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Side-by-side financial comparison of FIRSTSUN CAPITAL BANCORP (FSUN) and ThredUp Inc. (TDUP). Click either name above to swap in a different company.
FIRSTSUN CAPITAL BANCORP is the larger business by last-quarter revenue ($110.0M vs $81.7M, roughly 1.3× ThredUp Inc.). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs -7.9%, a 27.6% gap on every dollar of revenue. Over the past eight quarters, ThredUp Inc.'s revenue compounded faster (10.6% CAGR vs 6.9%).
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
ThredUp Inc. is an American company that operates an online resale platform specializing in the sale of second-hand clothing, footwear, and accessories. Founded in 2009 and headquartered in Oakland, California, it has established itself as one of the leading resale fashion marketplaces.
FSUN vs TDUP — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $110.0M | $81.7M |
| Net Profit | $21.6M | $-6.5M |
| Gross Margin | — | 79.2% |
| Operating Margin | — | 12.8% |
| Net Margin | 19.6% | -7.9% |
| Revenue YoY | — | 14.6% |
| Net Profit YoY | -8.4% | -24.1% |
| EPS (diluted) | $0.76 | $-0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $110.0M | $81.7M | ||
| Q4 25 | $110.2M | $79.7M | ||
| Q3 25 | $107.3M | $82.2M | ||
| Q2 25 | $105.6M | $77.7M | ||
| Q1 25 | $96.2M | $71.3M | ||
| Q4 24 | $98.7M | $67.3M | ||
| Q3 24 | $98.2M | $61.5M | ||
| Q2 24 | $96.2M | $66.7M |
| Q1 26 | $21.6M | $-6.5M | ||
| Q4 25 | $24.8M | $-5.6M | ||
| Q3 25 | $23.2M | $-4.2M | ||
| Q2 25 | $26.4M | $-5.2M | ||
| Q1 25 | $23.6M | $-5.2M | ||
| Q4 24 | $16.4M | $-21.7M | ||
| Q3 24 | $22.4M | $-24.8M | ||
| Q2 24 | $24.6M | $-14.0M |
| Q1 26 | — | 79.2% | ||
| Q4 25 | — | 79.6% | ||
| Q3 25 | — | 79.4% | ||
| Q2 25 | — | 79.5% | ||
| Q1 25 | — | 79.1% | ||
| Q4 24 | — | 80.4% | ||
| Q3 24 | — | 79.3% | ||
| Q2 24 | — | 78.8% |
| Q1 26 | — | 12.8% | ||
| Q4 25 | 29.0% | -8.4% | ||
| Q3 25 | 26.4% | -5.3% | ||
| Q2 25 | 31.2% | -6.8% | ||
| Q1 25 | 30.9% | -7.6% | ||
| Q4 24 | 20.4% | -12.1% | ||
| Q3 24 | 29.1% | -17.0% | ||
| Q2 24 | 32.3% | -14.4% |
| Q1 26 | 19.6% | -7.9% | ||
| Q4 25 | 22.5% | -7.0% | ||
| Q3 25 | 21.6% | -5.2% | ||
| Q2 25 | 25.0% | -6.7% | ||
| Q1 25 | 24.5% | -7.3% | ||
| Q4 24 | 16.6% | -32.3% | ||
| Q3 24 | 22.8% | -40.3% | ||
| Q2 24 | 25.5% | -20.9% |
| Q1 26 | $0.76 | $-0.05 | ||
| Q4 25 | $0.89 | $-0.06 | ||
| Q3 25 | $0.82 | $-0.03 | ||
| Q2 25 | $0.93 | $-0.04 | ||
| Q1 25 | $0.83 | $-0.04 | ||
| Q4 24 | $0.57 | $-0.19 | ||
| Q3 24 | $0.79 | $-0.22 | ||
| Q2 24 | $0.88 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $413.7M | $39.0M |
| Total DebtLower is stronger | — | $17.7M |
| Stockholders' EquityBook value | $1.2B | $59.4M |
| Total Assets | $8.6B | $172.4M |
| Debt / EquityLower = less leverage | — | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $413.7M | $39.0M | ||
| Q4 25 | $652.6M | $38.6M | ||
| Q3 25 | $659.9M | $46.2M | ||
| Q2 25 | $785.1M | $41.0M | ||
| Q1 25 | $621.4M | $41.1M | ||
| Q4 24 | $615.9M | $31.9M | ||
| Q3 24 | $573.7M | $43.7M | ||
| Q2 24 | $535.8M | $44.8M |
| Q1 26 | — | $17.7M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.2B | $59.4M | ||
| Q4 25 | $1.2B | $59.2M | ||
| Q3 25 | $1.1B | $59.1M | ||
| Q2 25 | $1.1B | $60.2M | ||
| Q1 25 | $1.1B | $56.1M | ||
| Q4 24 | $1.0B | $56.3M | ||
| Q3 24 | $1.0B | $69.3M | ||
| Q2 24 | $996.6M | $86.5M |
| Q1 26 | $8.6B | $172.4M | ||
| Q4 25 | $8.5B | $167.2M | ||
| Q3 25 | $8.5B | $172.5M | ||
| Q2 25 | $8.4B | $173.6M | ||
| Q1 25 | $8.2B | $172.5M | ||
| Q4 24 | $8.1B | $171.2M | ||
| Q3 24 | $8.1B | $214.9M | ||
| Q2 24 | $8.0B | $231.2M |
| Q1 26 | — | 0.30× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $4.8M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $4.8M | ||
| Q4 25 | $111.5M | $-1.5M | ||
| Q3 25 | $49.4M | $6.0M | ||
| Q2 25 | $15.0M | $344.0K | ||
| Q1 25 | $26.4M | $5.7M | ||
| Q4 24 | $101.1M | $663.0K | ||
| Q3 24 | $48.1M | $3.3M | ||
| Q2 24 | $20.9M | $-5.0M |
| Q1 26 | — | — | ||
| Q4 25 | $104.0M | $-3.2M | ||
| Q3 25 | $47.6M | $2.4M | ||
| Q2 25 | $13.0M | $-2.9M | ||
| Q1 25 | $24.3M | $3.9M | ||
| Q4 24 | $95.7M | $-1.8M | ||
| Q3 24 | $47.1M | $1.2M | ||
| Q2 24 | $19.9M | $-5.8M |
| Q1 26 | — | — | ||
| Q4 25 | 94.3% | -4.0% | ||
| Q3 25 | 44.4% | 2.9% | ||
| Q2 25 | 12.3% | -3.8% | ||
| Q1 25 | 25.3% | 5.5% | ||
| Q4 24 | 97.0% | -2.7% | ||
| Q3 24 | 47.9% | 2.0% | ||
| Q2 24 | 20.6% | -8.7% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 2.2% | ||
| Q3 25 | 1.6% | 4.4% | ||
| Q2 25 | 1.9% | 4.2% | ||
| Q1 25 | 2.1% | 2.5% | ||
| Q4 24 | 5.5% | 3.7% | ||
| Q3 24 | 1.1% | 3.5% | ||
| Q2 24 | 1.1% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.49× | — | ||
| Q3 25 | 2.13× | — | ||
| Q2 25 | 0.57× | — | ||
| Q1 25 | 1.12× | — | ||
| Q4 24 | 6.18× | — | ||
| Q3 24 | 2.15× | — | ||
| Q2 24 | 0.85× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
TDUP
Segment breakdown not available.
