFG
KITT
KITT
Operating Cash FlowLast quarter
$79.1M
$-4.1M
Free Cash FlowOCF − Capex
$78.3M
$-5.0M
FCF MarginFCF / Revenue
5199.5%
-470.4%
Capex IntensityCapex / Revenue
58.4%
86.4%
Cash ConversionOCF / Net Profit
15.01×
TTM Free Cash FlowTrailing 4 quarters
$51.4M
$-21.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSFG
FSFG
KITT
KITT
Q4 25
$-4.1M
Q3 25
$79.1M
$-4.9M
Q2 25
$6.5M
$-7.4M
Q1 25
$-32.8M
Q4 24
$177.0K
$-4.2M
Q3 24
$91.2M
Q2 24
$-655.0K
$-8.4M
Q1 24
$7.7M
$-6.7M
Free Cash Flow
FSFG
FSFG
KITT
KITT
Q4 25
$-5.0M
Q3 25
$78.3M
$-4.9M
Q2 25
$6.5M
$-7.4M
Q1 25
$-32.9M
Q4 24
$-347.0K
$-4.3M
Q3 24
$90.5M
Q2 24
$-702.0K
$-8.4M
Q1 24
$7.7M
$-7.0M
FCF Margin
FSFG
FSFG
KITT
KITT
Q4 25
-470.4%
Q3 25
5199.5%
-249.8%
Q2 25
462.7%
-354.5%
Q1 25
-2258.8%
Q4 24
-23.6%
-903.5%
Q3 24
5974.9%
Q2 24
-51.0%
-1678.0%
Q1 24
42.6%
-1504.1%
Capex Intensity
FSFG
FSFG
KITT
KITT
Q4 25
86.4%
Q3 25
58.4%
0.1%
Q2 25
0.5%
0.0%
Q1 25
8.7%
Q4 24
35.7%
7.4%
Q3 24
45.1%
Q2 24
3.4%
5.5%
Q1 24
0.0%
69.8%
Cash Conversion
FSFG
FSFG
KITT
KITT
Q4 25
Q3 25
15.01×
Q2 25
1.05×
Q1 25
-5.97×
Q4 24
0.03×
Q3 24
24.84×
Q2 24
-0.16×
-1.85×
Q1 24
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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