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Side-by-side financial comparison of Fathom Holdings Inc. (FTHM) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $90.6M, roughly 1.0× Fathom Holdings Inc.). Proficient Auto Logistics, Inc runs the higher net margin — -1.5% vs -7.4%, a 5.9% gap on every dollar of revenue.

Fathom Holdings Inc. is a US-based real estate technology and services enterprise. It provides end-to-end solutions for real estate agents, brokers, and consumers, including digital transaction management tools, mortgage services, title insurance, and residential property brokerage services, covering most regional markets across the United States.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

FTHM vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.0× larger
PAL
$91.5M
$90.6M
FTHM
Higher net margin
PAL
PAL
5.9% more per $
PAL
-1.5%
-7.4%
FTHM

Income Statement — Q4 FY2025 vs Q3 FY2024

Metric
FTHM
FTHM
PAL
PAL
Revenue
$90.6M
$91.5M
Net Profit
$-6.7M
$-1.4M
Gross Margin
Operating Margin
-5.2%
-2.4%
Net Margin
-7.4%
-1.5%
Revenue YoY
-1.2%
Net Profit YoY
-7.7%
EPS (diluted)
$-0.20
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FTHM
FTHM
PAL
PAL
Q4 25
$90.6M
Q3 25
$115.3M
Q2 25
$121.4M
Q1 25
$93.1M
Q4 24
$91.7M
Q3 24
$83.7M
$91.5M
Q2 24
$89.2M
Q1 24
$70.5M
Net Profit
FTHM
FTHM
PAL
PAL
Q4 25
$-6.7M
Q3 25
$-4.4M
Q2 25
$-3.6M
Q1 25
$-5.6M
Q4 24
$-6.2M
Q3 24
$-8.1M
$-1.4M
Q2 24
$-1.3M
Q1 24
$-5.9M
Operating Margin
FTHM
FTHM
PAL
PAL
Q4 25
-5.2%
Q3 25
-3.5%
Q2 25
-2.0%
Q1 25
-4.8%
Q4 24
-7.0%
Q3 24
-9.3%
-2.4%
Q2 24
-4.1%
Q1 24
-8.0%
Net Margin
FTHM
FTHM
PAL
PAL
Q4 25
-7.4%
Q3 25
-3.8%
Q2 25
-3.0%
Q1 25
-6.1%
Q4 24
-6.8%
Q3 24
-9.7%
-1.5%
Q2 24
-1.5%
Q1 24
-8.4%
EPS (diluted)
FTHM
FTHM
PAL
PAL
Q4 25
$-0.20
Q3 25
$-0.15
Q2 25
$-0.13
Q1 25
$-0.24
Q4 24
$-0.29
Q3 24
$-0.40
$-0.05
Q2 24
$-0.07
Q1 24
$-0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FTHM
FTHM
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$5.8M
$16.8M
Total DebtLower is stronger
$5.6M
$64.0M
Stockholders' EquityBook value
$37.4M
$338.5M
Total Assets
$78.0M
$498.2M
Debt / EquityLower = less leverage
0.15×
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FTHM
FTHM
PAL
PAL
Q4 25
$5.8M
Q3 25
$9.8M
Q2 25
$4.9M
Q1 25
$8.0M
Q4 24
$7.1M
Q3 24
$13.1M
$16.8M
Q2 24
$10.4M
Q1 24
$5.7M
Total Debt
FTHM
FTHM
PAL
PAL
Q4 25
$5.6M
Q3 25
$5.1M
Q2 25
$5.1M
Q1 25
$5.1M
Q4 24
$9.5M
Q3 24
$8.8M
$64.0M
Q2 24
$3.6M
Q1 24
$3.7M
Stockholders' Equity
FTHM
FTHM
PAL
PAL
Q4 25
$37.4M
Q3 25
$43.4M
Q2 25
$40.7M
Q1 25
$43.4M
Q4 24
$44.7M
Q3 24
$47.1M
$338.5M
Q2 24
$53.1M
Q1 24
$51.9M
Total Assets
FTHM
FTHM
PAL
PAL
Q4 25
$78.0M
Q3 25
$83.2M
Q2 25
$80.4M
Q1 25
$81.0M
Q4 24
$75.4M
Q3 24
$80.9M
$498.2M
Q2 24
$80.2M
Q1 24
$78.2M
Debt / Equity
FTHM
FTHM
PAL
PAL
Q4 25
0.15×
Q3 25
0.12×
Q2 25
0.12×
Q1 25
0.12×
Q4 24
0.21×
Q3 24
0.19×
0.19×
Q2 24
0.07×
Q1 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FTHM
FTHM
PAL
PAL
Operating Cash FlowLast quarter
$-20.5M
Free Cash FlowOCF − Capex
$-20.7M
FCF MarginFCF / Revenue
-22.8%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-29.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FTHM
FTHM
PAL
PAL
Q4 25
$-20.5M
Q3 25
$3.0M
Q2 25
$-5.9M
Q1 25
$-5.7M
Q4 24
$-4.7M
Q3 24
$-330.0K
Q2 24
$-3.1M
Q1 24
$-947.0K
Free Cash Flow
FTHM
FTHM
PAL
PAL
Q4 25
$-20.7M
Q3 25
$3.0M
Q2 25
$-6.0M
Q1 25
$-5.8M
Q4 24
$-4.7M
Q3 24
$-364.0K
Q2 24
$-3.1M
Q1 24
$-948.0K
FCF Margin
FTHM
FTHM
PAL
PAL
Q4 25
-22.8%
Q3 25
2.6%
Q2 25
-4.9%
Q1 25
-6.2%
Q4 24
-5.2%
Q3 24
-0.4%
Q2 24
-3.5%
Q1 24
-1.3%
Capex Intensity
FTHM
FTHM
PAL
PAL
Q4 25
0.1%
Q3 25
0.0%
Q2 25
0.0%
Q1 25
0.0%
Q4 24
0.1%
Q3 24
0.0%
Q2 24
0.0%
Q1 24
0.0%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FTHM
FTHM

Real Estate Brokerage$84.9M94%
Mortgage Segment$3.4M4%
Other$2.3M3%

PAL
PAL

Segment breakdown not available.

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