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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and TEJON RANCH CO (TRC). Click either name above to swap in a different company.
TEJON RANCH CO is the larger business by last-quarter revenue ($21.1M vs $16.9M, roughly 1.2× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 17.7%). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 68.8%).
FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.
Tejon Ranch Company, based in Lebec, California, is one of the largest private landowners in California. The company was incorporated in 1936 to organize the ownership of a large tract of land that was consolidated from four Mexican land grants acquired in the 1850s and 1860s by ranch founder Edward Fitzgerald Beale.
FVCB vs TRC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $16.9M | $21.1M |
| Net Profit | — | $1.6M |
| Gross Margin | — | 30.6% |
| Operating Margin | 43.7% | 10.9% |
| Net Margin | — | 7.5% |
| Revenue YoY | 4377.5% | 17.7% |
| Net Profit YoY | — | -64.7% |
| EPS (diluted) | $0.31 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $16.9M | $21.1M | ||
| Q3 25 | $416.0K | $12.0M | ||
| Q2 25 | $15.8M | $8.3M | ||
| Q1 25 | $382.0K | $8.2M | ||
| Q4 24 | $378.0K | $17.9M | ||
| Q3 24 | $412.0K | $10.9M | ||
| Q2 24 | $415.0K | $5.7M | ||
| Q1 24 | $359.0K | $7.4M |
| Q4 25 | — | $1.6M | ||
| Q3 25 | $5.6M | $1.7M | ||
| Q2 25 | $5.7M | $-1.7M | ||
| Q1 25 | $5.2M | $-1.5M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | $4.7M | $-1.8M | ||
| Q2 24 | $4.2M | $957.0K | ||
| Q1 24 | $1.3M | $-914.0K |
| Q4 25 | — | 30.6% | ||
| Q3 25 | — | 28.4% | ||
| Q2 25 | — | 40.9% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 22.9% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | 43.7% | 10.9% | ||
| Q3 25 | — | -16.9% | ||
| Q2 25 | 45.9% | -48.8% | ||
| Q1 25 | — | -50.7% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | — | -34.9% | ||
| Q2 24 | — | -62.4% | ||
| Q1 24 | — | -53.8% |
| Q4 25 | — | 7.5% | ||
| Q3 25 | 1341.1% | 14.0% | ||
| Q2 25 | 36.0% | -20.6% | ||
| Q1 25 | 1352.1% | -17.8% | ||
| Q4 24 | — | 25.0% | ||
| Q3 24 | 1133.3% | -16.9% | ||
| Q2 24 | 1001.2% | 16.8% | ||
| Q1 24 | 373.3% | -12.3% |
| Q4 25 | $0.31 | $0.05 | ||
| Q3 25 | $0.31 | $0.06 | ||
| Q2 25 | $0.31 | $-0.06 | ||
| Q1 25 | $0.28 | $-0.05 | ||
| Q4 24 | $0.27 | $0.16 | ||
| Q3 24 | $0.25 | $-0.07 | ||
| Q2 24 | $0.23 | $0.04 | ||
| Q1 24 | $0.07 | $-0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $9.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $253.6M | $475.2M |
| Total Assets | $2.3B | $630.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $9.5M | ||
| Q3 25 | — | $3.6M | ||
| Q2 25 | — | $2.5M | ||
| Q1 25 | — | $12.3M | ||
| Q4 24 | — | $39.3M | ||
| Q3 24 | — | $27.4M | ||
| Q2 24 | — | $33.0M | ||
| Q1 24 | — | $35.6M |
| Q4 25 | $253.6M | $475.2M | ||
| Q3 25 | $249.8M | $473.2M | ||
| Q2 25 | $243.2M | $471.5M | ||
| Q1 25 | $242.3M | $472.5M | ||
| Q4 24 | $235.4M | $473.6M | ||
| Q3 24 | $230.8M | $468.3M | ||
| Q2 24 | $226.5M | $469.2M | ||
| Q1 24 | $220.7M | $467.4M |
| Q4 25 | $2.3B | $630.5M | ||
| Q3 25 | $2.3B | $629.6M | ||
| Q2 25 | $2.2B | $618.5M | ||
| Q1 25 | $2.2B | $614.6M | ||
| Q4 24 | $2.2B | $608.0M | ||
| Q3 24 | $2.3B | $598.0M | ||
| Q2 24 | $2.3B | $590.8M | ||
| Q1 24 | $2.2B | $581.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $23.9M | $6.1M |
| Free Cash FlowOCF − Capex | $23.8M | — |
| FCF MarginFCF / Revenue | 140.7% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | — | 3.88× |
| TTM Free Cash FlowTrailing 4 quarters | $40.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.9M | $6.1M | ||
| Q3 25 | $7.6M | $-2.4M | ||
| Q2 25 | $3.3M | $-381.0K | ||
| Q1 25 | $5.4M | $-1.3M | ||
| Q4 24 | $18.2M | $14.3M | ||
| Q3 24 | $4.7M | $2.1M | ||
| Q2 24 | $1.6M | $-1.8M | ||
| Q1 24 | $7.2M | $777.0K |
| Q4 25 | $23.8M | — | ||
| Q3 25 | $7.6M | $-14.6M | ||
| Q2 25 | $3.3M | $-20.0M | ||
| Q1 25 | $5.4M | $-18.9M | ||
| Q4 24 | $18.1M | $-42.9M | ||
| Q3 24 | $4.6M | $-16.8M | ||
| Q2 24 | $1.5M | $-15.8M | ||
| Q1 24 | $7.1M | $-7.3M |
| Q4 25 | 140.7% | — | ||
| Q3 25 | 1818.0% | -122.2% | ||
| Q2 25 | 20.8% | -240.6% | ||
| Q1 25 | 1413.6% | -230.1% | ||
| Q4 24 | 4786.0% | -239.3% | ||
| Q3 24 | 1121.8% | -155.2% | ||
| Q2 24 | 361.2% | -277.2% | ||
| Q1 24 | 1988.3% | -99.0% |
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.2% | 102.3% | ||
| Q2 25 | 0.1% | 236.0% | ||
| Q1 25 | 4.2% | 213.7% | ||
| Q4 24 | 37.3% | 319.1% | ||
| Q3 24 | 14.1% | 174.3% | ||
| Q2 24 | 12.8% | 245.5% | ||
| Q1 24 | 3.9% | 109.5% |
| Q4 25 | — | 3.88× | ||
| Q3 25 | 1.36× | -1.43× | ||
| Q2 25 | 0.58× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | — | 3.19× | ||
| Q3 24 | 1.00× | — | ||
| Q2 24 | 0.37× | -1.88× | ||
| Q1 24 | 5.34× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
