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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and NextPlat Corp (NXPL). Click either name above to swap in a different company.

FVCBankcorp, Inc. is the larger business by last-quarter revenue ($16.9M vs $12.8M, roughly 1.3× NextPlat Corp). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs -21.1%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-339.0K). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs -14.4%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

FVCB vs NXPL — Head-to-Head

Bigger by revenue
FVCB
FVCB
1.3× larger
FVCB
$16.9M
$12.8M
NXPL
Growing faster (revenue YoY)
FVCB
FVCB
+4398.6% gap
FVCB
4377.5%
-21.1%
NXPL
More free cash flow
FVCB
FVCB
$24.2M more FCF
FVCB
$23.8M
$-339.0K
NXPL
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
-14.4%
NXPL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FVCB
FVCB
NXPL
NXPL
Revenue
$16.9M
$12.8M
Net Profit
$-5.1M
Gross Margin
14.3%
Operating Margin
43.7%
-28.9%
Net Margin
-40.2%
Revenue YoY
4377.5%
-21.1%
Net Profit YoY
-70.6%
EPS (diluted)
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
NXPL
NXPL
Q4 25
$16.9M
$12.8M
Q3 25
$416.0K
$13.8M
Q2 25
$15.8M
$13.2M
Q1 25
$382.0K
$14.5M
Q4 24
$378.0K
$16.2M
Q3 24
$412.0K
$15.4M
Q2 24
$415.0K
$17.0M
Q1 24
$359.0K
$17.5M
Net Profit
FVCB
FVCB
NXPL
NXPL
Q4 25
$-5.1M
Q3 25
$5.6M
$-2.2M
Q2 25
$5.7M
$-1.8M
Q1 25
$5.2M
$-1.3M
Q4 24
$-3.0M
Q3 24
$4.7M
$-4.2M
Q2 24
$4.2M
$-5.3M
Q1 24
$1.3M
$-1.5M
Gross Margin
FVCB
FVCB
NXPL
NXPL
Q4 25
14.3%
Q3 25
19.9%
Q2 25
21.8%
Q1 25
23.8%
Q4 24
16.8%
Q3 24
23.2%
Q2 24
34.5%
Q1 24
27.8%
Operating Margin
FVCB
FVCB
NXPL
NXPL
Q4 25
43.7%
-28.9%
Q3 25
-14.5%
Q2 25
45.9%
-13.8%
Q1 25
-10.2%
Q4 24
-14.1%
Q3 24
-52.1%
Q2 24
-64.1%
Q1 24
-10.5%
Net Margin
FVCB
FVCB
NXPL
NXPL
Q4 25
-40.2%
Q3 25
1341.1%
-15.9%
Q2 25
36.0%
-13.5%
Q1 25
1352.1%
-9.2%
Q4 24
-18.6%
Q3 24
1133.3%
-27.4%
Q2 24
1001.2%
-31.3%
Q1 24
373.3%
-8.5%
EPS (diluted)
FVCB
FVCB
NXPL
NXPL
Q4 25
$0.31
Q3 25
$0.31
Q2 25
$0.31
Q1 25
$0.28
$-0.05
Q4 24
$0.27
Q3 24
$0.25
$-0.22
Q2 24
$0.23
Q1 24
$0.07
$-0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
NXPL
NXPL
Cash + ST InvestmentsLiquidity on hand
$13.7M
Total DebtLower is stronger
$1.3M
Stockholders' EquityBook value
$253.6M
$17.3M
Total Assets
$2.3B
$27.5M
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
NXPL
NXPL
Q4 25
$13.7M
Q3 25
$13.9M
Q2 25
$16.6M
Q1 25
$17.7M
Q4 24
$20.0M
Q3 24
$20.4M
Q2 24
$24.9M
Q1 24
$23.5M
Total Debt
FVCB
FVCB
NXPL
NXPL
Q4 25
$1.3M
Q3 25
$1.2M
Q2 25
$1.2M
Q1 25
$1.3M
Q4 24
$1.4M
Q3 24
$1.5M
Q2 24
$1.3M
Q1 24
$1.4M
Stockholders' Equity
FVCB
FVCB
NXPL
NXPL
Q4 25
$253.6M
$17.3M
Q3 25
$249.8M
$21.4M
Q2 25
$243.2M
$23.5M
Q1 25
$242.3M
$25.3M
Q4 24
$235.4M
$27.3M
Q3 24
$230.8M
$22.5M
Q2 24
$226.5M
$26.5M
Q1 24
$220.7M
$31.2M
Total Assets
FVCB
FVCB
NXPL
NXPL
Q4 25
$2.3B
$27.5M
Q3 25
$2.3B
$30.0M
Q2 25
$2.2B
$31.0M
Q1 25
$2.2B
$35.2M
Q4 24
$2.2B
$37.1M
Q3 24
$2.3B
$41.1M
Q2 24
$2.3B
$51.5M
Q1 24
$2.2B
$65.1M
Debt / Equity
FVCB
FVCB
NXPL
NXPL
Q4 25
0.07×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.07×
Q2 24
0.05×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
NXPL
NXPL
Operating Cash FlowLast quarter
$23.9M
$-302.0K
Free Cash FlowOCF − Capex
$23.8M
$-339.0K
FCF MarginFCF / Revenue
140.7%
-2.6%
Capex IntensityCapex / Revenue
0.3%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
NXPL
NXPL
Q4 25
$23.9M
$-302.0K
Q3 25
$7.6M
$-2.7M
Q2 25
$3.3M
$-1.0M
Q1 25
$5.4M
$-2.1M
Q4 24
$18.2M
$-476.0K
Q3 24
$4.7M
$-4.6M
Q2 24
$1.6M
$2.3M
Q1 24
$7.2M
$-2.7M
Free Cash Flow
FVCB
FVCB
NXPL
NXPL
Q4 25
$23.8M
$-339.0K
Q3 25
$7.6M
Q2 25
$3.3M
$-1.1M
Q1 25
$5.4M
$-2.1M
Q4 24
$18.1M
$-508.0K
Q3 24
$4.6M
$-4.7M
Q2 24
$1.5M
$2.2M
Q1 24
$7.1M
$-2.7M
FCF Margin
FVCB
FVCB
NXPL
NXPL
Q4 25
140.7%
-2.6%
Q3 25
1818.0%
Q2 25
20.8%
-8.0%
Q1 25
1413.6%
-14.3%
Q4 24
4786.0%
-3.1%
Q3 24
1121.8%
-30.6%
Q2 24
361.2%
13.2%
Q1 24
1988.3%
-15.7%
Capex Intensity
FVCB
FVCB
NXPL
NXPL
Q4 25
0.3%
0.3%
Q3 25
0.2%
0.0%
Q2 25
0.1%
0.1%
Q1 25
4.2%
0.2%
Q4 24
37.3%
0.2%
Q3 24
14.1%
0.6%
Q2 24
12.8%
0.4%
Q1 24
3.9%
0.4%
Cash Conversion
FVCB
FVCB
NXPL
NXPL
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FVCB
FVCB

Segment breakdown not available.

NXPL
NXPL

Healthcare Operations$9.0M70%
Ecommerce Revenue$3.8M30%

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