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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC). Click either name above to swap in a different company.

NORTHERN TECHNOLOGIES INTERNATIONAL CORP is the larger business by last-quarter revenue ($23.3M vs $16.9M, roughly 1.4× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 9.2%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-479.7K). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 5.8%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.

FVCB vs NTIC — Head-to-Head

Bigger by revenue
NTIC
NTIC
1.4× larger
NTIC
$23.3M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4368.3% gap
FVCB
4377.5%
9.2%
NTIC
More free cash flow
FVCB
FVCB
$24.3M more FCF
FVCB
$23.8M
$-479.7K
NTIC
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
5.8%
NTIC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FVCB
FVCB
NTIC
NTIC
Revenue
$16.9M
$23.3M
Net Profit
$237.8K
Gross Margin
36.0%
Operating Margin
43.7%
4.0%
Net Margin
1.0%
Revenue YoY
4377.5%
9.2%
Net Profit YoY
-57.6%
EPS (diluted)
$0.31
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
NTIC
NTIC
Q4 25
$16.9M
$23.3M
Q3 25
$416.0K
$22.3M
Q2 25
$15.8M
$21.5M
Q1 25
$382.0K
$19.1M
Q4 24
$378.0K
$21.3M
Q3 24
$412.0K
$23.3M
Q2 24
$415.0K
$20.7M
Q1 24
$359.0K
$20.8M
Net Profit
FVCB
FVCB
NTIC
NTIC
Q4 25
$237.8K
Q3 25
$5.6M
$-1.1M
Q2 25
$5.7M
$121.8K
Q1 25
$5.2M
$434.3K
Q4 24
$561.1K
Q3 24
$4.7M
$1.8M
Q2 24
$4.2M
$976.6K
Q1 24
$1.3M
$1.7M
Gross Margin
FVCB
FVCB
NTIC
NTIC
Q4 25
36.0%
Q3 25
37.9%
Q2 25
38.4%
Q1 25
35.6%
Q4 24
38.3%
Q3 24
43.8%
Q2 24
38.2%
Q1 24
40.0%
Operating Margin
FVCB
FVCB
NTIC
NTIC
Q4 25
43.7%
4.0%
Q3 25
4.2%
Q2 25
45.9%
4.0%
Q1 25
-1.7%
Q4 24
5.2%
Q3 24
11.8%
Q2 24
7.4%
Q1 24
10.6%
Net Margin
FVCB
FVCB
NTIC
NTIC
Q4 25
1.0%
Q3 25
1341.1%
-4.9%
Q2 25
36.0%
0.6%
Q1 25
1352.1%
2.3%
Q4 24
2.6%
Q3 24
1133.3%
7.9%
Q2 24
1001.2%
4.7%
Q1 24
373.3%
8.2%
EPS (diluted)
FVCB
FVCB
NTIC
NTIC
Q4 25
$0.31
$0.03
Q3 25
$0.31
$-0.11
Q2 25
$0.31
$0.01
Q1 25
$0.28
$0.04
Q4 24
$0.27
$0.06
Q3 24
$0.25
$0.19
Q2 24
$0.23
$0.10
Q1 24
$0.07
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
NTIC
NTIC
Cash + ST InvestmentsLiquidity on hand
$6.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$253.6M
$72.4M
Total Assets
$2.3B
$104.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
NTIC
NTIC
Q4 25
$6.4M
Q3 25
$7.3M
Q2 25
$6.8M
Q1 25
$5.1M
Q4 24
$5.6M
Q3 24
$5.0M
Q2 24
$5.8M
Q1 24
$4.8M
Stockholders' Equity
FVCB
FVCB
NTIC
NTIC
Q4 25
$253.6M
$72.4M
Q3 25
$249.8M
$72.1M
Q2 25
$243.2M
$72.4M
Q1 25
$242.3M
$69.7M
Q4 24
$235.4M
$70.2M
Q3 24
$230.8M
$71.2M
Q2 24
$226.5M
$68.9M
Q1 24
$220.7M
$68.4M
Total Assets
FVCB
FVCB
NTIC
NTIC
Q4 25
$2.3B
$104.0M
Q3 25
$2.3B
$102.7M
Q2 25
$2.2B
$99.3M
Q1 25
$2.2B
$93.7M
Q4 24
$2.2B
$94.0M
Q3 24
$2.3B
$94.7M
Q2 24
$2.3B
$89.3M
Q1 24
$2.2B
$87.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
NTIC
NTIC
Operating Cash FlowLast quarter
$23.9M
$341.9K
Free Cash FlowOCF − Capex
$23.8M
$-479.7K
FCF MarginFCF / Revenue
140.7%
-2.1%
Capex IntensityCapex / Revenue
0.3%
3.5%
Cash ConversionOCF / Net Profit
1.44×
TTM Free Cash FlowTrailing 4 quarters
$40.0M
$-1.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
NTIC
NTIC
Q4 25
$23.9M
$341.9K
Q3 25
$7.6M
$-1.4M
Q2 25
$3.3M
$609.7K
Q1 25
$5.4M
$803.7K
Q4 24
$18.2M
$2.4M
Q3 24
$4.7M
Q2 24
$1.6M
$1.9M
Q1 24
$7.2M
Free Cash Flow
FVCB
FVCB
NTIC
NTIC
Q4 25
$23.8M
$-479.7K
Q3 25
$7.6M
$-1.4M
Q2 25
$3.3M
$-171.2K
Q1 25
$5.4M
$293.1K
Q4 24
$18.1M
$1.2M
Q3 24
$4.6M
Q2 24
$1.5M
$869.4K
Q1 24
$7.1M
FCF Margin
FVCB
FVCB
NTIC
NTIC
Q4 25
140.7%
-2.1%
Q3 25
1818.0%
-6.3%
Q2 25
20.8%
-0.8%
Q1 25
1413.6%
1.5%
Q4 24
4786.0%
5.5%
Q3 24
1121.8%
Q2 24
361.2%
4.2%
Q1 24
1988.3%
Capex Intensity
FVCB
FVCB
NTIC
NTIC
Q4 25
0.3%
3.5%
Q3 25
0.2%
0.2%
Q2 25
0.1%
3.6%
Q1 25
4.2%
2.7%
Q4 24
37.3%
5.7%
Q3 24
14.1%
Q2 24
12.8%
5.2%
Q1 24
3.9%
Cash Conversion
FVCB
FVCB
NTIC
NTIC
Q4 25
1.44×
Q3 25
1.36×
Q2 25
0.58×
5.01×
Q1 25
1.05×
1.85×
Q4 24
4.27×
Q3 24
1.00×
Q2 24
0.37×
1.99×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FVCB
FVCB

Segment breakdown not available.

NTIC
NTIC

Inside The USA To Unaffiliated Customers$7.5M32%
Natur Tec$6.0M26%
Acobal$3.6M15%
Other$2.7M12%
BR$2.1M9%
Zerust OY$1.4M6%

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