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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Ispire Technology Inc. (ISPR). Click either name above to swap in a different company.

Ispire Technology Inc. is the larger business by last-quarter revenue ($20.3M vs $16.9M, roughly 1.2× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs -51.5%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-4.0M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs -17.8%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Ispire Technology Inc. is a global tech firm specializing in R&D, manufacturing and sales of advanced vaporization hardware and supporting consumables. It serves nicotine and legal cannabis consumer markets, operates two core segments of hardware and branded cannabis products, covers North America, Europe and Asia-Pacific, delivering compliant innovative vapor solutions for B2B partners and end users.

FVCB vs ISPR — Head-to-Head

Bigger by revenue
ISPR
ISPR
1.2× larger
ISPR
$20.3M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4429.0% gap
FVCB
4377.5%
-51.5%
ISPR
More free cash flow
FVCB
FVCB
$27.8M more FCF
FVCB
$23.8M
$-4.0M
ISPR
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
-17.8%
ISPR

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FVCB
FVCB
ISPR
ISPR
Revenue
$16.9M
$20.3M
Net Profit
$-6.6M
Gross Margin
17.1%
Operating Margin
43.7%
-33.9%
Net Margin
-32.5%
Revenue YoY
4377.5%
-51.5%
Net Profit YoY
17.4%
EPS (diluted)
$0.31
$-0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
ISPR
ISPR
Q4 25
$16.9M
$20.3M
Q3 25
$416.0K
$30.4M
Q2 25
$15.8M
$20.1M
Q1 25
$382.0K
$26.2M
Q4 24
$378.0K
$41.8M
Q3 24
$412.0K
$39.3M
Q2 24
$415.0K
$37.3M
Q1 24
$359.0K
$30.0M
Net Profit
FVCB
FVCB
ISPR
ISPR
Q4 25
$-6.6M
Q3 25
$5.6M
$-3.3M
Q2 25
$5.7M
$-14.8M
Q1 25
$5.2M
$-10.9M
Q4 24
$-8.0M
Q3 24
$4.7M
$-5.6M
Q2 24
$4.2M
$-3.5M
Q1 24
$1.3M
$-5.9M
Gross Margin
FVCB
FVCB
ISPR
ISPR
Q4 25
17.1%
Q3 25
17.0%
Q2 25
12.3%
Q1 25
18.2%
Q4 24
18.5%
Q3 24
19.5%
Q2 24
28.3%
Q1 24
20.4%
Operating Margin
FVCB
FVCB
ISPR
ISPR
Q4 25
43.7%
-33.9%
Q3 25
-8.9%
Q2 25
45.9%
-72.7%
Q1 25
-40.4%
Q4 24
-17.6%
Q3 24
-13.4%
Q2 24
-9.2%
Q1 24
-18.8%
Net Margin
FVCB
FVCB
ISPR
ISPR
Q4 25
-32.5%
Q3 25
1341.1%
-10.7%
Q2 25
36.0%
-73.4%
Q1 25
1352.1%
-41.5%
Q4 24
-19.1%
Q3 24
1133.3%
-14.2%
Q2 24
1001.2%
-9.4%
Q1 24
373.3%
-19.7%
EPS (diluted)
FVCB
FVCB
ISPR
ISPR
Q4 25
$0.31
$-0.12
Q3 25
$0.31
$-0.06
Q2 25
$0.31
$-0.26
Q1 25
$0.28
$-0.19
Q4 24
$0.27
$-0.14
Q3 24
$0.25
$-0.10
Q2 24
$0.23
$-0.07
Q1 24
$0.07
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
ISPR
ISPR
Cash + ST InvestmentsLiquidity on hand
$17.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$253.6M
$-7.7M
Total Assets
$2.3B
$84.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
ISPR
ISPR
Q4 25
$17.6M
Q3 25
$22.7M
Q2 25
$24.4M
Q1 25
$23.5M
Q4 24
$34.4M
Q3 24
$37.7M
Q2 24
$35.1M
Q1 24
$39.5M
Stockholders' Equity
FVCB
FVCB
ISPR
ISPR
Q4 25
$253.6M
$-7.7M
Q3 25
$249.8M
$-1.8M
Q2 25
$243.2M
$604.7K
Q1 25
$242.3M
$14.8M
Q4 24
$235.4M
$24.2M
Q3 24
$230.8M
$30.7M
Q2 24
$226.5M
$34.5M
Q1 24
$220.7M
$35.9M
Total Assets
FVCB
FVCB
ISPR
ISPR
Q4 25
$2.3B
$84.4M
Q3 25
$2.3B
$96.4M
Q2 25
$2.2B
$102.2M
Q1 25
$2.2B
$115.7M
Q4 24
$2.2B
$132.0M
Q3 24
$2.3B
$129.0M
Q2 24
$2.3B
$122.6M
Q1 24
$2.2B
$108.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
ISPR
ISPR
Operating Cash FlowLast quarter
$23.9M
$-4.0M
Free Cash FlowOCF − Capex
$23.8M
$-4.0M
FCF MarginFCF / Revenue
140.7%
-19.9%
Capex IntensityCapex / Revenue
0.3%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M
$-14.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
ISPR
ISPR
Q4 25
$23.9M
$-4.0M
Q3 25
$7.6M
$-1.2M
Q2 25
$3.3M
$4.7M
Q1 25
$5.4M
$-12.5M
Q4 24
$18.2M
$-3.2M
Q3 24
$4.7M
$3.6M
Q2 24
$1.6M
$-1.4M
Q1 24
$7.2M
$3.4M
Free Cash Flow
FVCB
FVCB
ISPR
ISPR
Q4 25
$23.8M
$-4.0M
Q3 25
$7.6M
$-1.2M
Q2 25
$3.3M
$3.7M
Q1 25
$5.4M
$-12.7M
Q4 24
$18.1M
$-3.2M
Q3 24
$4.6M
$3.3M
Q2 24
$1.5M
$-2.2M
Q1 24
$7.1M
$3.3M
FCF Margin
FVCB
FVCB
ISPR
ISPR
Q4 25
140.7%
-19.9%
Q3 25
1818.0%
-3.9%
Q2 25
20.8%
18.6%
Q1 25
1413.6%
-48.4%
Q4 24
4786.0%
-7.7%
Q3 24
1121.8%
8.5%
Q2 24
361.2%
-5.9%
Q1 24
1988.3%
10.9%
Capex Intensity
FVCB
FVCB
ISPR
ISPR
Q4 25
0.3%
0.3%
Q3 25
0.2%
0.0%
Q2 25
0.1%
4.8%
Q1 25
4.2%
0.7%
Q4 24
37.3%
0.1%
Q3 24
14.1%
0.7%
Q2 24
12.8%
2.0%
Q1 24
3.9%
0.3%
Cash Conversion
FVCB
FVCB
ISPR
ISPR
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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