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Side-by-side financial comparison of FLEXIBLE SOLUTIONS INTERNATIONAL INC (FSI) and SR Bancorp, Inc. (SRBK). Click either name above to swap in a different company.

FLEXIBLE SOLUTIONS INTERNATIONAL INC is the larger business by last-quarter revenue ($9.1M vs $8.4M, roughly 1.1× SR Bancorp, Inc.). SR Bancorp, Inc. runs the higher net margin — 10.0% vs -5.1%, a 15.0% gap on every dollar of revenue. On growth, SR Bancorp, Inc. posted the faster year-over-year revenue change (6.4% vs -0.5%). SR Bancorp, Inc. produced more free cash flow last quarter ($3.1M vs $-4.0M). Over the past eight quarters, FLEXIBLE SOLUTIONS INTERNATIONAL INC's revenue compounded faster (-0.6% CAGR vs -2.4%).

Flexible Solutions International Inc develops and manufactures specialty chemicals for water conservation, energy efficiency, and agricultural use. Core products include water body evaporative reduction solutions, farm crop yield additives, and swimming pool heat retention products, serving customers across North America and global agricultural markets.

SR Bancorp Inc. is a regional bank holding company based in the United States. It offers a full range of consumer and commercial banking services including deposit products, personal loans, mortgage lending, small business financing, and commercial credit solutions, primarily serving local communities and small to mid-sized enterprises in its operating areas.

FSI vs SRBK — Head-to-Head

Bigger by revenue
FSI
FSI
1.1× larger
FSI
$9.1M
$8.4M
SRBK
Growing faster (revenue YoY)
SRBK
SRBK
+7.0% gap
SRBK
6.4%
-0.5%
FSI
Higher net margin
SRBK
SRBK
15.0% more per $
SRBK
10.0%
-5.1%
FSI
More free cash flow
SRBK
SRBK
$7.1M more FCF
SRBK
$3.1M
$-4.0M
FSI
Faster 2-yr revenue CAGR
FSI
FSI
Annualised
FSI
-0.6%
-2.4%
SRBK

