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Side-by-side financial comparison of First Savings Financial Group, Inc. (FSFG) and Pony AI Inc. (PONY). Click either name above to swap in a different company.

Pony AI Inc. is the larger business by last-quarter revenue ($2.1M vs $1.5M, roughly 1.4× First Savings Financial Group, Inc.). First Savings Financial Group, Inc. runs the higher net margin — 350.2% vs -284.8%, a 635.0% gap on every dollar of revenue.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

Pony Canyon Inc. , also known by the shorthand form Ponican , is a Japanese company, established on October 1, 1966, which distributes music, films, home video, and video games. It is affiliated with the Japanese media group Fujisankei Communications Group. Pony Canyon is a major leader in the music industry in Japan, with its artists regularly at the top of the Japanese charts. Pony Canyon is also responsible for releasing taped concerts from its artists as well as many anime productions and...

FSFG vs PONY — Head-to-Head

Bigger by revenue
PONY
PONY
1.4× larger
PONY
$2.1M
$1.5M
FSFG
Higher net margin
FSFG
FSFG
635.0% more per $
FSFG
350.2%
-284.8%
PONY

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FSFG
FSFG
PONY
PONY
Revenue
$1.5M
$2.1M
Net Profit
$5.3M
$-5.9M
Gross Margin
9.2%
Operating Margin
-275.3%
Net Margin
350.2%
-284.8%
Revenue YoY
-0.7%
Net Profit YoY
43.5%
EPS (diluted)
$0.76
$-3.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSFG
FSFG
PONY
PONY
Q3 25
$1.5M
$2.1M
Q2 25
$1.4M
$1.7M
Q1 25
$1.5M
$1.9M
Q4 24
$1.5M
Q3 24
$1.5M
Q2 24
$1.4M
Q1 24
$18.0M
Q4 23
$16.9M
Net Profit
FSFG
FSFG
PONY
PONY
Q3 25
$5.3M
$-5.9M
Q2 25
$6.2M
$-4.3M
Q1 25
$5.5M
$-5.2M
Q4 24
$6.2M
Q3 24
$3.7M
Q2 24
$4.1M
Q1 24
$4.9M
Q4 23
$920.0K
Gross Margin
FSFG
FSFG
PONY
PONY
Q3 25
9.2%
Q2 25
Q1 25
16.6%
Q4 24
Q3 24
Q2 24
Q1 24
Q4 23
Operating Margin
FSFG
FSFG
PONY
PONY
Q3 25
-275.3%
Q2 25
-303.4%
Q1 25
-400.9%
Q4 24
Q3 24
Q2 24
Q1 24
32.1%
Q4 23
2.6%
Net Margin
FSFG
FSFG
PONY
PONY
Q3 25
350.2%
-284.8%
Q2 25
441.1%
-253.7%
Q1 25
377.2%
-267.4%
Q4 24
424.0%
Q3 24
242.4%
Q2 24
295.8%
Q1 24
27.3%
Q4 23
5.4%
EPS (diluted)
FSFG
FSFG
PONY
PONY
Q3 25
$0.76
$-3.51
Q2 25
$0.88
$-0.92
Q1 25
$0.79
$-0.12
Q4 24
$0.89
Q3 24
$0.53
Q2 24
$0.60
Q1 24
$0.72
Q4 23
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSFG
FSFG
PONY
PONY
Cash + ST InvestmentsLiquidity on hand
$31.9M
$62.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$193.5M
$114.1M
Total Assets
$2.4B
$126.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSFG
FSFG
PONY
PONY
Q3 25
$31.9M
$62.5M
Q2 25
$52.1M
$84.9M
Q1 25
$28.7M
$86.8M
Q4 24
$76.2M
Q3 24
$52.1M
Q2 24
$42.4M
Q1 24
$63.0M
Q4 23
$33.4M
Stockholders' Equity
FSFG
FSFG
PONY
PONY
Q3 25
$193.5M
$114.1M
Q2 25
$183.8M
$120.6M
Q1 25
$179.2M
$126.4M
Q4 24
$176.0M
Q3 24
$177.1M
Q2 24
$168.0M
Q1 24
$165.1M
Q4 23
$164.5M
Total Assets
FSFG
FSFG
PONY
PONY
Q3 25
$2.4B
$126.5M
Q2 25
$2.4B
$138.3M
Q1 25
$2.4B
$134.0M
Q4 24
$2.4B
Q3 24
$2.5B
Q2 24
$2.4B
Q1 24
$2.4B
Q4 23
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSFG
FSFG
PONY
PONY
Operating Cash FlowLast quarter
$79.1M
$-2.9M
Free Cash FlowOCF − Capex
$78.3M
FCF MarginFCF / Revenue
5199.5%
Capex IntensityCapex / Revenue
58.4%
Cash ConversionOCF / Net Profit
15.01×
TTM Free Cash FlowTrailing 4 quarters
$51.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSFG
FSFG
PONY
PONY
Q3 25
$79.1M
$-2.9M
Q2 25
$6.5M
$-2.5M
Q1 25
$-32.8M
$-7.5M
Q4 24
$177.0K
Q3 24
$91.2M
Q2 24
$-655.0K
Q1 24
$7.7M
Q4 23
$82.9M
Free Cash Flow
FSFG
FSFG
PONY
PONY
Q3 25
$78.3M
Q2 25
$6.5M
Q1 25
$-32.9M
Q4 24
$-347.0K
Q3 24
$90.5M
Q2 24
$-702.0K
Q1 24
$7.7M
Q4 23
$82.6M
FCF Margin
FSFG
FSFG
PONY
PONY
Q3 25
5199.5%
Q2 25
462.7%
Q1 25
-2258.8%
Q4 24
-23.6%
Q3 24
5974.9%
Q2 24
-51.0%
Q1 24
42.6%
Q4 23
488.7%
Capex Intensity
FSFG
FSFG
PONY
PONY
Q3 25
58.4%
Q2 25
0.5%
Q1 25
8.7%
Q4 24
35.7%
Q3 24
45.1%
Q2 24
3.4%
Q1 24
0.0%
Q4 23
2.2%
Cash Conversion
FSFG
FSFG
PONY
PONY
Q3 25
15.01×
Q2 25
1.05×
Q1 25
-5.97×
Q4 24
0.03×
Q3 24
24.84×
Q2 24
-0.16×
Q1 24
1.56×
Q4 23
90.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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