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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and HERC HOLDINGS INC (HRI). Click either name above to swap in a different company.

HERC HOLDINGS INC is the larger business by last-quarter revenue ($30.1M vs $16.9M, roughly 1.8× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 629.3%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-14.3M).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Herc Holdings Inc. is a leading North American equipment rental service provider. It offers rental assets including heavy construction machinery, power tools, temporary power and climate control systems, serving clients across construction, industrial, events, infrastructure and government segments, with operations across the U.S. and Canada.

FVCB vs HRI — Head-to-Head

Bigger by revenue
HRI
HRI
1.8× larger
HRI
$30.1M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+3748.3% gap
FVCB
4377.5%
629.3%
HRI
More free cash flow
FVCB
FVCB
$38.1M more FCF
FVCB
$23.8M
$-14.3M
HRI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FVCB
FVCB
HRI
HRI
Revenue
$16.9M
$30.1M
Net Profit
$-99.9M
Gross Margin
42.3%
Operating Margin
43.7%
-77.4%
Net Margin
-331.7%
Revenue YoY
4377.5%
629.3%
Net Profit YoY
-866.2%
EPS (diluted)
$0.31
$-0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
HRI
HRI
Q4 25
$16.9M
$30.1M
Q3 25
$416.0K
$10.1M
Q2 25
$15.8M
$6.3M
Q1 25
$382.0K
$4.2M
Q4 24
$378.0K
$4.1M
Q3 24
$412.0K
Q2 24
$415.0K
Q1 24
$359.0K
Net Profit
FVCB
FVCB
HRI
HRI
Q4 25
$-99.9M
Q3 25
$5.6M
$-7.5M
Q2 25
$5.7M
$-10.8M
Q1 25
$5.2M
$-14.1M
Q4 24
$-10.3M
Q3 24
$4.7M
Q2 24
$4.2M
Q1 24
$1.3M
Gross Margin
FVCB
FVCB
HRI
HRI
Q4 25
42.3%
Q3 25
25.8%
Q2 25
53.1%
Q1 25
35.0%
Q4 24
21.4%
Q3 24
Q2 24
Q1 24
Operating Margin
FVCB
FVCB
HRI
HRI
Q4 25
43.7%
-77.4%
Q3 25
-153.5%
Q2 25
45.9%
-147.4%
Q1 25
-242.7%
Q4 24
-206.3%
Q3 24
Q2 24
Q1 24
Net Margin
FVCB
FVCB
HRI
HRI
Q4 25
-331.7%
Q3 25
1341.1%
-74.1%
Q2 25
36.0%
-171.4%
Q1 25
1352.1%
-332.8%
Q4 24
-250.3%
Q3 24
1133.3%
Q2 24
1001.2%
Q1 24
373.3%
EPS (diluted)
FVCB
FVCB
HRI
HRI
Q4 25
$0.31
$-0.36
Q3 25
$0.31
$-0.03
Q2 25
$0.31
$-0.08
Q1 25
$0.28
$-0.15
Q4 24
$0.27
$-0.15
Q3 24
$0.25
Q2 24
$0.23
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
HRI
HRI
Cash + ST InvestmentsLiquidity on hand
$550.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$253.6M
$437.8M
Total Assets
$2.3B
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
HRI
HRI
Q4 25
$550.7M
Q3 25
$432.8M
Q2 25
$67.6M
Q1 25
Q4 24
$30.0M
Q3 24
Q2 24
Q1 24
Total Debt
FVCB
FVCB
HRI
HRI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$300.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FVCB
FVCB
HRI
HRI
Q4 25
$253.6M
$437.8M
Q3 25
$249.8M
$486.1M
Q2 25
$243.2M
$90.8M
Q1 25
$242.3M
$26.1M
Q4 24
$235.4M
$16.6M
Q3 24
$230.8M
Q2 24
$226.5M
Q1 24
$220.7M
Total Assets
FVCB
FVCB
HRI
HRI
Q4 25
$2.3B
$1.1B
Q3 25
$2.3B
$550.2M
Q2 25
$2.2B
$152.0M
Q1 25
$2.2B
$104.6M
Q4 24
$2.2B
$109.6M
Q3 24
$2.3B
Q2 24
$2.3B
Q1 24
$2.2B
Debt / Equity
FVCB
FVCB
HRI
HRI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.02×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
HRI
HRI
Operating Cash FlowLast quarter
$23.9M
$-12.7M
Free Cash FlowOCF − Capex
$23.8M
$-14.3M
FCF MarginFCF / Revenue
140.7%
-47.6%
Capex IntensityCapex / Revenue
0.3%
5.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M
$-40.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
HRI
HRI
Q4 25
$23.9M
$-12.7M
Q3 25
$7.6M
$-11.0M
Q2 25
$3.3M
$-8.4M
Q1 25
$5.4M
$-6.7M
Q4 24
$18.2M
$-8.1M
Q3 24
$4.7M
Q2 24
$1.6M
Q1 24
$7.2M
Free Cash Flow
FVCB
FVCB
HRI
HRI
Q4 25
$23.8M
$-14.3M
Q3 25
$7.6M
$-11.1M
Q2 25
$3.3M
$-8.5M
Q1 25
$5.4M
$-6.8M
Q4 24
$18.1M
$-8.1M
Q3 24
$4.6M
Q2 24
$1.5M
Q1 24
$7.1M
FCF Margin
FVCB
FVCB
HRI
HRI
Q4 25
140.7%
-47.6%
Q3 25
1818.0%
-110.2%
Q2 25
20.8%
-135.5%
Q1 25
1413.6%
-160.8%
Q4 24
4786.0%
-197.1%
Q3 24
1121.8%
Q2 24
361.2%
Q1 24
1988.3%
Capex Intensity
FVCB
FVCB
HRI
HRI
Q4 25
0.3%
5.3%
Q3 25
0.2%
1.7%
Q2 25
0.1%
1.5%
Q1 25
4.2%
4.0%
Q4 24
37.3%
0.7%
Q3 24
14.1%
Q2 24
12.8%
Q1 24
3.9%
Cash Conversion
FVCB
FVCB
HRI
HRI
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FVCB
FVCB

Segment breakdown not available.

HRI
HRI

Sales Of New Equipment$9.0M30%
Sales Of Parts And Supplies$8.0M27%
Other$7.1M24%
Serviceand Other Revenue$6.0M20%

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