vs

Side-by-side financial comparison of FIRSTSUN CAPITAL BANCORP (FSUN) and iQSTEL Inc (IQST). Click either name above to swap in a different company.

FIRSTSUN CAPITAL BANCORP is the larger business by last-quarter revenue ($110.0M vs $84.2M, roughly 1.3× iQSTEL Inc). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs -3.2%, a 22.8% gap on every dollar of revenue. Over the past eight quarters, iQSTEL Inc's revenue compounded faster (28.0% CAGR vs 6.9%).

FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.

iQSTEL Inc is a technology holding company operating three core segments: telecommunications, Internet of Things (IoT), and fintech. It offers connectivity services, smart IoT monitoring solutions, and digital financial tools, mainly serving small and medium-sized enterprises and retail customers in North and South American markets.

FSUN vs IQST — Head-to-Head

Bigger by revenue
FSUN
FSUN
1.3× larger
FSUN
$110.0M
$84.2M
IQST
Higher net margin
FSUN
FSUN
22.8% more per $
FSUN
19.6%
-3.2%
IQST
Faster 2-yr revenue CAGR
IQST
IQST
Annualised
IQST
28.0%
6.9%
FSUN

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FSUN
FSUN
IQST
IQST
Revenue
$110.0M
$84.2M
Net Profit
$21.6M
$-2.7M
Gross Margin
3.5%
Operating Margin
-2.9%
Net Margin
19.6%
-3.2%
Revenue YoY
-14.9%
Net Profit YoY
-8.4%
-44.5%
EPS (diluted)
$0.76
$-0.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSUN
FSUN
IQST
IQST
Q1 26
$110.0M
Q4 25
$110.2M
$84.2M
Q3 25
$107.3M
$102.9M
Q2 25
$105.6M
$72.2M
Q1 25
$96.2M
$57.6M
Q4 24
$98.7M
$98.9M
Q3 24
$98.2M
$54.2M
Q2 24
$96.2M
$78.6M
Net Profit
FSUN
FSUN
IQST
IQST
Q1 26
$21.6M
Q4 25
$24.8M
$-2.7M
Q3 25
$23.2M
$-2.3M
Q2 25
$26.4M
$-2.3M
Q1 25
$23.6M
$-1.1M
Q4 24
$16.4M
$-1.9M
Q3 24
$22.4M
$-773.0K
Q2 24
$24.6M
$-2.0M
Gross Margin
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
3.5%
Q3 25
2.7%
Q2 25
2.6%
Q1 25
3.4%
Q4 24
2.7%
Q3 24
3.7%
Q2 24
2.8%
Operating Margin
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
29.0%
-2.9%
Q3 25
26.4%
-0.5%
Q2 25
31.2%
-0.9%
Q1 25
30.9%
-1.0%
Q4 24
20.4%
-0.3%
Q3 24
29.1%
-0.1%
Q2 24
32.3%
-0.4%
Net Margin
FSUN
FSUN
IQST
IQST
Q1 26
19.6%
Q4 25
22.5%
-3.2%
Q3 25
21.6%
-2.3%
Q2 25
25.0%
-3.3%
Q1 25
24.5%
-2.0%
Q4 24
16.6%
-1.9%
Q3 24
22.8%
-1.4%
Q2 24
25.5%
-2.5%
EPS (diluted)
FSUN
FSUN
IQST
IQST
Q1 26
$0.76
Q4 25
$0.89
$-0.92
Q3 25
$0.82
$-0.68
Q2 25
$0.93
$-0.82
Q1 25
$0.83
$-0.44
Q4 24
$0.57
$-1.19
Q3 24
$0.79
$-0.40
Q2 24
$0.88
$-0.90

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSUN
FSUN
IQST
IQST
Cash + ST InvestmentsLiquidity on hand
$413.7M
$2.2M
Total DebtLower is stronger
$4.1M
Stockholders' EquityBook value
$1.2B
$16.3M
Total Assets
$8.6B
$51.1M
Debt / EquityLower = less leverage
0.25×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSUN
FSUN
IQST
IQST
Q1 26
$413.7M
Q4 25
$652.6M
$2.2M
Q3 25
$659.9M
$2.3M
Q2 25
$785.1M
$2.0M
Q1 25
$621.4M
$1.1M
Q4 24
$615.9M
$2.5M
Q3 24
$573.7M
$2.1M
Q2 24
$535.8M
$797.2K
Total Debt
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
$4.1M
Q3 25
$2.7M
Q2 25
$4.5M
Q1 25
$3.5M
Q4 24
$2.5M
Q3 24
$3.2M
Q2 24
$2.5M
Stockholders' Equity
FSUN
FSUN
IQST
IQST
Q1 26
$1.2B
Q4 25
$1.2B
$16.3M
Q3 25
$1.1B
$17.9M
Q2 25
$1.1B
$14.3M
Q1 25
$1.1B
$11.6M
Q4 24
$1.0B
$11.9M
Q3 24
$1.0B
$8.1M
Q2 24
$996.6M
$7.6M
Total Assets
FSUN
FSUN
IQST
IQST
Q1 26
$8.6B
Q4 25
$8.5B
$51.1M
Q3 25
$8.5B
$46.9M
Q2 25
$8.4B
$51.4M
Q1 25
$8.2B
$42.0M
Q4 24
$8.1B
$79.0M
Q3 24
$8.1B
$32.4M
Q2 24
$8.0B
$30.0M
Debt / Equity
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
0.25×
Q3 25
0.15×
Q2 25
0.31×
Q1 25
0.31×
Q4 24
0.21×
Q3 24
0.40×
Q2 24
0.34×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSUN
FSUN
IQST
IQST
Operating Cash FlowLast quarter
$-1.2M
Free Cash FlowOCF − Capex
$-1.2M
FCF MarginFCF / Revenue
-1.5%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-4.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
$111.5M
$-1.2M
Q3 25
$49.4M
$-953.0K
Q2 25
$15.0M
$257.7K
Q1 25
$26.4M
$-1.9M
Q4 24
$101.1M
$-403.7K
Q3 24
$48.1M
$625.0K
Q2 24
$20.9M
$-2.6M
Free Cash Flow
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
$104.0M
$-1.2M
Q3 25
$47.6M
$-969.2K
Q2 25
$13.0M
$211.7K
Q1 25
$24.3M
$-2.0M
Q4 24
$95.7M
$-421.3K
Q3 24
$47.1M
$594.5K
Q2 24
$19.9M
$-2.6M
FCF Margin
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
94.3%
-1.5%
Q3 25
44.4%
-0.9%
Q2 25
12.3%
0.3%
Q1 25
25.3%
-3.4%
Q4 24
97.0%
-0.4%
Q3 24
47.9%
1.1%
Q2 24
20.6%
-3.4%
Capex Intensity
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
6.8%
0.0%
Q3 25
1.6%
0.0%
Q2 25
1.9%
0.1%
Q1 25
2.1%
0.1%
Q4 24
5.5%
0.0%
Q3 24
1.1%
0.1%
Q2 24
1.1%
0.0%
Cash Conversion
FSUN
FSUN
IQST
IQST
Q1 26
Q4 25
4.49×
Q3 25
2.13×
Q2 25
0.57×
Q1 25
1.12×
Q4 24
6.18×
Q3 24
2.15×
Q2 24
0.85×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FSUN
FSUN

Net Interest Income$82.8M75%
Noninterest Income$27.2M25%

IQST
IQST

USA$53.2M63%
Other$29.9M35%
Switzerland$1.1M1%

Related Comparisons