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FSI
FSI
SRBK
SRBK
Revenue
$9.1M
$8.4M
Net Profit
$-460.9K
$834.0K
Gross Margin
29.4%
Operating Margin
11.6%
13.0%
Net Margin
-5.1%
10.0%
Revenue YoY
-0.5%
6.4%
Net Profit YoY
-167.8%
-18.3%
EPS (diluted)
$-0.03
$0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSI
FSI
SRBK
SRBK
Q4 25
$9.1M
$8.4M
Q3 25
$10.6M
$8.2M
Q2 25
$11.4M
$7.6M
Q1 25
$7.5M
$7.7M
Q4 24
$9.2M
$7.9M
Q3 24
$9.3M
$8.4M
Q2 24
$10.5M
$7.9M
Q1 24
$9.2M
$8.8M
Net Profit
FSI
FSI
SRBK
SRBK
Q4 25
$-460.9K
$834.0K
Q3 25
$-503.4K
$693.0K
Q2 25
$2.0M
$2.2M
Q1 25
$-277.7K
$537.0K
Q4 24
$679.6K
$1.0M
Q3 24
$611.9K
$1.4M
Q2 24
$1.3M
$-3.0M
Q1 24
$457.2K
$1.1M
Gross Margin
FSI
FSI
SRBK
SRBK
Q4 25
29.4%
Q3 25
23.9%
Q2 25
47.4%
Q1 25
26.1%
Q4 24
29.2%
Q3 24
40.9%
Q2 24
37.4%
Q1 24
30.6%
Operating Margin
FSI
FSI
SRBK
SRBK
Q4 25
11.6%
13.0%
Q3 25
2.9%
11.0%
Q2 25
29.0%
32.1%
Q1 25
-0.9%
8.1%
Q4 24
9.4%
17.1%
Q3 24
20.5%
20.6%
Q2 24
18.7%
-34.0%
Q1 24
8.3%
15.4%
Net Margin
FSI
FSI
SRBK
SRBK
Q4 25
-5.1%
10.0%
Q3 25
-4.8%
8.5%
Q2 25
17.8%
29.2%
Q1 25
-3.7%
7.0%
Q4 24
7.4%
13.0%
Q3 24
6.6%
16.3%
Q2 24
12.3%
-38.2%
Q1 24
5.0%
12.1%
EPS (diluted)
FSI
FSI
SRBK
SRBK
Q4 25
$-0.03
$0.11
Q3 25
$-0.04
$0.09
Q2 25
$0.15
$0.27
Q1 25
$-0.02
$0.06
Q4 24
$0.05
$0.12
Q3 24
$0.05
$0.16
Q2 24
$0.10
$8.14
Q1 24
$0.04
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSI
FSI
SRBK
SRBK
Cash + ST InvestmentsLiquidity on hand
$81.8M
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$38.9M
$188.5M
Total Assets
$61.8M
$1.1B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSI
FSI
SRBK
SRBK
Q4 25
$81.8M
Q3 25
$58.3M
Q2 25
$10.0M
$57.8M
Q1 25
$11.0M
$62.2M
Q4 24
$10.0M
$53.4M
Q3 24
$13.0M
$47.3M
Q2 24
$9.2M
$45.9M
Q1 24
$8.3M
$72.5M
Total Debt
FSI
FSI
SRBK
SRBK
Q4 25
$4.4M
Q3 25
$7.1M
Q2 25
$7.5M
Q1 25
$8.1M
Q4 24
$8.8M
Q3 24
$9.4M
Q2 24
$8.3M
Q1 24
$8.0M
Stockholders' Equity
FSI
FSI
SRBK
SRBK
Q4 25
$38.9M
$188.5M
Q3 25
$39.0M
$191.9M
Q2 25
$39.4M
$193.8M
Q1 25
$38.4M
$195.1M
Q4 24
$38.0M
$198.1M
Q3 24
$36.9M
$200.5M
Q2 24
$36.2M
$199.5M
Q1 24
$36.0M
$199.3M
Total Assets
FSI
FSI
SRBK
SRBK
Q4 25
$61.8M
$1.1B
Q3 25
$58.4M
$1.1B
Q2 25
$58.2M
$1.1B
Q1 25
$61.7M
$1.1B
Q4 24
$60.0M
$1.1B
Q3 24
$57.8M
$1.1B
Q2 24
$56.3M
$1.0B
Q1 24
$57.6M
$1.1B
Debt / Equity
FSI
FSI
SRBK
SRBK
Q4 25
0.11×
Q3 25
0.18×
Q2 25
0.19×
Q1 25
0.21×
Q4 24
0.23×
Q3 24
0.25×
Q2 24
0.23×
Q1 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSI
FSI
SRBK
SRBK
Operating Cash FlowLast quarter
$-3.0M
$3.6M
Free Cash FlowOCF − Capex
$-4.0M
$3.1M
FCF MarginFCF / Revenue
-44.3%
37.0%
Capex IntensityCapex / Revenue
11.7%
5.9%
Cash ConversionOCF / Net Profit
4.31×
TTM Free Cash FlowTrailing 4 quarters
$-591.7K
$11.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSI
FSI
SRBK
SRBK
Q4 25
$-3.0M
$3.6M
Q3 25
$2.0M
$1.2M
Q2 25
$5.3M
$4.7M
Q1 25
$-544.3K
$2.6M
Q4 24
$-2.2M
$-1.4M
Q3 24
$2.5M
$1.8M
Q2 24
$5.9M
$-1.7M
Q1 24
$-604.8K
$-3.9M
Free Cash Flow
FSI
FSI
SRBK
SRBK
Q4 25
$-4.0M
$3.1M
Q3 25
$39.4K
$1.1M
Q2 25
$4.3M
$4.2M
Q1 25
$-898.4K
$2.5M
Q4 24
$-4.3M
$-1.5M
Q3 24
$1.3M
$1.7M
Q2 24
$4.7M
$-2.8M
Q1 24
$-1.1M
$-4.0M
FCF Margin
FSI
FSI
SRBK
SRBK
Q4 25
-44.3%
37.0%
Q3 25
0.4%
14.0%
Q2 25
37.9%
55.9%
Q1 25
-12.0%
32.3%
Q4 24
-47.0%
-19.5%
Q3 24
13.6%
20.3%
Q2 24
44.9%
-35.8%
Q1 24
-11.7%
-45.2%
Capex Intensity
FSI
FSI
SRBK
SRBK
Q4 25
11.7%
5.9%
Q3 25
18.7%
0.9%
Q2 25
8.6%
5.7%
Q1 25
4.7%
1.0%
Q4 24
22.8%
1.3%
Q3 24
13.0%
1.0%
Q2 24
11.3%
13.9%
Q1 24
5.2%
0.5%
Cash Conversion
FSI
FSI
SRBK
SRBK
Q4 25
4.31×
Q3 25
1.76×
Q2 25
2.60×
2.11×
Q1 25
4.79×
Q4 24
-3.27×
-1.40×
Q3 24
4.05×
1.31×
Q2 24
4.59×
Q1 24
-1.32×
-3.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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