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Side-by-side financial comparison of FIRST UNITED CORP (FUNC) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.

SANDRIDGE ENERGY INC is the larger business by last-quarter revenue ($39.4M vs $23.2M, roughly 1.7× FIRST UNITED CORP). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 24.9%, a 30.1% gap on every dollar of revenue. On growth, FIRST UNITED CORP posted the faster year-over-year revenue change (11.9% vs 1.1%). FIRST UNITED CORP produced more free cash flow last quarter ($15.4M vs $14.4M). Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs 11.5%).

United Breweries Holdings Limited (UBHL), also called UB Group, is the Indian subsidiary of Heineken N.V.. It is headquartered in UB City, Bangalore, Karnataka. Its core business includes beverages and investments in various sectors. The company markets beer under the Kingfisher brand, and owns various other brands of alcoholic beverages. United Breweries is India's largest producer of beer.

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

FUNC vs SD — Head-to-Head

Bigger by revenue
SD
SD
1.7× larger
SD
$39.4M
$23.2M
FUNC
Growing faster (revenue YoY)
FUNC
FUNC
+10.8% gap
FUNC
11.9%
1.1%
SD
Higher net margin
SD
SD
30.1% more per $
SD
54.9%
24.9%
FUNC
More free cash flow
FUNC
FUNC
$965.0K more FCF
FUNC
$15.4M
$14.4M
SD
Faster 2-yr revenue CAGR
SD
SD
Annualised
SD
14.1%
11.5%
FUNC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FUNC
FUNC
SD
SD
Revenue
$23.2M
$39.4M
Net Profit
$5.8M
$21.6M
Gross Margin
Operating Margin
32.9%
38.5%
Net Margin
24.9%
54.9%
Revenue YoY
11.9%
1.1%
Net Profit YoY
-6.6%
23.1%
EPS (diluted)
$0.89
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FUNC
FUNC
SD
SD
Q4 25
$23.2M
$39.4M
Q3 25
$22.7M
$39.8M
Q2 25
$21.8M
$34.5M
Q1 25
$20.9M
$42.6M
Q4 24
$20.8M
$39.0M
Q3 24
$20.3M
$30.1M
Q2 24
$20.1M
$26.0M
Q1 24
$18.7M
$30.3M
Net Profit
FUNC
FUNC
SD
SD
Q4 25
$5.8M
$21.6M
Q3 25
$6.9M
$16.0M
Q2 25
$6.0M
$19.6M
Q1 25
$5.8M
$13.0M
Q4 24
$6.2M
$17.6M
Q3 24
$5.8M
$25.5M
Q2 24
$4.9M
$8.8M
Q1 24
$3.7M
$11.1M
Operating Margin
FUNC
FUNC
SD
SD
Q4 25
32.9%
38.5%
Q3 25
40.6%
37.8%
Q2 25
36.5%
53.7%
Q1 25
36.8%
28.6%
Q4 24
39.2%
25.9%
Q3 24
38.0%
28.3%
Q2 24
32.5%
23.9%
Q1 24
26.0%
27.8%
Net Margin
FUNC
FUNC
SD
SD
Q4 25
24.9%
54.9%
Q3 25
30.6%
40.1%
Q2 25
27.5%
56.6%
Q1 25
27.7%
30.6%
Q4 24
29.8%
45.1%
Q3 24
28.5%
84.8%
Q2 24
24.5%
33.9%
Q1 24
19.8%
36.7%
EPS (diluted)
FUNC
FUNC
SD
SD
Q4 25
$0.89
$0.59
Q3 25
$1.07
$0.43
Q2 25
$0.92
$0.53
Q1 25
$0.89
$0.35
Q4 24
$0.95
$0.46
Q3 24
$0.89
$0.69
Q2 24
$0.75
$0.24
Q1 24
$0.56
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FUNC
