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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and OCULAR THERAPEUTIX, INC (OCUL). Click either name above to swap in a different company.

FVCBankcorp, Inc. is the larger business by last-quarter revenue ($16.9M vs $13.3M, roughly 1.3× OCULAR THERAPEUTIX, INC). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs -22.4%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-57.1M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs -5.3%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Ocular Therapeutix, Inc. is a biopharmaceutical firm specializing in developing and commercializing innovative ophthalmic therapies. Its products treat acute and chronic eye conditions including post-surgical pain, glaucoma, and dry eye, serving patients and ophthalmology providers primarily across the U.S. and select global markets.

FVCB vs OCUL — Head-to-Head

Bigger by revenue
FVCB
FVCB
1.3× larger
FVCB
$16.9M
$13.3M
OCUL
Growing faster (revenue YoY)
FVCB
FVCB
+4400.0% gap
FVCB
4377.5%
-22.4%
OCUL
More free cash flow
FVCB
FVCB
$80.9M more FCF
FVCB
$23.8M
$-57.1M
OCUL
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
-5.3%
OCUL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FVCB
FVCB
OCUL
OCUL
Revenue
$16.9M
$13.3M
Net Profit
$-64.7M
Gross Margin
88.0%
Operating Margin
43.7%
-526.5%
Net Margin
-488.0%
Revenue YoY
4377.5%
-22.4%
Net Profit YoY
-33.6%
EPS (diluted)
$0.31
$-0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
OCUL
OCUL
Q4 25
$16.9M
$13.3M
Q3 25
$416.0K
$14.5M
Q2 25
$15.8M
$13.5M
Q1 25
$382.0K
$10.7M
Q4 24
$378.0K
$17.1M
Q3 24
$412.0K
$15.4M
Q2 24
$415.0K
$16.4M
Q1 24
$359.0K
$14.8M
Net Profit
FVCB
FVCB
OCUL
OCUL
Q4 25
$-64.7M
Q3 25
$5.6M
$-69.4M
Q2 25
$5.7M
$-67.8M
Q1 25
$5.2M
$-64.1M
Q4 24
$-48.4M
Q3 24
$4.7M
$-36.5M
Q2 24
$4.2M
$-43.8M
Q1 24
$1.3M
$-64.8M
Gross Margin
FVCB
FVCB
OCUL
OCUL
Q4 25
88.0%
Q3 25
87.8%
Q2 25
85.6%
Q1 25
88.2%
Q4 24
92.8%
Q3 24
89.9%
Q2 24
90.8%
Q1 24
91.0%
Operating Margin
FVCB
FVCB
OCUL
OCUL
Q4 25
43.7%
-526.5%
Q3 25
-472.3%
Q2 25
45.9%
-502.6%
Q1 25
-597.5%
Q4 24
-296.1%
Q3 24
-298.2%
Q2 24
-265.1%
Q1 24
-214.0%
Net Margin
FVCB
FVCB
OCUL
OCUL
Q4 25
-488.0%
Q3 25
1341.1%
-477.3%
Q2 25
36.0%
-503.9%
Q1 25
1352.1%
-598.7%
Q4 24
-283.3%
Q3 24
1133.3%
-236.6%
Q2 24
1001.2%
-266.3%
Q1 24
373.3%
-438.9%
EPS (diluted)
FVCB
FVCB
OCUL
OCUL
Q4 25
$0.31
$-0.27
Q3 25
$0.31
$-0.38
Q2 25
$0.31
$-0.39
Q1 25
$0.28
$-0.38
Q4 24
$0.27
$-0.25
Q3 24
$0.25
$-0.22
Q2 24
$0.23
$-0.26
Q1 24
$0.07
$-0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
OCUL
OCUL
Cash + ST InvestmentsLiquidity on hand
$737.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$253.6M
$654.3M
Total Assets
$2.3B
$808.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
OCUL
OCUL
Q4 25
$737.1M
Q3 25
$344.8M
Q2 25
$391.1M
Q1 25
$349.7M
Q4 24
$392.1M
Q3 24
$427.2M
Q2 24
$459.7M
Q1 24
$482.9M
Stockholders' Equity
FVCB
FVCB
OCUL
OCUL
Q4 25
$253.6M
$654.3M
Q3 25
$249.8M
$258.2M
Q2 25
$243.2M
$305.9M
Q1 25
$242.3M
$265.9M
Q4 24
$235.4M
$315.3M
Q3 24
$230.8M
$352.0M
Q2 24
$226.5M
$377.7M
Q1 24
$220.7M
$408.0M
Total Assets
FVCB
FVCB
OCUL
OCUL
Q4 25
$2.3B
$808.1M
Q3 25
$2.3B
$410.9M
Q2 25
$2.2B
$451.3M
Q1 25
$2.2B
$405.9M
Q4 24
$2.2B
$457.9M
Q3 24
$2.3B
$490.4M
Q2 24
$2.3B
$517.1M
Q1 24
$2.2B
$538.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
OCUL
OCUL
Operating Cash FlowLast quarter
$23.9M
$-54.2M
Free Cash FlowOCF − Capex
$23.8M
$-57.1M
FCF MarginFCF / Revenue
140.7%
-430.9%
Capex IntensityCapex / Revenue
0.3%
21.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M
$-216.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
OCUL
OCUL
Q4 25
$23.9M
$-54.2M
Q3 25
$7.6M
$-50.7M
Q2 25
$3.3M
$-55.2M
Q1 25
$5.4M
$-44.7M
Q4 24
$18.2M
$-39.4M
Q3 24
$4.7M
$-36.6M
Q2 24
$1.6M
$-24.8M
Q1 24
$7.2M
$-33.9M
Free Cash Flow
FVCB
FVCB
OCUL
OCUL
Q4 25
$23.8M
$-57.1M
Q3 25
$7.6M
$-56.7M
Q2 25
$3.3M
$-56.5M
Q1 25
$5.4M
$-46.6M
Q4 24
$18.1M
$-39.6M
Q3 24
$4.6M
$-36.6M
Q2 24
$1.5M
$-25.5M
Q1 24
$7.1M
$-34.1M
FCF Margin
FVCB
FVCB
OCUL
OCUL
Q4 25
140.7%
-430.9%
Q3 25
1818.0%
-390.0%
Q2 25
20.8%
-419.7%
Q1 25
1413.6%
-435.6%
Q4 24
4786.0%
-232.0%
Q3 24
1121.8%
-237.6%
Q2 24
361.2%
-155.4%
Q1 24
1988.3%
-231.1%
Capex Intensity
FVCB
FVCB
OCUL
OCUL
Q4 25
0.3%
21.4%
Q3 25
0.2%
41.2%
Q2 25
0.1%
9.3%
Q1 25
4.2%
18.1%
Q4 24
37.3%
1.2%
Q3 24
14.1%
0.6%
Q2 24
12.8%
4.5%
Q1 24
3.9%
1.7%
Cash Conversion
FVCB
FVCB
OCUL
OCUL
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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