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Side-by-side financial comparison of FIRSTSUN CAPITAL BANCORP (FSUN) and OneSpan Inc. (OSPN). Click either name above to swap in a different company.
FIRSTSUN CAPITAL BANCORP is the larger business by last-quarter revenue ($110.0M vs $65.9M, roughly 1.7× OneSpan Inc.). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs 17.5%, a 2.1% gap on every dollar of revenue. Over the past eight quarters, FIRSTSUN CAPITAL BANCORP's revenue compounded faster (6.9% CAGR vs 4.0%).
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
OneSpan Inc. is an information security company based in Boston, Massachusetts. Services include an internet fraud prevention platform, multi-factor authentication tools and electronic signature software.
FSUN vs OSPN — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $110.0M | $65.9M |
| Net Profit | $21.6M | $11.6M |
| Gross Margin | — | 73.6% |
| Operating Margin | — | 22.5% |
| Net Margin | 19.6% | 17.5% |
| Revenue YoY | — | 4.1% |
| Net Profit YoY | -8.4% | — |
| EPS (diluted) | $0.76 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $110.0M | $65.9M | ||
| Q4 25 | $110.2M | $62.9M | ||
| Q3 25 | $107.3M | $57.1M | ||
| Q2 25 | $105.6M | $59.8M | ||
| Q1 25 | $96.2M | $63.4M | ||
| Q4 24 | $98.7M | $61.2M | ||
| Q3 24 | $98.2M | $56.2M | ||
| Q2 24 | $96.2M | $60.9M |
| Q1 26 | $21.6M | $11.6M | ||
| Q4 25 | $24.8M | $43.5M | ||
| Q3 25 | $23.2M | $6.5M | ||
| Q2 25 | $26.4M | $8.3M | ||
| Q1 25 | $23.6M | $14.5M | ||
| Q4 24 | $16.4M | $28.8M | ||
| Q3 24 | $22.4M | $8.3M | ||
| Q2 24 | $24.6M | $6.6M |
| Q1 26 | — | 73.6% | ||
| Q4 25 | — | 73.6% | ||
| Q3 25 | — | 73.6% | ||
| Q2 25 | — | 73.5% | ||
| Q1 25 | — | 74.3% | ||
| Q4 24 | — | 74.0% | ||
| Q3 24 | — | 73.9% | ||
| Q2 24 | — | 66.2% |
| Q1 26 | — | 22.5% | ||
| Q4 25 | 29.0% | 19.9% | ||
| Q3 25 | 26.4% | 14.4% | ||
| Q2 25 | 31.2% | 17.6% | ||
| Q1 25 | 30.9% | 27.1% | ||
| Q4 24 | 20.4% | 19.3% | ||
| Q3 24 | 29.1% | 20.0% | ||
| Q2 24 | 32.3% | 12.5% |
| Q1 26 | 19.6% | 17.5% | ||
| Q4 25 | 22.5% | 69.2% | ||
| Q3 25 | 21.6% | 11.4% | ||
| Q2 25 | 25.0% | 13.9% | ||
| Q1 25 | 24.5% | 22.9% | ||
| Q4 24 | 16.6% | 47.1% | ||
| Q3 24 | 22.8% | 14.7% | ||
| Q2 24 | 25.5% | 10.8% |
| Q1 26 | $0.76 | $0.39 | ||
| Q4 25 | $0.89 | $1.13 | ||
| Q3 25 | $0.82 | $0.17 | ||
| Q2 25 | $0.93 | $0.21 | ||
| Q1 25 | $0.83 | $0.37 | ||
| Q4 24 | $0.57 | $0.73 | ||
| Q3 24 | $0.79 | $0.21 | ||
| Q2 24 | $0.88 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $413.7M | $49.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.2B | $272.0M |
| Total Assets | $8.6B | $383.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $413.7M | $49.8M | ||
| Q4 25 | $652.6M | $70.5M | ||
| Q3 25 | $659.9M | $85.6M | ||
| Q2 25 | $785.1M | $92.9M | ||
| Q1 25 | $621.4M | $105.2M | ||
| Q4 24 | $615.9M | $83.2M | ||
| Q3 24 | $573.7M | $77.5M | ||
| Q2 24 | $535.8M | $63.8M |
| Q1 26 | $1.2B | $272.0M | ||
| Q4 25 | $1.2B | $271.8M | ||
| Q3 25 | $1.1B | $238.3M | ||
| Q2 25 | $1.1B | $242.5M | ||
| Q1 25 | $1.1B | $231.1M | ||
| Q4 24 | $1.0B | $212.5M | ||
| Q3 24 | $1.0B | $194.6M | ||
| Q2 24 | $996.6M | $178.6M |
| Q1 26 | $8.6B | $383.1M | ||
| Q4 25 | $8.5B | $397.7M | ||
| Q3 25 | $8.5B | $343.5M | ||
| Q2 25 | $8.4B | $357.1M | ||
| Q1 25 | $8.2B | $333.8M | ||
| Q4 24 | $8.1B | $338.7M | ||
| Q3 24 | $8.1B | $289.3M | ||
| Q2 24 | $8.0B | $286.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $28.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 2.44× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $28.2M | ||
| Q4 25 | $111.5M | $12.6M | ||
| Q3 25 | $49.4M | $11.3M | ||
| Q2 25 | $15.0M | $6.2M | ||
| Q1 25 | $26.4M | $29.4M | ||
| Q4 24 | $101.1M | $12.4M | ||
| Q3 24 | $48.1M | $14.0M | ||
| Q2 24 | $20.9M | $2.3M |
| Q1 26 | — | — | ||
| Q4 25 | $104.0M | $9.6M | ||
| Q3 25 | $47.6M | $8.8M | ||
| Q2 25 | $13.0M | $4.4M | ||
| Q1 25 | $24.3M | $27.7M | ||
| Q4 24 | $95.7M | $10.5M | ||
| Q3 24 | $47.1M | $12.0M | ||
| Q2 24 | $19.9M | $26.0K |
| Q1 26 | — | — | ||
| Q4 25 | 94.3% | 15.3% | ||
| Q3 25 | 44.4% | 15.4% | ||
| Q2 25 | 12.3% | 7.3% | ||
| Q1 25 | 25.3% | 43.8% | ||
| Q4 24 | 97.0% | 17.1% | ||
| Q3 24 | 47.9% | 21.4% | ||
| Q2 24 | 20.6% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 4.7% | ||
| Q3 25 | 1.6% | 4.4% | ||
| Q2 25 | 1.9% | 3.1% | ||
| Q1 25 | 2.1% | 2.6% | ||
| Q4 24 | 5.5% | 3.2% | ||
| Q3 24 | 1.1% | 3.5% | ||
| Q2 24 | 1.1% | 3.7% |
| Q1 26 | — | 2.44× | ||
| Q4 25 | 4.49× | 0.29× | ||
| Q3 25 | 2.13× | 1.74× | ||
| Q2 25 | 0.57× | 0.75× | ||
| Q1 25 | 1.12× | 2.02× | ||
| Q4 24 | 6.18× | 0.43× | ||
| Q3 24 | 2.15× | 1.69× | ||
| Q2 24 | 0.85× | 0.35× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
OSPN
| Product and license | $35.5M | 54% |
| Services and other | $30.4M | 46% |
