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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and X4 Pharmaceuticals, Inc (XFOR). Click either name above to swap in a different company.

X4 Pharmaceuticals, Inc is the larger business by last-quarter revenue ($28.8M vs $16.9M, roughly 1.7× FVCBankcorp, Inc.).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

X4 Pharmaceuticals, Inc. is a clinical-stage biotechnology company focused on developing novel targeted therapies for rare immunological diseases and oncology indications with high unmet medical needs. It operates primarily across the U.S. and European markets, with a lead pipeline candidate for WHIM syndrome and multiple other preclinical and clinical assets for immune disorders and cancer.

FVCB vs XFOR — Head-to-Head

Bigger by revenue
XFOR
XFOR
1.7× larger
XFOR
$28.8M
$16.9M
FVCB

Income Statement — Q4 FY2025 vs Q1 FY2025

Metric
FVCB
FVCB
XFOR
XFOR
Revenue
$16.9M
$28.8M
Net Profit
$282.0K
Gross Margin
83.6%
Operating Margin
43.7%
-32.8%
Net Margin
1.0%
Revenue YoY
4377.5%
Net Profit YoY
100.5%
EPS (diluted)
$0.31
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
XFOR
XFOR
Q4 25
$16.9M
Q3 25
$416.0K
Q2 25
$15.8M
Q1 25
$382.0K
$28.8M
Q4 24
$378.0K
Q3 24
$412.0K
Q2 24
$415.0K
Q1 24
$359.0K
$0
Net Profit
FVCB
FVCB
XFOR
XFOR
Q4 25
Q3 25
$5.6M
Q2 25
$5.7M
Q1 25
$5.2M
$282.0K
Q4 24
Q3 24
$4.7M
Q2 24
$4.2M
Q1 24
$1.3M
$-51.8M
Gross Margin
FVCB
FVCB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
83.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FVCB
FVCB
XFOR
XFOR
Q4 25
43.7%
Q3 25
Q2 25
45.9%
Q1 25
-32.8%
Q4 24
Q3 24
Q2 24
Q1 24
Net Margin
FVCB
FVCB
XFOR
XFOR
Q4 25
Q3 25
1341.1%
Q2 25
36.0%
Q1 25
1352.1%
1.0%
Q4 24
Q3 24
1133.3%
Q2 24
1001.2%
Q1 24
373.3%
EPS (diluted)
FVCB
FVCB
XFOR
XFOR
Q4 25
$0.31
Q3 25
$0.31
Q2 25
$0.31
Q1 25
$0.28
$0.04
Q4 24
$0.27
Q3 24
$0.25
Q2 24
$0.23
Q1 24
$0.07
$-7.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
XFOR
XFOR
Cash + ST InvestmentsLiquidity on hand
$40.3M
Total DebtLower is stronger
$75.0M
Stockholders' EquityBook value
$253.6M
$22.9M
Total Assets
$2.3B
$130.0M
Debt / EquityLower = less leverage
3.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$40.3M
Q4 24
Q3 24
Q2 24
Q1 24
$60.5M
Total Debt
FVCB
FVCB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$75.0M
Q4 24
Q3 24
Q2 24
Q1 24
$55.0M
Stockholders' Equity
FVCB
FVCB
XFOR
XFOR
Q4 25
$253.6M
Q3 25
$249.8M
Q2 25
$243.2M
Q1 25
$242.3M
$22.9M
Q4 24
$235.4M
Q3 24
$230.8M
Q2 24
$226.5M
Q1 24
$220.7M
$1.0M
Total Assets
FVCB
FVCB
XFOR
XFOR
Q4 25
$2.3B
Q3 25
$2.3B
Q2 25
$2.2B
Q1 25
$2.2B
$130.0M
Q4 24
$2.2B
Q3 24
$2.3B
Q2 24
$2.3B
Q1 24
$2.2B
$112.2M
Debt / Equity
FVCB
FVCB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
3.27×
Q4 24
Q3 24
Q2 24
Q1 24
53.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
XFOR
XFOR
Operating Cash FlowLast quarter
$23.9M
$-12.4M
Free Cash FlowOCF − Capex
$23.8M
FCF MarginFCF / Revenue
140.7%
Capex IntensityCapex / Revenue
0.3%
0.0%
Cash ConversionOCF / Net Profit
-43.86×
TTM Free Cash FlowTrailing 4 quarters
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
XFOR
XFOR
Q4 25
$23.9M
Q3 25
$7.6M
Q2 25
$3.3M
Q1 25
$5.4M
$-12.4M
Q4 24
$18.2M
Q3 24
$4.7M
Q2 24
$1.6M
Q1 24
$7.2M
$-33.6M
Free Cash Flow
FVCB
FVCB
XFOR
XFOR
Q4 25
$23.8M
Q3 25
$7.6M
Q2 25
$3.3M
Q1 25
$5.4M
Q4 24
$18.1M
Q3 24
$4.6M
Q2 24
$1.5M
Q1 24
$7.1M
$-33.7M
FCF Margin
FVCB
FVCB
XFOR
XFOR
Q4 25
140.7%
Q3 25
1818.0%
Q2 25
20.8%
Q1 25
1413.6%
Q4 24
4786.0%
Q3 24
1121.8%
Q2 24
361.2%
Q1 24
1988.3%
Capex Intensity
FVCB
FVCB
XFOR
XFOR
Q4 25
0.3%
Q3 25
0.2%
Q2 25
0.1%
Q1 25
4.2%
0.0%
Q4 24
37.3%
Q3 24
14.1%
Q2 24
12.8%
Q1 24
3.9%
Cash Conversion
FVCB
FVCB
XFOR
XFOR
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
-43.86×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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