vs

Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Wheeler Real Estate Investment Trust, Inc. (WHLR). Click either name above to swap in a different company.

Wheeler Real Estate Investment Trust, Inc. is the larger business by last-quarter revenue ($25.2M vs $16.9M, roughly 1.5× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs -8.8%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $4.0M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs -1.4%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Cedar Realty Trust, Inc. is a real estate investment trust that invests in shopping centers. It is a subsidiary of Wheeler Real Estate Investment Trust. As of December 31, 2022, the company owned 19 properties with 2.9 million square feet of leasable space primarily in the Northeastern United States, including 7 properties in Pennsylvania. The company's major tenants are TJX Companies, Kohl's, Shaw's, Dollar Tree, and Walmart. The only notable property owned by the company is The Shoppes at T...

FVCB vs WHLR — Head-to-Head

Bigger by revenue
WHLR
WHLR
1.5× larger
WHLR
$25.2M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4386.3% gap
FVCB
4377.5%
-8.8%
WHLR
More free cash flow
FVCB
FVCB
$19.8M more FCF
FVCB
$23.8M
$4.0M
WHLR
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
-1.4%
WHLR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FVCB
FVCB
WHLR
WHLR
Revenue
$16.9M
$25.2M
Net Profit
$-819.0K
Gross Margin
Operating Margin
43.7%
42.2%
Net Margin
-80.5%
Revenue YoY
4377.5%
-8.8%
Net Profit YoY
-102.2%
EPS (diluted)
$0.31
$-3.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
WHLR
WHLR
Q4 25
$16.9M
$25.2M
Q3 25
$416.0K
$23.8M
Q2 25
$15.8M
$26.1M
Q1 25
$382.0K
$24.4M
Q4 24
$378.0K
$27.6M
Q3 24
$412.0K
$24.8M
Q2 24
$415.0K
$26.3M
Q1 24
$359.0K
$25.9M
Net Profit
FVCB
FVCB
WHLR
WHLR
Q4 25
$-819.0K
Q3 25
$5.6M
$11.5M
Q2 25
$5.7M
$-2.4M
Q1 25
$5.2M
$509.0K
Q4 24
$37.5M
Q3 24
$4.7M
$-33.3M
Q2 24
$4.2M
$-5.1M
Q1 24
$1.3M
$-8.7M
Operating Margin
FVCB
FVCB
WHLR
WHLR
Q4 25
43.7%
42.2%
Q3 25
23.1%
Q2 25
45.9%
57.3%
Q1 25
49.9%
Q4 24
16.8%
Q3 24
56.0%
Q2 24
43.8%
Q1 24
28.9%
Net Margin
FVCB
FVCB
WHLR
WHLR
Q4 25
-80.5%
Q3 25
1341.1%
48.4%
Q2 25
36.0%
-9.4%
Q1 25
1352.1%
2.1%
Q4 24
3374.0%
Q3 24
1133.3%
-134.4%
Q2 24
1001.2%
-19.2%
Q1 24
373.3%
-33.7%
EPS (diluted)
FVCB
FVCB
WHLR
WHLR
Q4 25
$0.31
$-3.32
Q3 25
$0.31
$-0.83
Q2 25
$0.31
$-9.45
Q1 25
$0.28
$-22.41
Q4 24
$0.27
$-202743.05
Q3 24
$0.25
$-129727.27
Q2 24
$0.23
$-11554.90
Q1 24
$0.07
$-2459.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
WHLR
WHLR
Cash + ST InvestmentsLiquidity on hand
$23.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$253.6M
$234.0K
Total Assets
$2.3B
$601.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
WHLR
WHLR
Q4 25
$23.7M
Q3 25
$27.1M
Q2 25
$28.1M
Q1 25
$19.2M
Q4 24
$43.0M
Q3 24
$37.1M
Q2 24
$19.6M
Q1 24
$17.7M
Total Debt
FVCB
FVCB
WHLR
WHLR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$479.2M
Stockholders' Equity
FVCB
FVCB
WHLR
WHLR
Q4 25
$253.6M
$234.0K
Q3 25
$249.8M
$-3.9M
Q2 25
$243.2M
$-18.5M
Q1 25
$242.3M
$-22.0M
Q4 24
$235.4M
$-25.4M
Q3 24
$230.8M
$-67.9M
Q2 24
$226.5M
$-36.4M
Q1 24
$220.7M
$-29.0M
Total Assets
FVCB
FVCB
WHLR
WHLR
Q4 25
$2.3B
$601.7M
Q3 25
$2.3B
$625.2M
Q2 25
$2.2B
$625.9M
Q1 25
$2.2B
$624.8M
Q4 24
$2.2B
$653.7M
Q3 24
$2.3B
$673.2M
Q2 24
$2.3B
$670.3M
Q1 24
$2.2B
$667.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
WHLR
WHLR
Operating Cash FlowLast quarter
$23.9M
$21.1M
Free Cash FlowOCF − Capex
$23.8M
$4.0M
FCF MarginFCF / Revenue
140.7%
16.0%
Capex IntensityCapex / Revenue
0.3%
68.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M
$10.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
WHLR
WHLR
Q4 25
$23.9M
$21.1M
Q3 25
$7.6M
$5.4M
Q2 25
$3.3M
$8.9M
Q1 25
$5.4M
$4.4M
Q4 24
$18.2M
$26.0M
Q3 24
$4.7M
$7.5M
Q2 24
$1.6M
$7.9M
Q1 24
$7.2M
$5.2M
Free Cash Flow
FVCB
FVCB
WHLR
WHLR
Q4 25
$23.8M
$4.0M
Q3 25
$7.6M
$966.0K
Q2 25
$3.3M
$2.9M
Q1 25
$5.4M
$2.4M
Q4 24
$18.1M
$3.5M
Q3 24
$4.6M
$715.0K
Q2 24
$1.5M
$115.0K
Q1 24
$7.1M
$1.1M
FCF Margin
FVCB
FVCB
WHLR
WHLR
Q4 25
140.7%
16.0%
Q3 25
1818.0%
4.1%
Q2 25
20.8%
11.1%
Q1 25
1413.6%
9.7%
Q4 24
4786.0%
12.5%
Q3 24
1121.8%
2.9%
Q2 24
361.2%
0.4%
Q1 24
1988.3%
4.3%
Capex Intensity
FVCB
FVCB
WHLR
WHLR
Q4 25
0.3%
68.0%
Q3 25
0.2%
18.8%
Q2 25
0.1%
23.0%
Q1 25
4.2%
8.5%
Q4 24
37.3%
81.6%
Q3 24
14.1%
27.3%
Q2 24
12.8%
29.5%
Q1 24
3.9%
16.0%
Cash Conversion
FVCB
FVCB
WHLR
WHLR
Q4 25
Q3 25
1.36×
0.47×
Q2 25
0.58×
Q1 25
1.05×
8.72×
Q4 24
0.69×
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons