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Side-by-side financial comparison of FIRSTSUN CAPITAL BANCORP (FSUN) and Phreesia, Inc. (PHR). Click either name above to swap in a different company.
Phreesia, Inc. is the larger business by last-quarter revenue ($120.3M vs $110.0M, roughly 1.1× FIRSTSUN CAPITAL BANCORP). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs 3.5%, a 16.1% gap on every dollar of revenue.
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
Phreesia, Inc. is a software as a service company that offers healthcare organizations a set of applications to automate and manage patient intake.
FSUN vs PHR — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $110.0M | $120.3M |
| Net Profit | $21.6M | $4.3M |
| Gross Margin | — | — |
| Operating Margin | — | 3.1% |
| Net Margin | 19.6% | 3.5% |
| Revenue YoY | — | 12.7% |
| Net Profit YoY | -8.4% | 129.7% |
| EPS (diluted) | $0.76 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $110.0M | — | ||
| Q4 25 | $110.2M | $120.3M | ||
| Q3 25 | $107.3M | $117.3M | ||
| Q2 25 | $105.6M | $115.9M | ||
| Q1 25 | $96.2M | — | ||
| Q4 24 | $98.7M | — | ||
| Q3 24 | $98.2M | — | ||
| Q2 24 | $96.2M | — |
| Q1 26 | $21.6M | — | ||
| Q4 25 | $24.8M | $4.3M | ||
| Q3 25 | $23.2M | $654.0K | ||
| Q2 25 | $26.4M | $-3.9M | ||
| Q1 25 | $23.6M | — | ||
| Q4 24 | $16.4M | — | ||
| Q3 24 | $22.4M | — | ||
| Q2 24 | $24.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | 29.0% | 3.1% | ||
| Q3 25 | 26.4% | -1.3% | ||
| Q2 25 | 31.2% | -2.8% | ||
| Q1 25 | 30.9% | — | ||
| Q4 24 | 20.4% | — | ||
| Q3 24 | 29.1% | — | ||
| Q2 24 | 32.3% | — |
| Q1 26 | 19.6% | — | ||
| Q4 25 | 22.5% | 3.5% | ||
| Q3 25 | 21.6% | 0.6% | ||
| Q2 25 | 25.0% | -3.4% | ||
| Q1 25 | 24.5% | — | ||
| Q4 24 | 16.6% | — | ||
| Q3 24 | 22.8% | — | ||
| Q2 24 | 25.5% | — |
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.89 | $0.07 | ||
| Q3 25 | $0.82 | $0.01 | ||
| Q2 25 | $0.93 | $-0.07 | ||
| Q1 25 | $0.83 | — | ||
| Q4 24 | $0.57 | — | ||
| Q3 24 | $0.79 | — | ||
| Q2 24 | $0.88 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $413.7M | $106.4M |
| Total DebtLower is stronger | — | $3.4M |
| Stockholders' EquityBook value | $1.2B | $320.3M |
| Total Assets | $8.6B | $423.5M |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $413.7M | — | ||
| Q4 25 | $652.6M | $106.4M | ||
| Q3 25 | $659.9M | $98.3M | ||
| Q2 25 | $785.1M | $90.9M | ||
| Q1 25 | $621.4M | — | ||
| Q4 24 | $615.9M | — | ||
| Q3 24 | $573.7M | — | ||
| Q2 24 | $535.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $3.4M | ||
| Q3 25 | — | $4.6M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $320.3M | ||
| Q3 25 | $1.1B | $298.0M | ||
| Q2 25 | $1.1B | $282.2M | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $996.6M | — |
| Q1 26 | $8.6B | — | ||
| Q4 25 | $8.5B | $423.5M | ||
| Q3 25 | $8.5B | $408.6M | ||
| Q2 25 | $8.4B | $400.4M | ||
| Q1 25 | $8.2B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.0B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | 0.02× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $15.5M |
| Free Cash FlowOCF − Capex | — | $12.2M |
| FCF MarginFCF / Revenue | — | 10.1% |
| Capex IntensityCapex / Revenue | — | 2.7% |
| Cash ConversionOCF / Net Profit | — | 3.62× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $111.5M | $15.5M | ||
| Q3 25 | $49.4M | $14.8M | ||
| Q2 25 | $15.0M | $14.8M | ||
| Q1 25 | $26.4M | — | ||
| Q4 24 | $101.1M | — | ||
| Q3 24 | $48.1M | — | ||
| Q2 24 | $20.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | $104.0M | $12.2M | ||
| Q3 25 | $47.6M | $13.1M | ||
| Q2 25 | $13.0M | $11.3M | ||
| Q1 25 | $24.3M | — | ||
| Q4 24 | $95.7M | — | ||
| Q3 24 | $47.1M | — | ||
| Q2 24 | $19.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | 94.3% | 10.1% | ||
| Q3 25 | 44.4% | 11.1% | ||
| Q2 25 | 12.3% | 9.8% | ||
| Q1 25 | 25.3% | — | ||
| Q4 24 | 97.0% | — | ||
| Q3 24 | 47.9% | — | ||
| Q2 24 | 20.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 2.7% | ||
| Q3 25 | 1.6% | 1.5% | ||
| Q2 25 | 1.9% | 3.0% | ||
| Q1 25 | 2.1% | — | ||
| Q4 24 | 5.5% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.49× | 3.62× | ||
| Q3 25 | 2.13× | 22.68× | ||
| Q2 25 | 0.57× | — | ||
| Q1 25 | 1.12× | — | ||
| Q4 24 | 6.18× | — | ||
| Q3 24 | 2.15× | — | ||
| Q2 24 | 0.85× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
PHR
| Subscription And Services | $55.5M | 46% |
| Network Solutions | $37.4M | 31% |
| Payment Processing Fees | $27.4M | 23% |
