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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Verrica Pharmaceuticals Inc. (VRCA). Click either name above to swap in a different company.

FVCBankcorp, Inc. is the larger business by last-quarter revenue ($16.9M vs $14.3M, roughly 1.2× Verrica Pharmaceuticals Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 905.4%). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 168.6%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Verrica Pharmaceuticals Inc. is a clinical-stage biopharmaceutical firm focused on developing and commercializing innovative prescription treatments for common and rare dermatological conditions. It primarily serves North American patients and healthcare providers, delivering solutions for unmet needs in dermatology care.

FVCB vs VRCA — Head-to-Head

Bigger by revenue
FVCB
FVCB
1.2× larger
FVCB
$16.9M
$14.3M
VRCA
Growing faster (revenue YoY)
FVCB
FVCB
+3472.1% gap
FVCB
4377.5%
905.4%
VRCA
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
168.6%
VRCA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FVCB
FVCB
VRCA
VRCA
Revenue
$16.9M
$14.3M
Net Profit
$-274.0K
Gross Margin
Operating Margin
43.7%
11.3%
Net Margin
-1.9%
Revenue YoY
4377.5%
905.4%
Net Profit YoY
98.8%
EPS (diluted)
$0.31
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
VRCA
VRCA
Q4 25
$16.9M
Q3 25
$416.0K
$14.3M
Q2 25
$15.8M
$12.7M
Q1 25
$382.0K
$3.4M
Q4 24
$378.0K
$344.0K
Q3 24
$412.0K
$-1.8M
Q2 24
$415.0K
$5.2M
Q1 24
$359.0K
$3.8M
Net Profit
FVCB
FVCB
VRCA
VRCA
Q4 25
Q3 25
$5.6M
$-274.0K
Q2 25
$5.7M
$204.0K
Q1 25
$5.2M
$-9.7M
Q4 24
Q3 24
$4.7M
$-22.9M
Q2 24
$4.2M
$-17.2M
Q1 24
$1.3M
$-20.3M
Gross Margin
FVCB
FVCB
VRCA
VRCA
Q4 25
Q3 25
Q2 25
Q1 25
79.6%
Q4 24
Q3 24
122.5%
Q2 24
86.5%
Q1 24
81.7%
Operating Margin
FVCB
FVCB
VRCA
VRCA
Q4 25
43.7%
Q3 25
11.3%
Q2 25
45.9%
11.9%
Q1 25
-236.4%
Q4 24
Q3 24
1162.5%
Q2 24
-293.7%
Q1 24
-486.1%
Net Margin
FVCB
FVCB
VRCA
VRCA
Q4 25
Q3 25
1341.1%
-1.9%
Q2 25
36.0%
1.6%
Q1 25
1352.1%
-283.3%
Q4 24
Q3 24
1133.3%
1283.5%
Q2 24
1001.2%
-332.0%
Q1 24
373.3%
-531.4%
EPS (diluted)
FVCB
FVCB
VRCA
VRCA
Q4 25
$0.31
Q3 25
$0.31
$-0.03
Q2 25
$0.31
$0.02
Q1 25
$0.28
$-0.10
Q4 24
$0.27
Q3 24
$0.25
$-4.88
Q2 24
$0.23
$-3.70
Q1 24
$0.07
$-0.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
VRCA
VRCA
Cash + ST InvestmentsLiquidity on hand
$21.1M
Total DebtLower is stronger
$21.6M
Stockholders' EquityBook value
$253.6M
$-17.0M
Total Assets
$2.3B
$40.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
VRCA
VRCA
Q4 25
Q3 25
$21.1M
Q2 25
$15.4M
Q1 25
$29.6M
Q4 24
$46.3M
Q3 24
$23.0M
Q2 24
$31.9M
Q1 24
$48.9M
Total Debt
FVCB
FVCB
VRCA
VRCA
Q4 25
Q3 25
$21.6M
Q2 25
$24.6M
Q1 25
$27.8M
Q4 24
$31.0M
Q3 24
$43.3M
Q2 24
$42.8M
Q1 24
$42.8M
Stockholders' Equity
FVCB
FVCB
VRCA
VRCA
Q4 25
$253.6M
Q3 25
$249.8M
$-17.0M
Q2 25
$243.2M
$-17.5M
Q1 25
$242.3M
$-18.6M
Q4 24
$235.4M
$-9.9M
Q3 24
$230.8M
$-34.1M
Q2 24
$226.5M
$-13.3M
Q1 24
$220.7M
$1.5M
Total Assets
FVCB
FVCB
VRCA
VRCA
Q4 25
$2.3B
Q3 25
$2.3B
$40.9M
Q2 25
$2.2B
$39.1M
Q1 25
$2.2B
$42.2M
Q4 24
$2.2B
$54.1M
Q3 24
$2.3B
$32.9M
Q2 24
$2.3B
$52.0M
Q1 24
$2.2B
$66.3M
Debt / Equity
FVCB
FVCB
VRCA
VRCA
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
28.41×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
VRCA
VRCA
Operating Cash FlowLast quarter
$23.9M
$9.7M
Free Cash FlowOCF − Capex
$23.8M
FCF MarginFCF / Revenue
140.7%
Capex IntensityCapex / Revenue
0.3%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
VRCA
VRCA
Q4 25
$23.9M
Q3 25
$7.6M
$9.7M
Q2 25
$3.3M
$-10.0M
Q1 25
$5.4M
$-12.7M
Q4 24
$18.2M
$-60.9M
Q3 24
$4.7M
$-8.6M
Q2 24
$1.6M
$-16.4M
Q1 24
$7.2M
$-19.9M
Free Cash Flow
FVCB
FVCB
VRCA
VRCA
Q4 25
$23.8M
Q3 25
$7.6M
Q2 25
$3.3M
Q1 25
$5.4M
Q4 24
$18.1M
$-61.0M
Q3 24
$4.6M
$-8.6M
Q2 24
$1.5M
$-16.4M
Q1 24
$7.1M
FCF Margin
FVCB
FVCB
VRCA
VRCA
Q4 25
140.7%
Q3 25
1818.0%
Q2 25
20.8%
Q1 25
1413.6%
Q4 24
4786.0%
-17719.2%
Q3 24
1121.8%
481.4%
Q2 24
361.2%
-316.2%
Q1 24
1988.3%
Capex Intensity
FVCB
FVCB
VRCA
VRCA
Q4 25
0.3%
Q3 25
0.2%
0.0%
Q2 25
0.1%
Q1 25
4.2%
Q4 24
37.3%
7.8%
Q3 24
14.1%
-0.9%
Q2 24
12.8%
0.2%
Q1 24
3.9%
0.0%
Cash Conversion
FVCB
FVCB
VRCA
VRCA
Q4 25
Q3 25
1.36×
Q2 25
0.58×
-49.24×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FVCB
FVCB

Segment breakdown not available.

VRCA
VRCA

License And Collaboration Revenue$10.7M75%
Products$3.6M25%

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