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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Medirom Healthcare Technologies Inc. (MRM). Click either name above to swap in a different company.

Medirom Healthcare Technologies Inc. is the larger business by last-quarter revenue ($21.1M vs $16.9M, roughly 1.2× FVCBankcorp, Inc.). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-2.4K).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Medirom Healthcare Technologies Inc. develops and delivers integrated digital health and remote patient monitoring solutions targeted at chronic disease management, post-operative care, and senior health support. It serves healthcare providers, insurance payers, and institutional care partners across key markets in North America and the Asia-Pacific region, prioritizing accessible, data-driven care to improve patient outcomes.

FVCB vs MRM — Head-to-Head

Bigger by revenue
MRM
MRM
1.2× larger
MRM
$21.1M
$16.9M
FVCB
More free cash flow
FVCB
FVCB
$23.8M more FCF
FVCB
$23.8M
$-2.4K
MRM

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
FVCB
FVCB
MRM
MRM
Revenue
$16.9M
$21.1M
Net Profit
$-4.5M
Gross Margin
10.8%
Operating Margin
43.7%
-28.5%
Net Margin
-21.3%
Revenue YoY
4377.5%
Net Profit YoY
EPS (diluted)
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
MRM
MRM
Q4 25
$16.9M
Q3 25
$416.0K
Q2 25
$15.8M
$21.1M
Q1 25
$382.0K
Q4 24
$378.0K
Q3 24
$412.0K
Q2 24
$415.0K
Q1 24
$359.0K
Net Profit
FVCB
FVCB
MRM
MRM
Q4 25
Q3 25
$5.6M
Q2 25
$5.7M
$-4.5M
Q1 25
$5.2M
Q4 24
Q3 24
$4.7M
Q2 24
$4.2M
Q1 24
$1.3M
Gross Margin
FVCB
FVCB
MRM
MRM
Q4 25
Q3 25
Q2 25
10.8%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FVCB
FVCB
MRM
MRM
Q4 25
43.7%
Q3 25
Q2 25
45.9%
-28.5%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Net Margin
FVCB
FVCB
MRM
MRM
Q4 25
Q3 25
1341.1%
Q2 25
36.0%
-21.3%
Q1 25
1352.1%
Q4 24
Q3 24
1133.3%
Q2 24
1001.2%
Q1 24
373.3%
EPS (diluted)
FVCB
FVCB
MRM
MRM
Q4 25
$0.31
Q3 25
$0.31
Q2 25
$0.31
Q1 25
$0.28
Q4 24
$0.27
Q3 24
$0.25
Q2 24
$0.23
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
MRM
MRM
Cash + ST InvestmentsLiquidity on hand
$252.3K
Total DebtLower is stronger
$8.8M
Stockholders' EquityBook value
$253.6M
$1.6M
Total Assets
$2.3B
$52.0M
Debt / EquityLower = less leverage
5.55×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
MRM
MRM
Q4 25
Q3 25
Q2 25
$252.3K
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
FVCB
FVCB
MRM
MRM
Q4 25
Q3 25
Q2 25
$8.8M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FVCB
FVCB
MRM
MRM
Q4 25
$253.6M
Q3 25
$249.8M
Q2 25
$243.2M
$1.6M
Q1 25
$242.3M
Q4 24
$235.4M
Q3 24
$230.8M
Q2 24
$226.5M
Q1 24
$220.7M
Total Assets
FVCB
FVCB
MRM
MRM
Q4 25
$2.3B
Q3 25
$2.3B
Q2 25
$2.2B
$52.0M
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.3B
Q2 24
$2.3B
Q1 24
$2.2B
Debt / Equity
FVCB
FVCB
MRM
MRM
Q4 25
Q3 25
Q2 25
5.55×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
MRM
MRM
Operating Cash FlowLast quarter
$23.9M
$-2.3K
Free Cash FlowOCF − Capex
$23.8M
$-2.4K
FCF MarginFCF / Revenue
140.7%
-0.0%
Capex IntensityCapex / Revenue
0.3%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
MRM
MRM
Q4 25
$23.9M
Q3 25
$7.6M
Q2 25
$3.3M
$-2.3K
Q1 25
$5.4M
Q4 24
$18.2M
Q3 24
$4.7M
Q2 24
$1.6M
Q1 24
$7.2M
Free Cash Flow
FVCB
FVCB
MRM
MRM
Q4 25
$23.8M
Q3 25
$7.6M
Q2 25
$3.3M
$-2.4K
Q1 25
$5.4M
Q4 24
$18.1M
Q3 24
$4.6M
Q2 24
$1.5M
Q1 24
$7.1M
FCF Margin
FVCB
FVCB
MRM
MRM
Q4 25
140.7%
Q3 25
1818.0%
Q2 25
20.8%
-0.0%
Q1 25
1413.6%
Q4 24
4786.0%
Q3 24
1121.8%
Q2 24
361.2%
Q1 24
1988.3%
Capex Intensity
FVCB
FVCB
MRM
MRM
Q4 25
0.3%
Q3 25
0.2%
Q2 25
0.1%
0.0%
Q1 25
4.2%
Q4 24
37.3%
Q3 24
14.1%
Q2 24
12.8%
Q1 24
3.9%
Cash Conversion
FVCB
FVCB
MRM
MRM
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FVCB
FVCB

Segment breakdown not available.

MRM
MRM

Professional services expense$20.0M95%
Other$1.1M5%

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