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Side-by-side financial comparison of FULTON FINANCIAL CORP (FULT) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
FULTON FINANCIAL CORP is the larger business by last-quarter revenue ($336.2M vs $220.8M, roughly 1.5× UNIVERSAL TECHNICAL INSTITUTE INC). FULTON FINANCIAL CORP runs the higher net margin — 28.2% vs 5.8%, a 22.4% gap on every dollar of revenue. On growth, UNIVERSAL TECHNICAL INSTITUTE INC posted the faster year-over-year revenue change (9.6% vs 4.2%). Over the past eight quarters, UNIVERSAL TECHNICAL INSTITUTE INC's revenue compounded faster (9.5% CAGR vs 0.2%).
Fulton Financial Corporation is an American regional financial services holding company, headquartered in Lancaster, Pennsylvania.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
FULT vs UTI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $336.2M | $220.8M |
| Net Profit | $94.8M | $12.8M |
| Gross Margin | — | — |
| Operating Margin | — | 7.1% |
| Net Margin | 28.2% | 5.8% |
| Revenue YoY | 4.2% | 9.6% |
| Net Profit YoY | 1.9% | -42.1% |
| EPS (diluted) | $0.55 | $0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $336.2M | — | ||
| Q4 25 | $336.0M | $220.8M | ||
| Q3 25 | $334.6M | $222.4M | ||
| Q2 25 | $324.1M | $204.3M | ||
| Q1 25 | $318.4M | $207.4M | ||
| Q4 24 | $319.6M | $201.4M | ||
| Q3 24 | $317.7M | $196.4M | ||
| Q2 24 | $334.7M | $177.5M |
| Q1 26 | $94.8M | — | ||
| Q4 25 | $99.0M | $12.8M | ||
| Q3 25 | $100.5M | $18.8M | ||
| Q2 25 | $99.2M | $10.7M | ||
| Q1 25 | $93.0M | $11.4M | ||
| Q4 24 | $68.6M | $22.2M | ||
| Q3 24 | $63.2M | $18.8M | ||
| Q2 24 | $95.0M | $5.0M |
| Q1 26 | — | — | ||
| Q4 25 | 35.7% | 7.1% | ||
| Q3 25 | 38.2% | 11.2% | ||
| Q2 25 | 37.8% | 6.9% | ||
| Q1 25 | 36.1% | 8.1% | ||
| Q4 24 | 27.0% | 13.6% | ||
| Q3 24 | 25.1% | 13.3% | ||
| Q2 24 | 30.8% | 4.2% |
| Q1 26 | 28.2% | — | ||
| Q4 25 | 29.5% | 5.8% | ||
| Q3 25 | 30.0% | 8.4% | ||
| Q2 25 | 30.6% | 5.2% | ||
| Q1 25 | 29.2% | 5.5% | ||
| Q4 24 | 21.5% | 11.0% | ||
| Q3 24 | 19.9% | 9.6% | ||
| Q2 24 | 28.4% | 2.8% |
| Q1 26 | $0.55 | — | ||
| Q4 25 | $0.53 | $0.23 | ||
| Q3 25 | $0.53 | $0.33 | ||
| Q2 25 | $0.53 | $0.19 | ||
| Q1 25 | $0.49 | $0.21 | ||
| Q4 24 | $0.36 | $0.40 | ||
| Q3 24 | $0.33 | $0.35 | ||
| Q2 24 | $0.52 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $162.8M |
| Total DebtLower is stronger | — | $101.4M |
| Stockholders' EquityBook value | $3.5B | $335.9M |
| Total Assets | $32.2B | $834.0M |
| Debt / EquityLower = less leverage | — | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $162.8M | ||
| Q3 25 | — | $169.1M | ||
| Q2 25 | — | $70.7M | ||
| Q1 25 | — | $96.0M | ||
| Q4 24 | — | $172.0M | ||
| Q3 24 | — | $161.9M | ||
| Q2 24 | — | $115.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $101.4M | ||
| Q3 25 | — | $87.1M | ||
| Q2 25 | — | $73.8M | ||
| Q1 25 | — | $94.4M | ||
| Q4 24 | — | $120.1M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $137.3M |
| Q1 26 | $3.5B | — | ||
| Q4 25 | $3.5B | $335.9M | ||
| Q3 25 | $3.4B | $328.1M | ||
| Q2 25 | $3.3B | $306.8M | ||
| Q1 25 | $3.3B | $293.9M | ||
| Q4 24 | $3.2B | $280.0M | ||
| Q3 24 | $3.2B | $260.2M | ||
| Q2 24 | $3.1B | $239.4M |
| Q1 26 | $32.2B | — | ||
| Q4 25 | $32.1B | $834.0M | ||
| Q3 25 | $32.0B | $826.1M | ||
| Q2 25 | $32.0B | $740.8M | ||
| Q1 25 | $32.1B | $720.4M | ||
| Q4 24 | $32.1B | $753.8M | ||
| Q3 24 | $32.2B | $744.6M | ||
| Q2 24 | $31.8B | $706.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.57× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $3.1M |
| Free Cash FlowOCF − Capex | — | $-19.2M |
| FCF MarginFCF / Revenue | — | -8.7% |
| Capex IntensityCapex / Revenue | — | 10.1% |
| Cash ConversionOCF / Net Profit | — | 0.24× |
| TTM Free Cash FlowTrailing 4 quarters | — | $16.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $304.5M | $3.1M | ||
| Q3 25 | $116.1M | $57.1M | ||
| Q2 25 | $91.7M | $18.1M | ||
| Q1 25 | $703.0K | $-789.0K | ||
| Q4 24 | $416.6M | $23.0M | ||
| Q3 24 | $-22.0M | $67.5M | ||
| Q2 24 | $157.8M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-19.2M | ||
| Q3 25 | — | $40.6M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $-11.7M | ||
| Q4 24 | — | $19.6M | ||
| Q3 24 | — | $60.0M | ||
| Q2 24 | — | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -8.7% | ||
| Q3 25 | — | 18.3% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -5.7% | ||
| Q4 24 | — | 9.7% | ||
| Q3 24 | — | 30.6% | ||
| Q2 24 | — | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 10.1% | ||
| Q3 25 | — | 7.4% | ||
| Q2 25 | — | 5.5% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 3.8% | ||
| Q2 24 | — | 4.0% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 0.24× | ||
| Q3 25 | 1.16× | 3.04× | ||
| Q2 25 | 0.92× | 1.69× | ||
| Q1 25 | 0.01× | -0.07× | ||
| Q4 24 | 6.07× | 1.04× | ||
| Q3 24 | -0.35× | 3.58× | ||
| Q2 24 | 1.66× | 2.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FULT
Segment breakdown not available.
UTI
| UTI | $142.8M | 65% |
| Concorde | $78.0M | 35% |
