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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Xencor Inc (XNCR). Click either name above to swap in a different company.

Xencor Inc is the larger business by last-quarter revenue ($28.2M vs $16.9M, roughly 1.7× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs -46.5%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-52.9M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 32.9%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Xencor Inc is a clinical-stage biopharmaceutical company focused on developing engineered antibody and protein therapeutics using its proprietary technology platform. Its pipeline targets oncology, autoimmune disorders, and inflammatory diseases, and it collaborates with global pharmaceutical partners to advance candidates addressing unmet medical needs across major markets.

FVCB vs XNCR — Head-to-Head

Bigger by revenue
XNCR
XNCR
1.7× larger
XNCR
$28.2M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4424.0% gap
FVCB
4377.5%
-46.5%
XNCR
More free cash flow
FVCB
FVCB
$76.7M more FCF
FVCB
$23.8M
$-52.9M
XNCR
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
32.9%
XNCR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FVCB
FVCB
XNCR
XNCR
Revenue
$16.9M
$28.2M
Net Profit
$-6.7M
Gross Margin
Operating Margin
43.7%
-189.9%
Net Margin
-23.6%
Revenue YoY
4377.5%
-46.5%
Net Profit YoY
85.4%
EPS (diluted)
$0.31
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
XNCR
XNCR
Q4 25
$16.9M
$28.2M
Q3 25
$416.0K
$21.0M
Q2 25
$15.8M
$43.6M
Q1 25
$382.0K
$32.7M
Q4 24
$378.0K
$52.8M
Q3 24
$412.0K
$17.8M
Q2 24
$415.0K
$23.9M
Q1 24
$359.0K
$16.0M
Net Profit
FVCB
FVCB
XNCR
XNCR
Q4 25
$-6.7M
Q3 25
$5.6M
$-6.0M
Q2 25
$5.7M
$-30.8M
Q1 25
$5.2M
$-48.4M
Q4 24
$-45.6M
Q3 24
$4.7M
$-46.3M
Q2 24
$4.2M
$-67.3M
Q1 24
$1.3M
$-73.4M
Operating Margin
FVCB
FVCB
XNCR
XNCR
Q4 25
43.7%
-189.9%
Q3 25
-226.3%
Q2 25
45.9%
-76.1%
Q1 25
-131.9%
Q4 24
-25.0%
Q3 24
-310.2%
Q2 24
-231.6%
Q1 24
-341.7%
Net Margin
FVCB
FVCB
XNCR
XNCR
Q4 25
-23.6%
Q3 25
1341.1%
-28.7%
Q2 25
36.0%
-70.7%
Q1 25
1352.1%
-147.9%
Q4 24
-86.3%
Q3 24
1133.3%
-260.1%
Q2 24
1001.2%
-281.7%
Q1 24
373.3%
-459.1%
EPS (diluted)
FVCB
FVCB
XNCR
XNCR
Q4 25
$0.31
$-0.09
Q3 25
$0.31
$-0.08
Q2 25
$0.31
$-0.41
Q1 25
$0.28
$-0.66
Q4 24
$0.27
$-0.57
Q3 24
$0.25
$-0.72
Q2 24
$0.23
$-1.09
Q1 24
$0.07
$-1.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
XNCR
XNCR
Cash + ST InvestmentsLiquidity on hand
$54.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$253.6M
$635.6M
Total Assets
$2.3B
$875.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
XNCR
XNCR
Q4 25
$54.1M
Q3 25
$28.3M
Q2 25
$44.4M
Q1 25
$39.7M
Q4 24
$40.9M
Q3 24
$29.0M
Q2 24
$30.8M
Q1 24
$31.0M
Stockholders' Equity
FVCB
FVCB
XNCR
XNCR
Q4 25
$253.6M
$635.6M
Q3 25
$249.8M
$625.3M
Q2 25
$243.2M
$620.4M
Q1 25
$242.3M
$639.9M
Q4 24
$235.4M
$677.6M
Q3 24
$230.8M
$708.9M
Q2 24
$226.5M
$550.5M
Q1 24
$220.7M
$600.1M
Total Assets
FVCB
FVCB
XNCR
XNCR
Q4 25
$2.3B
$875.5M
Q3 25
$2.3B
$868.8M
Q2 25
$2.2B
$879.4M
Q1 25
$2.2B
$904.7M
Q4 24
$2.2B
$951.9M
Q3 24
$2.3B
$999.9M
Q2 24
$2.3B
$840.6M
Q1 24
$2.2B
$896.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
XNCR
XNCR
Operating Cash FlowLast quarter
$23.9M
$-51.7M
Free Cash FlowOCF − Capex
$23.8M
$-52.9M
FCF MarginFCF / Revenue
140.7%
-187.2%
Capex IntensityCapex / Revenue
0.3%
4.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M
$-138.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
XNCR
XNCR
Q4 25
$23.9M
$-51.7M
Q3 25
$7.6M
$-30.8M
Q2 25
$3.3M
$-36.4M
Q1 25
$5.4M
$-16.2M
Q4 24
$18.2M
$-49.8M
Q3 24
$4.7M
$-28.1M
Q2 24
$1.6M
$-67.3M
Q1 24
$7.2M
$-56.9M
Free Cash Flow
FVCB
FVCB
XNCR
XNCR
Q4 25
$23.8M
$-52.9M
Q3 25
$7.6M
$-31.0M
Q2 25
$3.3M
$-36.8M
Q1 25
$5.4M
$-17.7M
Q4 24
$18.1M
$-51.5M
Q3 24
$4.6M
$-29.4M
Q2 24
$1.5M
$-70.4M
Q1 24
$7.1M
$-57.0M
FCF Margin
FVCB
FVCB
XNCR
XNCR
Q4 25
140.7%
-187.2%
Q3 25
1818.0%
-147.6%
Q2 25
20.8%
-84.3%
Q1 25
1413.6%
-54.0%
Q4 24
4786.0%
-97.6%
Q3 24
1121.8%
-165.3%
Q2 24
361.2%
-294.4%
Q1 24
1988.3%
-356.3%
Capex Intensity
FVCB
FVCB
XNCR
XNCR
Q4 25
0.3%
4.0%
Q3 25
0.2%
0.9%
Q2 25
0.1%
0.9%
Q1 25
4.2%
4.4%
Q4 24
37.3%
3.2%
Q3 24
14.1%
7.2%
Q2 24
12.8%
12.7%
Q1 24
3.9%
0.8%
Cash Conversion
FVCB
FVCB
XNCR
XNCR
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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