FUNC
SD
SD
Cash + ST InvestmentsLiquidity on hand
$131.6M
$111.0M
Total DebtLower is stronger
$95.9M
Stockholders' EquityBook value
$203.6M
$510.9M
Total Assets
$2.1B
$644.0M
Debt / EquityLower = less leverage
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FUNC
FUNC
SD
SD
Q4 25
$131.6M
$111.0M
Q3 25
$95.2M
$101.2M
Q2 25
$79.1M
$102.8M
Q1 25
$84.4M
$99.7M
Q4 24
$78.3M
$98.1M
Q3 24
$62.4M
$92.7M
Q2 24
$45.1M
$209.9M
Q1 24
$86.9M
$207.0M
Total Debt
FUNC
FUNC
SD
SD
Q4 25
$95.9M
Q3 25
$95.9M
Q2 25
$120.9M
Q1 25
$120.9M
Q4 24
$120.9M
Q3 24
$120.9M
Q2 24
$70.9M
Q1 24
$70.9M
Stockholders' Equity
FUNC
FUNC
SD
SD
Q4 25
$203.6M
$510.9M
Q3 25
$199.1M
$492.4M
Q2 25
$191.1M
$480.2M
Q1 25
$183.7M
$464.9M
Q4 24
$179.3M
$460.5M
Q3 24
$174.0M
$446.8M
Q2 24
$164.2M
$424.8M
Q1 24
$165.5M
$419.7M
Total Assets
FUNC
FUNC
SD
SD
Q4 25
$2.1B
$644.0M
Q3 25
$2.0B
$619.0M
Q2 25
$2.0B
$602.3M
Q1 25
$2.0B
$588.3M
Q4 24
$2.0B
$581.5M
Q3 24
$1.9B
$565.2M
Q2 24
$1.9B
$529.6M
Q1 24
$1.9B
$527.4M
Debt / Equity
FUNC
FUNC
SD
SD
Q4 25
0.47×
Q3 25
0.48×
Q2 25
0.63×
Q1 25
0.66×
Q4 24
0.67×
Q3 24
0.70×
Q2 24
0.43×
Q1 24
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FUNC
FUNC
SD
SD
Operating Cash FlowLast quarter
$19.4M
$31.7M
Free Cash FlowOCF − Capex
$15.4M
$14.4M
FCF MarginFCF / Revenue
66.3%
36.6%
Capex IntensityCapex / Revenue
17.1%
43.8%
Cash ConversionOCF / Net Profit
3.35×
1.46×
TTM Free Cash FlowTrailing 4 quarters
$22.7M
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FUNC
FUNC
SD
SD
Q4 25
$19.4M
$31.7M
Q3 25
$1.5M
$25.3M
Q2 25
$995.0K
$22.9M
Q1 25
$7.0M
$20.3M
Q4 24
$22.3M
$26.0M
Q3 24
$2.3M
$20.8M
Q2 24
$7.2M
$11.4M
Q1 24
$3.6M
$15.7M
Free Cash Flow
FUNC
FUNC
SD
SD
Q4 25
$15.4M
$14.4M
Q3 25
$168.0K
$5.9M
Q2 25
$706.0K
$7.3M
Q1 25
$6.4M
$13.9M
Q4 24
$20.4M
$13.2M
Q3 24
$588.0K
$10.8M
Q2 24
$7.0M
$9.0M
Q1 24
$3.5M
$14.6M
FCF Margin
FUNC
FUNC
SD
SD
Q4 25
66.3%
36.6%
Q3 25
0.7%
14.9%
Q2 25
3.2%
21.0%
Q1 25
30.5%
32.7%
Q4 24
98.1%
33.8%
Q3 24
2.9%
36.1%
Q2 24
35.1%
34.5%
Q1 24
18.9%
48.1%
Capex Intensity
FUNC
FUNC
SD
SD
Q4 25
17.1%
43.8%
Q3 25
5.9%
48.6%
Q2 25
1.3%
45.2%
Q1 25
2.8%
15.0%
Q4 24
9.3%
32.9%
Q3 24
8.4%
33.3%
Q2 24
0.6%
9.4%
Q1 24
0.3%
3.7%
Cash Conversion
FUNC
FUNC
SD
SD
Q4 25
3.35×
1.46×
Q3 25
0.22×
1.58×
Q2 25
0.17×
1.17×
Q1 25
1.20×
1.56×
Q4 24
3.60×
1.48×
Q3 24
0.40×
0.82×
Q2 24
1.46×
1.30×
Q1 24
0.97×
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FUNC
FUNC

Trust Department$9.8M42%
Other$5.6M24%
Debit Card Income$4.1M17%
Service Charges$2.3M10%
Brokerage Commissions$1.4M6%

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

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