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Side-by-side financial comparison of FULTON FINANCIAL CORP (FULT) and SailPoint, Inc. (SAIL). Click either name above to swap in a different company.

FULTON FINANCIAL CORP is the larger business by last-quarter revenue ($336.2M vs $281.9M, roughly 1.2× SailPoint, Inc.). FULTON FINANCIAL CORP runs the higher net margin — 28.2% vs -12.8%, a 40.9% gap on every dollar of revenue. On growth, SailPoint, Inc. posted the faster year-over-year revenue change (6.7% vs 4.2%).

Fulton Financial Corporation is an American regional financial services holding company, headquartered in Lancaster, Pennsylvania.

Steel Authority of India Limited (SAIL) is an Indian public sector steel manufacturing corporation based in New Delhi designated as Maharatna CPSE. It is the largest government-owned steel producer, with an annual production of 18.29 million metric tons. Incorporated on 24 January 1973, SAIL has 51,351 employees and is under the administrative control of the Ministry of Steel.

FULT vs SAIL — Head-to-Head

Bigger by revenue
FULT
FULT
1.2× larger
FULT
$336.2M
$281.9M
SAIL
Growing faster (revenue YoY)
SAIL
SAIL
+2.5% gap
SAIL
6.7%
4.2%
FULT
Higher net margin
FULT
FULT
40.9% more per $
FULT
28.2%
-12.8%
SAIL

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
FULT
FULT
SAIL
SAIL
Revenue
$336.2M
$281.9M
Net Profit
$94.8M
$-36.0M
Gross Margin
66.3%
Operating Margin
-14.8%
Net Margin
28.2%
-12.8%
Revenue YoY
4.2%
6.7%
Net Profit YoY
1.9%
-240.9%
EPS (diluted)
$0.55
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FULT
FULT
SAIL
SAIL
Q1 26
$336.2M
Q4 25
$336.0M
$281.9M
Q3 25
$334.6M
$264.4M
Q2 25
$324.1M
$230.5M
Q1 25
$318.4M
$240.1M
Q4 24
$319.6M
Q3 24
$317.7M
$198.6M
Q2 24
$334.7M
$187.7M
Net Profit
FULT
FULT
SAIL
SAIL
Q1 26
$94.8M
Q4 25
$99.0M
$-36.0M
Q3 25
$100.5M
$-10.6M
Q2 25
$99.2M
$-187.3M
Q1 25
$93.0M
$-80.1M
Q4 24
$68.6M
Q3 24
$63.2M
$-87.1M
Q2 24
$95.0M
$-89.2M
Gross Margin
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
66.3%
Q3 25
67.3%
Q2 25
55.4%
Q1 25
66.5%
Q4 24
Q3 24
62.1%
Q2 24
61.5%
Operating Margin
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
35.7%
-14.8%
Q3 25
38.2%
-15.4%
Q2 25
37.8%
-80.3%
Q1 25
36.1%
-12.6%
Q4 24
27.0%
Q3 24
25.1%
-33.2%
Q2 24
30.8%
-36.3%
Net Margin
FULT
FULT
SAIL
SAIL
Q1 26
28.2%
Q4 25
29.5%
-12.8%
Q3 25
30.0%
-4.0%
Q2 25
30.6%
-81.3%
Q1 25
29.2%
-33.4%
Q4 24
21.5%
Q3 24
19.9%
-43.9%
Q2 24
28.4%
-47.5%
EPS (diluted)
FULT
FULT
SAIL
SAIL
Q1 26
$0.55
Q4 25
$0.53
$-0.06
Q3 25
$0.53
$-0.02
Q2 25
$0.53
$-0.42
Q1 25
$0.49
$-6.50
Q4 24
$0.36
Q3 24
$0.33
$-2.97
Q2 24
$0.52
$-0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FULT
FULT
SAIL
SAIL
Cash + ST InvestmentsLiquidity on hand
$298.1M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$3.5B
$6.8B
Total Assets
$32.2B
$7.5B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
$298.1M
Q3 25
$271.1M
Q2 25
$228.1M
Q1 25
$121.3M
Q4 24
Q3 24
$89.7M
Q2 24
$146.8M
Total Debt
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
$0
Q3 25
$0
Q2 25
$0
Q1 25
$1.0B
Q4 24
Q3 24
Q2 24
Stockholders' Equity
FULT
FULT
SAIL
SAIL
Q1 26
$3.5B
Q4 25
$3.5B
$6.8B
Q3 25
$3.4B
$6.8B
Q2 25
$3.3B
$6.8B
Q1 25
$3.3B
$-5.6B
Q4 24
$3.2B
Q3 24
$3.2B
$-701.3M
Q2 24
$3.1B
$-622.5M
Total Assets
FULT
FULT
SAIL
SAIL
Q1 26
$32.2B
Q4 25
$32.1B
$7.5B
Q3 25
$32.0B
$7.4B
Q2 25
$32.0B
$7.4B
Q1 25
$32.1B
$7.4B
Q4 24
$32.1B
Q3 24
$32.2B
Q2 24
$31.8B
Debt / Equity
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FULT
FULT
SAIL
SAIL
Operating Cash FlowLast quarter
$53.6M
Free Cash FlowOCF − Capex
$52.5M
FCF MarginFCF / Revenue
18.6%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
$304.5M
$53.6M
Q3 25
$116.1M
$49.9M
Q2 25
$91.7M
$-96.8M
Q1 25
$703.0K
Q4 24
$416.6M
Q3 24
$-22.0M
Q2 24
$157.8M
$-55.4M
Free Cash Flow
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
$52.5M
Q3 25
$49.0M
Q2 25
$-99.0M
Q1 25
Q4 24
Q3 24
Q2 24
$-56.0M
FCF Margin
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
18.6%
Q3 25
18.5%
Q2 25
-43.0%
Q1 25
Q4 24
Q3 24
Q2 24
-29.8%
Capex Intensity
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
0.4%
Q3 25
0.4%
Q2 25
1.0%
Q1 25
Q4 24
Q3 24
Q2 24
0.3%
Cash Conversion
FULT
FULT
SAIL
SAIL
Q1 26
Q4 25
3.08×
Q3 25
1.16×
Q2 25
0.92×
Q1 25
0.01×
Q4 24
6.07×
Q3 24
-0.35×
Q2 24
1.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FULT
FULT

Segment breakdown not available.

SAIL
SAIL

Software As A Service Saa S$156.0M55%
Term Subscriptions Services$65.1M23%
Maintenance$38.0M13%
Other$15.7M6%
Other Subscription Services$7.1M3%

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