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Side-by-side financial comparison of First Savings Financial Group, Inc. (FSFG) and Lipocine Inc. (LPCN). Click either name above to swap in a different company.

First Savings Financial Group, Inc. is the larger business by last-quarter revenue ($1.5M vs $1.1M, roughly 1.3× Lipocine Inc.). On growth, First Savings Financial Group, Inc. posted the faster year-over-year revenue change (-0.7% vs -67.2%).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

Lipocine Inc is a clinical-stage biopharmaceutical company specializing in the development of hormone-based therapies. Its core product pipeline targets unmet medical needs in men's health, women's health, and liver disease, with primary operations and market focus in the United States. It prioritizes oral formulation innovation to improve patient treatment accessibility and adherence.

FSFG vs LPCN — Head-to-Head

Bigger by revenue
FSFG
FSFG
1.3× larger
FSFG
$1.5M
$1.1M
LPCN
Growing faster (revenue YoY)
FSFG
FSFG
+66.5% gap
FSFG
-0.7%
-67.2%
LPCN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSFG
FSFG
LPCN
LPCN
Revenue
$1.5M
$1.1M
Net Profit
$5.3M
Gross Margin
Operating Margin
Net Margin
350.2%
Revenue YoY
-0.7%
-67.2%
Net Profit YoY
43.5%
-233.0%
EPS (diluted)
$0.76

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSFG
FSFG
LPCN
LPCN
Q4 25
$1.1M
Q3 25
$1.5M
Q2 25
$1.4M
Q1 25
$1.5M
Q4 24
$1.5M
Q3 24
$1.5M
$0
Q2 24
$1.4M
Q1 24
$18.0M
$7.6M
Net Profit
FSFG
FSFG
LPCN
LPCN
Q4 25
Q3 25
$5.3M
Q2 25
$6.2M
Q1 25
$5.5M
Q4 24
$6.2M
Q3 24
$3.7M
$-2.2M
Q2 24
$4.1M
Q1 24
$4.9M
$3.5M
Operating Margin
FSFG
FSFG
LPCN
LPCN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
32.1%
42.3%
Net Margin
FSFG
FSFG
LPCN
LPCN
Q4 25
Q3 25
350.2%
Q2 25
441.1%
Q1 25
377.2%
Q4 24
424.0%
Q3 24
242.4%
Q2 24
295.8%
Q1 24
27.3%
46.1%
EPS (diluted)
FSFG
FSFG
LPCN
LPCN
Q4 25
Q3 25
$0.76
Q2 25
$0.88
Q1 25
$0.79
Q4 24
$0.89
Q3 24
$0.53
$-0.44
Q2 24
$0.60
Q1 24
$0.72
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSFG
FSFG
LPCN
LPCN
Cash + ST InvestmentsLiquidity on hand
$31.9M
$5.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$193.5M
$14.5M
Total Assets
$2.4B
$17.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSFG
FSFG
LPCN
LPCN
Q4 25
$5.2M
Q3 25
$31.9M
Q2 25
$52.1M
Q1 25
$28.7M
Q4 24
$76.2M
Q3 24
$52.1M
$3.7M
Q2 24
$42.4M
Q1 24
$63.0M
$3.1M
Stockholders' Equity
FSFG
FSFG
LPCN
LPCN
Q4 25
$14.5M
Q3 25
$193.5M
Q2 25
$183.8M
Q1 25
$179.2M
Q4 24
$176.0M
Q3 24
$177.1M
$19.1M
Q2 24
$168.0M
Q1 24
$165.1M
$24.0M
Total Assets
FSFG
FSFG
LPCN
LPCN
Q4 25
$17.0M
Q3 25
$2.4B
Q2 25
$2.4B
Q1 25
$2.4B
Q4 24
$2.4B
Q3 24
$2.5B
$20.7M
Q2 24
$2.4B
Q1 24
$2.4B
$25.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSFG
FSFG
LPCN
LPCN
Operating Cash FlowLast quarter
$79.1M
$-9.8M
Free Cash FlowOCF − Capex
$78.3M
FCF MarginFCF / Revenue
5199.5%
Capex IntensityCapex / Revenue
58.4%
Cash ConversionOCF / Net Profit
15.01×
TTM Free Cash FlowTrailing 4 quarters
$51.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSFG
FSFG
LPCN
LPCN
Q4 25
$-9.8M
Q3 25
$79.1M
Q2 25
$6.5M
Q1 25
$-32.8M
Q4 24
$177.0K
Q3 24
$91.2M
$-2.8M
Q2 24
$-655.0K
Q1 24
$7.7M
$2.4M
Free Cash Flow
FSFG
FSFG
LPCN
LPCN
Q4 25
Q3 25
$78.3M
Q2 25
$6.5M
Q1 25
$-32.9M
Q4 24
$-347.0K
Q3 24
$90.5M
Q2 24
$-702.0K
Q1 24
$7.7M
FCF Margin
FSFG
FSFG
LPCN
LPCN
Q4 25
Q3 25
5199.5%
Q2 25
462.7%
Q1 25
-2258.8%
Q4 24
-23.6%
Q3 24
5974.9%
Q2 24
-51.0%
Q1 24
42.6%
Capex Intensity
FSFG
FSFG
LPCN
LPCN
Q4 25
Q3 25
58.4%
Q2 25
0.5%
Q1 25
8.7%
Q4 24
35.7%
Q3 24
45.1%
Q2 24
3.4%
Q1 24
0.0%
Cash Conversion
FSFG
FSFG
LPCN
LPCN
Q4 25
Q3 25
15.01×
Q2 25
1.05×
Q1 25
-5.97×
Q4 24
0.03×
Q3 24
24.84×
Q2 24
-0.16×
Q1 24
1.56×
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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